At a Glance
- Tasks: Conduct on-site audits and analyse financial data to identify risks.
- Company: Join a leading firm in the Asset-Based Lending sector with a focus on client relationships.
- Benefits: Enjoy a competitive pension, performance bonuses, share schemes, and flexible benefits.
- Other info: Inclusive workplace with opportunities for career growth and mentoring.
- Why this job: Make a real impact in risk management while developing your analytical and communication skills.
- Qualifications: Experience in ABL auditing and strong analytical skills required.
The predicted salary is between 45000 - 55000 £ per year.
We're seeking an experienced Asset-Based Lending (ABL) Auditor to join our Field Risk Team – the most client‐facing team within our Risk Division. This is a unique opportunity to combine analytical expertise with real‐world business insight, helping safeguard the integrity of our lending portfolio while building strong relationships with businesses across the UK.
When we provide funding through ABL we rely on the strength of our clients' assets – such as invoices and stock – that form the collateral for our facilities. Your role ensures these assets are valid, collectable, and accurately represented. This responsibility sits at the very heart of our business, influencing decisions that keep both us and our clients secure.
In this role, you'll carry out on‐site audits for both existing and prospective clients, review financial data, and identify potential risks that could impact our funding decisions. Your insights will directly influence key business outcomes, making this a position where your expertise truly matters.
You'll work with a broad range of clients – from SMEs to large corporates – while collaborating closely with Business Partners to deliver high‐quality reporting and recommendations. This is a varied and challenging role that combines analytical rigor with client engagement. You'll also lead and support complex audits, with regular travel and occasional overnight stays expected. Additionally, you'll play a meaningful role in developing and mentoring auditors within the team.
Key Responsibilities- Visit client premises to conduct detailed audits and confirm compliance with facility terms or proposals.
- Review financial data to identify risks and provide clear, actionable recommendations.
- Produce high‐quality reports that inform senior decision‐makers.
- Engage with business partners to communicate findings and influence outcomes.
- Lead complex audits and support the development of junior auditors.
- Spend around 40% of your time on‐site, with occasional overnight stays.
- Strong understanding of all ABL products and auditing methodologies, including experience conducting stock audits.
- Experience working with Mid‐Corporate and Corporate Institutional Banking clients, with an understanding of their financial drivers.
- Excellent analytical and organisational skills, with proficiency in Microsoft Excel.
- Ability to synthesise information from multiple sources and present clear, evidence‐based conclusions.
- Exceptional written and verbal communication skills, with confidence to challenge and influence senior stakeholders.
- A full UK driving licence and flexibility to travel extensively across the UK.
We're committed to creating an inclusive workplace that reflects modern society and celebrates diversity in all its forms. We welcome applications from under‐represented groups and are proud to be a disability‐confident employer. If you require reasonable adjustments during the recruitment process, please let us know.
Benefits- Up to 15% pension contribution
- Annual performance‐related bonus
- Share schemes, including free shares
- Flexible benefits tailored to your lifestyle
- Wellbeing initiatives and generous parental leave policies
If you're ready to make an impact and help shape the future of risk management, we'd love to hear from you. Apply today!
Invoice Finance Auditor (Field Risk Manager, Midlands region)) in West Bromwich employer: LLOYDS BANKING GROUP
Join a forward-thinking company that values analytical expertise and client engagement, offering a dynamic work culture in the Midlands region. With a commitment to employee growth, you will have opportunities to lead complex audits and mentor junior auditors while enjoying a flexible hybrid working pattern. Our inclusive workplace celebrates diversity and provides generous benefits, including a substantial pension contribution and performance-related bonuses, making it an excellent choice for those seeking meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land Invoice Finance Auditor (Field Risk Manager, Midlands region)) in West Bromwich
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like LLOYDS BANKING GROUP. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Invoice Finance Auditor (Field Risk Manager, Midlands region)) in West Bromwich
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to LLOYDS BANKING GROUP.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on LLOYDS BANKING GROUP's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at LLOYDS BANKING GROUP
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with LLOYDS BANKING GROUP.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at LLOYDS BANKING GROUP will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former LLOYDS BANKING GROUP employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
