At a Glance
- Tasks: Deliver personalised financial advice and build lasting client relationships.
- Company: Join Lloyds Wealth, part of the UK's largest banking group.
- Benefits: Enjoy a competitive salary, uncapped bonuses, and exceptional benefits.
- Other info: Embrace diversity and enjoy clear career progression in a supportive environment.
- Why this job: Make a real impact on clients' financial futures with flexible working options.
- Qualifications: Level 4 Diploma qualified with experience in holistic financial advice.
The predicted salary is between 65000 - 80000 £ per year.
Location: Southampton / Salisbury (hybrid)
Type: Permanent
Salary: £65,000 - £80,000 (depending on experience) plus uncapped performance-related bonus
Closing Date: 14/06/2026
An exceptional opportunity for experienced advisers - combining the scale of the UK's biggest banking group, unmatched client access and the autonomy to deliver holistic advice.
At Lloyds Wealth you'll join a business with the reach, referral strength and investment in advice to help established advisers grow a substantial client book without starting from scratch.
The role:
As a Personal Wealth Adviser, you believe that financial planning starts by understanding each client's unique story, their goals and the life they want to build. You'll deliver holistic, client-led financial advice to new and existing clients, both face-to-face and virtually, taking the time to build a personalised financial plan that reflects their aspirations and adapts as their life evolves. We'll expect you to use cash flow modelling and financial planning tools to provide clear, insightful advice.
This is not a cold-start position. You'll have the backing of the largest banking group in the UK as you utilise a range of business development strategies and expertise to proactively explore the market to onboard new clients, including servicing a constant flow of leads from the wider Lloyds Banking Group, without sacrificing the quality of advice. You'll be supported by robust systems and infrastructure so you can spend more time advising clients.
- Constant leads and referrals: Access one of the UK's largest client ecosystems. Lloyds Banking Group has a retail footprint in almost every local market in the UK, resulting in a constant stream of leads and referrals to the Wealth business.
- Uncapped bonus: Our uncapped bonus structure is designed to reward advisers who convert opportunity into long-term client value.
- Career Development: We'll support your ongoing development and additional qualifications within our transparent structure with clearly defined progression pathways.
- Flexibility: You'll manage your own schedule, predominately working from home, meeting with clients at their homes or at one of our hub locations.
- Exceptional benefits: 30 days holidays, Private Medical, Life Insurance (among others) and a matched pension up to 21% (6% from you, 15% from us).
What you'll bring:
- Level 4 Diploma qualified (Chartered / Level 6 welcome but not essential)
- A strong track record of delivering holistic financial advice
- Experience building lasting client relationships and generating repeat/referral business
- Confidence in conducting client meetings and creating tailored financial plans
- Strong understanding of regulatory requirements, including Consumer Duty
- Experience using cashflow modelling to support robust advice recommendations
Lloyds Wealth operates under the Senior Managers and Certification Regime as a solo-regulated firm and if this role is classed as a Certified Role under that regime you will be subject to enhanced vetting and will have a number of additional conduct and regulatory duties to adhere to, as well as certifying at least annually that you are fit and proper to perform this role.
We support flexible working. We know how important it is to be able to achieve a balance. We want to support your lifestyle as well as meeting our business needs, so will always aim to be flexible. Many colleagues work from home, or in a hybrid way.
You belong here. We embrace individuality and diversity of identity, experience, and thought. We actively strive for inclusive behaviours and actions, making appropriate adjustments for disabilities, health conditions and neurodiversities. We ensure equal opportunities for all and transparently report on gender pay to promote fairness.
Lloyds Wealth aims to improve the way financial advice is offered by making it more affordable, accessible and impactful for more people. If you need more insight about what it's like to work here, check out our website.
If there is no suitable role for you now, keep checking in. New roles come live all the time and they don't always stick around for long!
Personal Wealth Adviser in Southampton employer: Lloyds Wealth
At Lloyds Wealth, we pride ourselves on being an exceptional employer, offering Personal Wealth Advisers the unique opportunity to thrive within the UK's largest banking group. With a strong focus on employee growth, our transparent career development pathways, flexible working arrangements, and a robust support system ensure that you can deliver personalised financial advice while enjoying a rewarding work-life balance. Our commitment to diversity and inclusion, alongside competitive benefits such as uncapped bonuses and generous holiday allowances, makes Lloyds Wealth an attractive place for those seeking meaningful and impactful careers in financial planning.
StudySmarter Expert Advice🤫
We think this is how you could land Personal Wealth Adviser in Southampton
✨Tip Number 1
Network like a pro! Get out there and connect with people in the finance industry. Attend events, join online forums, and don’t be shy about reaching out to potential clients or colleagues on LinkedIn. The more connections you make, the better your chances of landing that Personal Wealth Adviser role.
✨Tip Number 2
Showcase your expertise! Prepare a portfolio or case studies that highlight your success stories in delivering holistic financial advice. When you get the chance to meet potential clients or employers, share these examples to demonstrate how you can add value to their financial journey.
✨Tip Number 3
Practice makes perfect! Before any interviews or client meetings, rehearse your pitch. Focus on how you can tailor your advice to meet individual needs. This will not only boost your confidence but also show that you’re genuinely interested in helping clients achieve their goals.
✨Tip Number 4
Keep an eye on our website! We regularly post new opportunities for Personal Wealth Advisers. Applying directly through our site gives you the best chance to stand out and shows your commitment to joining our team. Don’t miss out on your dream job!
We think you need these skills to ace Personal Wealth Adviser in Southampton
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Personal Wealth Adviser role. Highlight your experience in delivering holistic financial advice and building client relationships, as these are key aspects of the job.
Showcase Your Qualifications:Don’t forget to mention your Level 4 Diploma or any additional qualifications you have. We want to see how your credentials align with our expectations, so make them stand out!
Be Authentic:Let your personality shine through in your application. We value individuality and want to know about your unique story and how it shapes your approach to financial planning.
Apply Through Our Website:For the best chance of success, apply directly through our website. This ensures your application gets to the right people and shows us you're serious about joining our team!
How to prepare for a job interview at Lloyds Wealth
✨Know Your Stuff
Make sure you brush up on your financial planning knowledge, especially around cash flow modelling and regulatory requirements. Being able to discuss these topics confidently will show that you're serious about the role and understand what it takes to deliver holistic advice.
✨Personalise Your Approach
Since this role is all about understanding clients' unique stories, think about how you can demonstrate your ability to build lasting relationships. Prepare examples of how you've tailored financial plans in the past and be ready to share your approach to client meetings.
✨Showcase Your Success
Be prepared to talk about your track record in generating repeat and referral business. Highlight specific achievements and how you’ve turned opportunities into long-term client value. This will help illustrate your potential impact at Lloyds Wealth.
✨Ask Insightful Questions
Interviews are a two-way street, so come armed with questions that show your interest in the company and the role. Ask about their approach to client relationships or how they support advisers in their career development. This not only shows your enthusiasm but also helps you gauge if it's the right fit for you.
