At a Glance
- Tasks: Conduct audits, review financial data, and provide actionable recommendations to clients.
- Company: Join a leading risk management team in a dynamic and inclusive workplace.
- Benefits: Enjoy a competitive pension, performance bonuses, share schemes, and flexible benefits.
- Other info: Opportunity for travel and career growth in a supportive environment.
- Why this job: Make a real impact on businesses while developing your analytical and client engagement skills.
- Qualifications: Experience in ABL auditing and strong analytical skills required.
The predicted salary is between 45000 - 55000 ÂŁ per year.
We're seeking an experienced Asset-Based Lending (ABL) Auditor to join our Field Risk Team â the most clientâfacing team within our Risk Division. This is a unique opportunity to combine analytical expertise with realâworld business insight, helping safeguard the integrity of our lending portfolio while building strong relationships with businesses across the UK.
When we provide funding through ABL we rely on the strength of our clients' assets â such as invoices and stock â that form the collateral for our facilities. Your role ensures these assets are valid, collectable, and accurately represented. This responsibility sits at the very heart of our business, influencing decisions that keep both us and our clients secure.
In this role, you'll carry out onâsite audits for both existing and prospective clients, review financial data, and identify potential risks that could impact our funding decisions. Your insights will directly influence key business outcomes, making this a position where your expertise truly matters.
You'll work with a broad range of clients â from SMEs to large corporates â while collaborating closely with Business Partners to deliver highâquality reporting and recommendations. This is a varied and challenging role that combines analytical rigor with client engagement. You'll also lead and support complex audits, with regular travel and occasional overnight stays expected. Additionally, you'll play a meaningful role in developing and mentoring auditors within the team.
Key Responsibilities- Visit client premises to conduct detailed audits and confirm compliance with facility terms or proposals.
- Review financial data to identify risks and provide clear, actionable recommendations.
- Produce highâquality reports that inform senior decisionâmakers.
- Engage with business partners to communicate findings and influence outcomes.
- Lead complex audits and support the development of junior auditors.
- Spend around 40% of your time onâsite, with occasional overnight stays.
- Strong understanding of all ABL products and auditing methodologies, including experience conducting stock audits.
- Experience working with MidâCorporate and Corporate Institutional Banking clients, with an understanding of their financial drivers.
- Excellent analytical and organisational skills, with proficiency in Microsoft Excel.
- Ability to synthesise information from multiple sources and present clear, evidenceâbased conclusions.
- Exceptional written and verbal communication skills, with confidence to challenge and influence senior stakeholders.
- A full UK driving licence and flexibility to travel extensively across the UK.
We're committed to creating an inclusive workplace that reflects modern society and celebrates diversity in all its forms. We welcome applications from underârepresented groups and are proud to be a disabilityâconfident employer. If you require reasonable adjustments during the recruitment process, please let us know.
Benefits- Up to 15% pension contribution
- Annual performanceârelated bonus
- Share schemes, including free shares
- Flexible benefits tailored to your lifestyle
- Wellbeing initiatives and generous parental leave policies
If you're ready to make an impact and help shape the future of risk management, we'd love to hear from you. Apply today!
Invoice Finance Auditor (Field Risk Manager, Midlands region)) in West Bromwich employer: Lloyds Banking Group
Contact Detail:
Lloyds Banking Group Recruiting Team
StudySmarter Expert Advice đ¤Ť
We think this is how you could land Invoice Finance Auditor (Field Risk Manager, Midlands region)) in West Bromwich
â¨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend events, join relevant groups on LinkedIn, and donât be shy about reaching out to current employees at companies youâre interested in. A friendly chat can sometimes lead to job opportunities that arenât even advertised!
â¨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you tailor your responses and show that youâre genuinely interested in being part of their team. Plus, itâll give you the confidence to ask insightful questions!
â¨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or family to get comfortable with common questions. Focus on articulating your experience with ABL products and auditing methodologies, as these are key to the role. The more you practice, the more natural it will feel when itâs time for the real deal.
â¨Tip Number 4
Donât forget to follow up after interviews! A quick thank-you email can go a long way in leaving a positive impression. It shows your enthusiasm for the role and keeps you fresh in their minds. And remember, if youâre keen on this position, apply through our website to make sure your application gets the attention it deserves!
We think you need these skills to ace Invoice Finance Auditor (Field Risk Manager, Midlands region)) in West Bromwich
Some tips for your application đŤĄ
Tailor Your CV: Make sure your CV speaks directly to the role of Invoice Finance Auditor. Highlight your experience with Asset-Based Lending and any relevant auditing methodologies. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background makes you the perfect fit. Donât forget to mention your analytical skills and client engagement experience!
Showcase Your Communication Skills: Since this role involves influencing senior stakeholders, make sure your written application reflects your exceptional communication skills. Be clear, concise, and confident in your writing â we want to see that you can present evidence-based conclusions effectively.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. Itâs the best way for us to receive your application and ensures you donât miss out on any important updates. Letâs get started on this journey together!
How to prepare for a job interview at Lloyds Banking Group
â¨Know Your ABL Inside Out
Make sure you brush up on your knowledge of Asset-Based Lending products and auditing methodologies. Be prepared to discuss specific examples from your experience, especially stock audits, as this will show your expertise and understanding of the role.
â¨Showcase Your Analytical Skills
During the interview, highlight your analytical prowess by discussing how you've identified risks in previous roles. Use concrete examples to illustrate how your insights have influenced business decisions, demonstrating your ability to synthesise information effectively.
â¨Engage with Real-World Scenarios
Prepare for situational questions that may involve client interactions or audit challenges. Think about how you would approach these scenarios, focusing on your communication skills and ability to influence stakeholders, as this is crucial for the role.
â¨Be Ready to Discuss Team Dynamics
Since you'll be leading and mentoring junior auditors, be prepared to talk about your leadership style and experiences. Share examples of how you've supported team development and fostered collaboration, which will show your commitment to building a strong team environment.