At a Glance
- Tasks: Shape smarter credit decisions using advanced analytics and lead AI-driven credit innovation.
- Company: Pioneering finance company focused on responsible lending and sustainability.
- Benefits: Generous pension, performance bonuses, adaptable benefits, and 28 days holiday.
- Other info: Inclusive workplace with opportunities for growth and development.
- Why this job: Make a real impact towards carbon zero goals while shaping the future of finance.
- Qualifications: Strong numerical skills and at least 12 months of analytical experience.
The predicted salary is between 44901 - 49890 £ per year.
End Date: Monday 22 June 2026
Salary Range: £44,901 – £49,890
Flexible Working: Hybrid Working, Job Share
Those who combine responsible lending with the automotive industry might find this engaging. Two credit risk analysts are needed to support £7bn of automated lending decisions per year. Analytics will help optimise credit strategies.
This role places employees at the forefront of responsible sustainable lending. The senior analyst will shape smarter credit decisions using advanced analytics and automated strategies, driving better outcomes for Personal and Business customers.
What you’ll be doing:
- Use knowledge and analytics to improve credit decisions and maximise efficiency.
- Lead AI‑driven credit innovation – build understanding of AI capabilities and identify opportunities across consumer and business lending.
- Use data and systems to produce management information to inform key decisions.
- Perform high‑quality testing to ensure changes are implemented safely.
Why join us:
Our pioneering, fast‑changing business is shaping finance as a force for good. You’ll have real impact and the chance to influence change towards our carbon zero goal by 2030.
What we’re looking for:
- Strong numerical skills and qualifications – A‑Level or above.
- Analytical expertise – at least 12 months of experience using analytical software and coding (SAS, SQL, AI tools, Microsoft Office, especially Excel and PowerPoint).
- Knowledge of Risk and Change Management – understanding of credit risk and residual value risk and how we manage it.
- Effective communicator – can explain complex issues clearly to technical, non‑technical, junior and senior audiences, both verbally and non‑verbally.
- Enthusiasm for problem solving – a curious, creative, logical approach when data is insufficient.
And any of these would be great:
- PowerBI experience.
- Coaching junior team members.
- Deputising for management and shaping initiatives.
- Experience in both personal and business lending.
Equal Opportunity and Inclusive Workplace:
We offer reasonable workplace adjustments for colleagues with disabilities and guarantee interviews for candidates who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme. We are committed to creating a diverse, inclusive environment where all colleagues can thrive and develop.
Benefits:
- Generous pension contribution up to 15%.
- Annual performance‑related bonus.
- Share schemes including free shares.
- Benefits adaptable to lifestyle, such as discounted shopping.
- 28 days holiday plus bank holidays.
- Wellbeing initiatives and generous parental leave policies.
Transport Credit Risk Senior Analyst in Wellington employer: Lloyds Banking Group
Join a pioneering company at the forefront of responsible lending in the automotive industry, where your role as a Transport Credit Risk Senior Analyst will directly contribute to shaping smarter credit decisions and driving sustainable finance. With a strong commitment to employee growth, flexible hybrid working arrangements, and a culture that values diversity and inclusion, you'll find ample opportunities to develop your skills while making a meaningful impact towards our carbon zero goal by 2030. Enjoy a competitive salary, generous benefits including a substantial pension contribution, and a supportive environment that encourages innovation and collaboration.
StudySmarter Expert Advice🤫
We think this is how you could land Transport Credit Risk Senior Analyst in Wellington
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Lloyds Banking Group. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Transport Credit Risk Senior Analyst in Wellington
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Lloyds Banking Group.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Lloyds Banking Group's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Lloyds Banking Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Lloyds Banking Group.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Lloyds Banking Group will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Lloyds Banking Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
