At a Glance
- Tasks: Lead financial strategy and performance for Lending & Working Capital, driving growth and innovation.
- Company: Join Lloyds Banking Group, a leader in transforming finance for good.
- Benefits: Generous pension, annual bonuses, share schemes, 30 days holiday, and wellbeing initiatives.
- Other info: Commitment to diversity, equity, and inclusion with excellent career development opportunities.
- Why this job: Make a real impact on businesses while developing your leadership skills in a dynamic environment.
- Qualifications: Senior leadership experience with strong knowledge of Lending & Working Capital products.
The predicted salary is between 80000 - 100000 £ per year.
Locations: Edinburgh / Glasgow / Leeds / Birmingham / Bristol / London
Hours: Full time
Working Pattern: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at our above offices.
About This Opportunity: Join Lloyds Banking Group's Business and Commercial Banking division (BCB) as we redefine how businesses access Lending and Working Capital solutions across the UK. Our platform spans Lending, Asset Finance, Overdrafts, and Invoice Finance, helping businesses of all sizes optimise working capital, manage risk, and fund growth. Our products sit at the heart of BCB, driving innovation and supporting our purpose of Helping Britain Prosper.
As Commercial Director for Lending & Working Capital (L&WC), you'll lead financial performance and strategy, reporting directly to the Managing Director. You'll head a team of 10, aligning scorecards, board-level metrics, and Group priorities while driving planning, forecasting, and collaboration across Coverage, Finance, and Group Corporate Treasury. Acting as a key link between Product teams and partners, you'll nurture growth, operational excellence, and data-driven insight to deliver better outcomes for customers.
What you'll be doing:
- Lead planning and revenue forecasting across L&WC acting as the first point of contact with Finance and key partners to produce accurate multi-year forecasts.
- Build enhanced forecasting and value analysis by client, segment and sector, using insights to sharpen decisions.
- Supervise performance trends and lead interventions that unlock sustainable growth and improve customer outcomes.
- Improve analytics and supporting data sets that underpin pricing and forecasting, including greater adoption of AI and tried machine learning from our platforms.
- Assess the impact of tactical and central initiatives, track benefits against budget and ensure assumptions remain sound.
- Be responsible for the relationship with Group Corporate Treasury, deputise for the MD at ALCOs, and lead discussions at Asset and Liability Pricing Committee and BCB Growth Forum to ensure pricing and liquidity processes are accurate and aligned.
Why Lloyds Banking Group: We're on an exciting journey to transform our Group and the way we're shaping finance for good. We're focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group an excellent place for everyone. Including you.
What you'll need:
- A strong background of senior leadership, with experience hitting commercial targets, leading teams and delivering or commercialising investment projects.
- Deep knowledge of L&WC products, with a curiosity to broaden expertise across the product set.
- Strong risk management and governance capability, able to identify, assess and mitigate risks with effective oversight and controls.
- Advanced financial and non-financial analysis skills, with the ability to turn insight into clear actions and measures.
- Strategic thinking and problem-solving ability, with experience improving operating models to develop competitive advantage.
- Excellent influencing and communication skills, with credibility up to Group Executive Committee level and a collaborative style that builds positive relationships.
About working for us: Our ambition is to be the top tier UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares!
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days' holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more.
L&WC Commercial Director in West Bromwich employer: Lloyds Banking Group
Lloyds Banking Group is an exceptional employer, offering a dynamic work culture that prioritises diversity, equity, and inclusion while fostering employee growth and development. With a generous benefits package, including a substantial pension contribution, performance-related bonuses, and flexible working arrangements, employees are empowered to thrive both personally and professionally in vibrant locations such as Edinburgh, Glasgow, Leeds, Birmingham, Bristol, and London.
StudySmarter Expert Advice🤫
We think this is how you could land L&WC Commercial Director in West Bromwich
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry, attend relevant events, and don’t be shy about asking for introductions. We all know that sometimes it’s not just what you know, but who you know that can land you that dream job.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. We recommend practising common interview questions and tailoring your answers to highlight how your experience aligns with their needs. Show them you’re not just another candidate, but the perfect fit!
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. We suggest mentioning something specific from your conversation to remind them why you’re the right choice for the role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we often have exclusive opportunities listed there that you won’t find anywhere else. Let’s get you that job!
We think you need these skills to ace L&WC Commercial Director in West Bromwich
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the L&WC Commercial Director role. Highlight your relevant experience in leading teams and hitting commercial targets, as well as your knowledge of Lending and Working Capital products.
Showcase Your Leadership Skills:We want to see your senior leadership experience shine through! Share specific examples of how you've led teams to success and delivered on investment projects. This will help us understand your capability to drive performance and strategy.
Be Data-Driven:Since this role involves a lot of forecasting and analytics, make sure to mention any experience you have with data analysis and using insights to inform decisions. We love candidates who can turn numbers into actionable strategies!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our company culture and values.
How to prepare for a job interview at Lloyds Banking Group
✨Know Your Numbers
As a Commercial Director, you'll need to demonstrate your financial acumen. Brush up on key metrics related to Lending and Working Capital products. Be ready to discuss how you've used data to drive decisions in the past.
✨Showcase Leadership Experience
Highlight your senior leadership experience and how you've successfully led teams to meet commercial targets. Prepare examples of how you've influenced stakeholders and built positive relationships at all levels.
✨Understand the Market Landscape
Familiarise yourself with current trends in the lending and working capital space. Be prepared to discuss how you would approach market challenges and opportunities, showcasing your strategic thinking.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving skills. Think about past experiences where you've improved operational models or managed risks effectively, and be ready to share those stories.
