At a Glance
- Tasks: Lead credit risk strategies and influence high-level decisions in a dynamic environment.
- Company: Join a forward-thinking team at LBG, shaping the future of credit risk.
- Benefits: Generous pension, performance bonuses, share schemes, and 30 days' holiday.
- Other info: Hybrid working model with opportunities for career growth and networking.
- Why this job: Make a real impact on credit risk management while developing your leadership skills.
- Qualifications: Deep credit expertise and exceptional communication skills required.
The predicted salary is between 80000 - 100000 £ per year.
Location(s): London, Birmingham or Leeds
HOURS: Full‑time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
Shape the Future of Credit Risk at LBG. Are you ready to make a significant impact at the heart of our Credit organisation? We're offering an exceptional opportunity for an outstanding individual to step into a senior role - ideal for someone looking to expand their expertise, broaden their senior network, and influence decisions at the highest levels of the Group.
As a Senior Credit Officer, you'll be a Centre of Excellence for CIB and specialist portfolios, leading deep dives into complex asset classes, sectors, and products - from derivatives to financial markets. Acting as a trusted advisor and subject‑matter guide, you'll work closely with senior credit and business leaders, shaping strategy, standards and credit appetite across our organisation.
What You'll Do
- Craft high‑quality credit risk opinions supporting CIB strategies, risk appetite requests, scenarios, stress testing, emerging risks and regulatory/rating agency queries.
- Influence and enhance policy, reviewing and shaping CIB and specialist Credit policies, standards, portfolio mandates and complex transactions.
- Serve as the single point of contact for specialist credit queries, portfolio changes and new product proposals.
- Play a pivotal role in CIB's Transaction Execution Committee and Markets Product Committee, reviewing proposals and providing recommendations.
- Scan the horizon for economic, market and political developments, helping the team maintain robust portfolio and policy frameworks.
- Drive innovation, leading ad‑hoc projects that enhance our reporting, appetite frameworks, and sector insights.
- Champion leadership, supporting an inclusive, skilled, high‑performing team culture.
You’ll gain substantial exposure to senior colleagues up to GEC level and develop a broad, enterprise‑wide perspective across credit, from portfolio strategy and stress testing to building relationships with external participants, management, as well as perfecting your high‑impact communication.
What You’ll Bring
- Inclusive Leadership – a genuine passion for developing talent and fostering a collaborative, hard‑working team environment.
- Deep Credit Expertise – and the agility to quickly upskill across complex products in a fast‑paced setting.
- Strategic Agility – the ability to balance competing priorities, operate at pace and simplify complexity.
- Exceptional Communication – confidence in shaping clear, compelling narratives for senior audiences.
Why Join Us?
This is your chance to:
- Influence decisions at the highest level
- Work across a truly pan‑LBG credit portfolio
- Be part of a forward‑thinking, collaborative team
- Make a tangible impact on how the Group manages credit risk
Benefits
We also offer a wide‑ranging benefits package, which includes:
- A generous pension contribution of up to 15%.
- An annual performance‑related bonus.
- Share schemes including free shares.
- Benefits you can adapt to your lifestyle, such as discounted shopping.
- 30 Days' holiday.
Senior Credit Officer (Director) - Enterprise Credit Risk in London employer: LLOYDS BANKING GROUP
Lloyds Banking Group is an exceptional employer that prioritises employee well-being and professional growth, offering a dynamic work culture that fosters collaboration and innovation. With the flexibility of remote working and opportunities for career advancement within the Economic Crime Prevention function, employees can thrive in a supportive environment while contributing to meaningful compliance efforts. The company's commitment to diversity and inclusion further enhances its appeal, making it a rewarding place to build a career.
