At a Glance
- Tasks: Lead the development of innovative credit card instalment features that enhance customer experience.
- Company: Join a forward-thinking financial services company focused on transformation and customer impact.
- Benefits: Enjoy a competitive salary, generous pension, 30 days holiday, and flexible working options.
- Other info: Diverse and inclusive workplace with excellent career growth opportunities.
- Why this job: Be part of a dynamic team shaping the future of credit cards and making a real difference.
- Qualifications: 3+ years in product management with a focus on financial services and customer-centric solutions.
The predicted salary is between 50000 - 60000 € per year.
LOCATION: Chester or Manchester
HOURS: Full‑time (35 hours per week)
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites mentioned above. We support agile and flexible working and offer workplace adjustments in line with our Flexibility Works policy.
What you'll be doing
We have an exciting opportunity for a Product Manager to join our Credit Cards Product Development team, supporting the continued growth and evolution of our Instalments proposition. The team is responsible for designing and delivering customer‑centric credit card products and features, with end‑to‑end accountability for customer outcomes, commercial performance and delivery. Within this role, you'll focus specifically on the development, launch and optimisation of instalments features that help customers better manage their spending and repayments. You'll take ownership of discrete initiatives within the instalments product roadmap. You'll work closely with Platform and Engineering teams, Everyday Banking and other Credit Card product teams to take ideas from concept through to scalable, compliant delivery. You'll help shape how instalments are designed, positioned and delivered, balancing customer value, commercial outcomes and risk. Throughout, you'll ensure propositions remain aligned to policy, risk appetite and Consumer Duty expectations, while staying competitive in the market.
Why join us
The Credit Cards business is entering an exciting new phase of transformation, making this a great time to join. You'll work on high‑profile initiatives, influence product strategy and help shape propositions that make a meaningful difference to customers.
Essential skills
- 3+ years' experience in a product management role, delivering end‑to‑end products or propositions from concept through launch and optimisation.
- Experience developing products or propositions within financial services, payments, lending or other regulated environments.
- Proven experience translating product strategy into clear roadmaps, priorities and executable plans.
- 3+ years' experience working cross‑functionally with technology, engineering, operations and risk teams using agile ways of working.
- Strong analytical skills, using performance data, customer insight and market trends to inform decision‑making and prioritisation.
- Effective stakeholder management and communication skills, with the ability to engage and influence across multiple teams.
- Clear customer‑centric mindset, with a focus on delivering positive customer outcomes in line with Consumer Duty.
Desirable skills
- Experience with credit cards, instalments, payments or BNPL propositions, including proposition design or lifecycle management.
- Experience supporting product experimentation, test‑and‑learn or iterative delivery approaches.
- Familiarity working within regulated product, conduct and risk frameworks.
We know that great talent comes from many backgrounds. Whilst this advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.
This is a place for you
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
Benefits
- A generous pension contribution of up to 15%
- An annual performance‑related bonus
- Share schemes including free shares
- Benefits you can tailor to your lifestyle, such as discounted shopping
- 30 days' holiday, plus bank holidays
- A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more!
Product Manager - Credit Cards (Instalments) in Manchester employer: Lloyds Banking Group
Join a forward-thinking company that prioritises employee growth and well-being, offering a hybrid working model in the vibrant cities of Chester or Manchester. With a strong focus on diversity, equity, and inclusion, we provide a supportive environment where you can thrive while working on impactful credit card products that enhance customer experiences. Enjoy a comprehensive benefits package, including generous pension contributions, performance bonuses, and tailored lifestyle benefits, making this an excellent place to advance your career as a Product Manager.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager - Credit Cards (Instalments) in Manchester
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those already working in product management or financial services. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Prepare for interviews by practising common product management scenarios. Think about how you’d handle customer-centric challenges or optimise features. We want you to showcase your analytical skills and stakeholder management prowess!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Check out our website for openings that excite you, especially in credit cards and instalments – we’re all about making a difference!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind. Share any additional thoughts on how you can contribute to their product strategy – it shows your enthusiasm and commitment!
We think you need these skills to ace Product Manager - Credit Cards (Instalments) in Manchester
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Product Manager - Credit Cards (Instalments). Highlight your experience in product management, especially in financial services, and showcase any relevant projects that demonstrate your skills in developing customer-centric products.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about this role and how your background aligns with our mission. Be specific about your experience with credit cards or instalments, and don’t forget to mention how you can contribute to our team’s success.
Showcase Your Analytical Skills:We love data-driven decision-making! In your application, provide examples of how you've used performance data and customer insights to inform product strategies. This will show us that you have the analytical mindset we’re looking for in a Product Manager.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it shows you’re keen to join our team!
How to prepare for a job interview at Lloyds Banking Group
✨Know Your Product Inside Out
Before the interview, make sure you thoroughly understand the credit card instalments product and its features. Familiarise yourself with current market trends, customer needs, and how this role contributes to the overall strategy. This will help you demonstrate your passion and knowledge during the conversation.
✨Showcase Your Cross-Functional Experience
Be prepared to discuss your experience working with various teams, such as technology, engineering, and risk. Use specific examples to illustrate how you've successfully collaborated on projects in the past. This will highlight your ability to work in an agile environment and manage stakeholder relationships effectively.
✨Bring Data to the Table
Since strong analytical skills are essential for this role, come equipped with examples of how you've used data to inform product decisions. Discuss any performance metrics or customer insights you've leveraged to optimise products. This will show that you can make data-driven decisions that align with customer outcomes.
✨Emphasise Customer-Centric Mindset
Make it clear that you prioritise customer needs in your product management approach. Share examples of how you've designed or improved products based on customer feedback or market research. This will demonstrate your alignment with the company's focus on delivering positive customer outcomes.
