At a Glance
- Tasks: Originate and structure complex debt facilities for SME & Mid Corporate clients.
- Company: Join Lloyds Banking Group, committed to helping Britain prosper.
- Benefits: Generous pension, annual bonus, share schemes, and 30 days' holiday.
- Why this job: Shape the future of financial services while growing your career.
- Qualifications: Strong Excel skills and experience in SME or Mid Corporate segments.
- Other info: Inclusive environment with opportunities for personal and professional development.
The predicted salary is between 36000 - 60000 £ per year.
We're looking for an Associate Director to join our team to help originate, structure, and implement more complex/leveraged debt facilities for SME & Mid Corporate clients and prospects across a variety of sectors. The team will transact a range of funding requirements which will vary in complexity including MBOs, Mergers & Acquisitions and funding for growth especially where the bank does not see lending covered in full by traditional assets. Within a strong team of successful professionals, this is a fantastic opportunity for someone to join a high performing team. In addition to playing a key role as part of a transactional deal team, you will help enhance our market presence by driving business development and representing the Group within the professional community.
Key Responsibilities
- Assist Directors in structuring and closing complex debt transactions.
- Lead the assessment and structuring of new business proposals for lower risk deals.
- Prepare and analyse financial models to a high standard, ensuring numeric accuracy and stress testing assumptions.
- Collaborate closely with SME and Mid Corporate Relationship teams to identify opportunities and support client engagement.
- Develop market presence and relationships with debt advisors and the professional community to support origination activities.
Qualifications & Requirements
- Strong Excel and financial modelling skills, including cashflow analysis and stress testing.
- Experience operating optimally within the SME and/or Mid Corporate segment.
- Excellent written communication skills for producing concise, accurate credit papers.
- Ability to manage multiple priorities and deliver under tight deadlines.
- Proactive mindset with a strong appetite to learn and grow in a fast‑paced environment.
About Lloyds Banking Group
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the future of financial services and many opportunities to learn, grow and develop.
Our Commitment to Inclusion
We are committed to creating an environment in which everyone can thrive, learn and develop. We are a Disability Confident Leader and guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers.
Benefits
- Generous pension contribution of up to 15%.
- Annual bonus award, subject to Group performance.
- Share schemes including free shares.
- Benefits you can adapt to your lifestyle, such as discounted shopping.
- 30 days' holiday, with bank holidays on top.
- Range of wellbeing initiatives and generous parental leave policies.
This is a once‑in‑a‑career opportunity to help shape your future as well as ours. Join us and grow with purpose.
Associate Director, Growth & Structured Finance employer: Lloyd's
Contact Detail:
Lloyd's Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate Director, Growth & Structured Finance
✨Network Like a Pro
Get out there and connect with people in the industry! Attend networking events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. Building relationships can open doors to opportunities that aren’t even advertised.
✨Showcase Your Skills
When you get the chance to meet potential employers or clients, make sure to highlight your financial modelling skills and experience with complex debt transactions. Bring examples of your work or case studies to demonstrate your expertise and how you can add value to their team.
✨Be Proactive
Don’t wait for job openings to come to you. Reach out to companies you admire, like Lloyds Banking Group, and express your interest in working with them. A proactive approach shows your enthusiasm and can set you apart from other candidates.
✨Apply Through Our Website
Make sure to apply through our website for the best chance at landing that dream role. It’s the most direct route to getting noticed by hiring managers and ensures your application is seen in the right light. Plus, we love seeing candidates who are genuinely interested in joining us!
We think you need these skills to ace Associate Director, Growth & Structured Finance
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in structured finance and debt transactions. We want to see how your skills align with the role, so don’t hold back on showcasing your relevant achievements!
Show Off Your Financial Modelling Skills: Since strong Excel and financial modelling skills are key for this role, include specific examples of your work with cashflow analysis and stress testing. We love seeing those numbers come to life, so make it clear how you’ve used these skills in past roles.
Be Concise and Clear: When writing your application, keep it concise and to the point. We appreciate excellent written communication, so ensure your credit papers or any other documents you submit are accurate and easy to read. Clarity is crucial!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for this fantastic opportunity. Plus, it shows you’re keen to join our team at Lloyds Banking Group!
How to prepare for a job interview at Lloyd's
✨Know Your Numbers
Make sure you're comfortable with financial modelling and cashflow analysis. Brush up on your Excel skills, as you'll likely be asked to demonstrate your ability to prepare and analyse financial models during the interview.
✨Understand the Market
Familiarise yourself with the SME and Mid Corporate segments. Research recent trends, challenges, and opportunities in these areas so you can speak knowledgeably about how they relate to the role and the bank's objectives.
✨Showcase Your Communication Skills
Prepare to discuss how you've produced concise and accurate credit papers in the past. Be ready to provide examples of how your written communication has positively impacted your previous roles, especially in structuring deals.
✨Demonstrate a Proactive Mindset
Be prepared to share instances where you've taken the initiative to drive business development or enhance market presence. Highlight your willingness to learn and adapt in a fast-paced environment, as this is crucial for success in the role.