At a Glance
- Tasks: Manage a global banks portfolio and make impactful credit decisions.
- Company: Join a forward-thinking finance company with a focus on innovation.
- Benefits: Generous pension, performance bonuses, share schemes, and 30 days' holiday.
- Other info: Inclusive culture that values diversity and personal development.
- Why this job: Shape the future of finance while mentoring and leading a dynamic team.
- Qualifications: Experience in credit risk assessment and strong relationship-building skills.
The predicted salary is between 70000 - 90000 £ per year.
As a Senior Credit Officer in the FI Credit – Banks team, you will look after our exciting and growing Global Banks portfolio (including our own intragroup subsidiaries). You will make recommendations on complex new transactions, lending/trading limit requests, design sector strategies, policies and processes. You will be trusted to take decisions with a sizeable, delegated credit authority and you will also lead client due diligence meetings.
We are looking for someone who can be a role model across FI Credit and build strong relationships with key partners across Coverage and Product teams. You will support and constructively challenge the front line to build a long-term sustainable business. You will mentor and upskill junior members of the team as well as reviewing their submissions to senior sanctioners. You will also have the opportunity to collaborate on other FI portfolios, such as Insurance, Securitisations, Financial Sponsors and Funds.
What you'll need:
- Significant experience in the credit risk assessment of Global Banks.
- Sound knowledge of sector trends, horizon risks and regulation.
- Excellent knowledge of lending and traded products and documentation.
- Held senior Credit Authority in past roles.
- Led client due diligence meetings.
- Formal Credit training preferred.
- Track-record in independent decision making and is able to communicate succinctly and efficiently in a clear and unambiguous manner.
- Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
- Ability to seek out, build and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.
- A passion for change, automation and simplification.
- A real excitement for supporting and promoting team members ensuring all team members have time for personal development, up-skilling and cross training.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares!
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days' holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture.
If you'd like reasonable adjustments to our recruitment process, just let us know. This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose!
Senior Credit Officer - Banks & Intragroup Sector (Financial Institutions) in London employer: Lloyds Banking Group
Join us as a Senior Credit Officer and be part of a transformative journey in the finance sector. We offer a dynamic work culture that prioritises inclusivity, personal development, and collaboration, alongside a comprehensive benefits package including generous pension contributions, performance bonuses, and ample holiday. With opportunities for mentorship and cross-training, you will not only contribute to our growing Global Banks portfolio but also shape your career in a supportive environment that values diversity and innovation.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Officer - Banks & Intragroup Sector (Financial Institutions) in London
✨Network Like a Pro
Get out there and connect with people in the industry! Attend networking events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. Building relationships can open doors that a CV just can’t.
✨Ace the Informational Interview
Set up informal chats with folks already working in roles you’re interested in. Ask them about their experiences and insights into the company culture. This not only gives you valuable info but also shows your genuine interest in the field.
✨Showcase Your Expertise
When you get the chance to meet potential employers, make sure to highlight your experience in credit risk assessment and your ability to lead client due diligence meetings. Share specific examples of how you've made an impact in previous roles.
✨Apply Through Our Website
Don’t forget to apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining our team and contributing to our exciting journey in finance.
We think you need these skills to ace Senior Credit Officer - Banks & Intragroup Sector (Financial Institutions) in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Officer role. Highlight your experience in credit risk assessment and any relevant sector knowledge. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how you can contribute to our team. Be sure to mention your experience with client due diligence meetings and mentoring.
Showcase Your Decision-Making Skills:In your application, emphasise your track record of independent decision-making. We’re looking for someone who can communicate clearly and efficiently, so make sure to highlight examples where you've done just that.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Lloyds Banking Group
✨Know Your Credit Risk Inside Out
Make sure you brush up on your knowledge of credit risk assessment, especially in relation to Global Banks. Be prepared to discuss sector trends and horizon risks, as well as how regulations impact lending decisions. This will show that you're not just familiar with the basics but are also ready to tackle complex transactions.
✨Showcase Your Decision-Making Skills
Since you'll be trusted with significant credit authority, it's crucial to demonstrate your independent decision-making abilities. Prepare examples from your past roles where you've made tough calls and how those decisions benefited the organisation. This will highlight your confidence and capability in handling responsibility.
✨Build Relationships Like a Pro
As a Senior Credit Officer, relationship-building is key. Think of ways you've successfully collaborated with stakeholders in the past. Be ready to share specific instances where your influencing and negotiating skills led to positive outcomes. This will illustrate your ability to foster trust and partnerships.
✨Mentorship Matters
Since mentoring junior team members is part of the role, come prepared with ideas on how you would approach this. Share your experiences in upskilling others and how you’ve contributed to their development. This will show that you’re not only focused on your own success but also on lifting the team as a whole.
