Senior Credit Officer - Banks & Intragroup Sector (Financial Institutions)

Senior Credit Officer - Banks & Intragroup Sector (Financial Institutions)

Full-Time 60000 - 80000 Β£ / year (est.) No working from home possible
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At a Glance

  • Tasks: Lead credit assessments and make impactful decisions in a dynamic banking environment.
  • Company: Join a forward-thinking financial institution redefining the future of finance.
  • Benefits: Enjoy a generous pension, performance bonuses, flexible benefits, and 30 days' holiday.
  • Other info: Inclusive culture focused on personal development and career growth.
  • Why this job: Shape the future of finance while mentoring and growing with a diverse team.
  • Qualifications: Experience in credit risk assessment and strong relationship-building skills required.

The predicted salary is between 60000 - 80000 Β£ per year.

As a Senior Credit Officer in the FI Credit – Banks team, you will look after our exciting and growing Global Banks portfolio (including our own intragroup subsidiaries). You will make recommendations on complex new transactions, lending/trading limit requests, design sector strategies, policies and processes. You will be trusted to take decisions with a sizeable, delegated credit authority and you will also lead client due diligence meetings. We are looking for someone who can be a role model across FI Credit and build strong relationships with key partners across Coverage and Product teams. You will support and constructively challenge the front line to build a long-term sustainable business. You will mentor and upskill junior members of the team as well as reviewing their submissions to senior sanctioners. You will also have the opportunity to collaborate on other FI portfolios, such as Insurance, Securitisations, Financial Sponsors and Funds.

What you'll need:

  • Significant experience in the credit risk assessment of Global Banks. Sound knowledge of sector trends, horizon risks and regulation.
  • Excellent knowledge of lending and traded products and documentation.
  • Held senior Credit Authority in past roles.
  • Led client due diligence meetings.
  • Formal Credit training preferred.
  • Track-record in independent decision making and is able to communicate succinctly and efficiently in a clear and unambiguous manner.
  • Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
  • Ability to seek out, build and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.
  • A passion for change, automation and simplification.
  • A real excitement for supporting and promoting team members ensuring all team members have time for personal development, up-skilling and cross training.

We also offer a wide-ranging benefits package, which includes:

  • A generous pension contribution of up to 15%
  • An annual performance-related bonus
  • Share schemes including free shares!
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days' holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. If you'd like reasonable adjustments to our recruitment process, just let us know. This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose!

Senior Credit Officer - Banks & Intragroup Sector (Financial Institutions) employer: Lloyds Banking

Join us as a Senior Credit Officer and be part of a transformative journey in the finance sector. We pride ourselves on our inclusive work culture, offering extensive employee growth opportunities, a generous benefits package including a 15% pension contribution and 30 days' holiday, and a commitment to personal development. With hybrid working options and a focus on collaboration, you'll thrive in an environment that values your contributions and supports your career aspirations.

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Contact Details:

Lloyds Banking Recruitment Team

We think you need these skills to ace Senior Credit Officer - Banks & Intragroup Sector (Financial Institutions)

Credit Risk Assessment
Knowledge of Sector Trends
Understanding of Horizon Risks
Regulatory Knowledge
Lending and Traded Products Expertise
Senior Credit Authority Experience
Client Due Diligence Leadership