At a Glance
- Tasks: Join a dynamic Loan Servicing team managing Corporate Real Estate loans and client relationships.
- Company: Leading UK business focused on diversity, equity, and inclusion.
- Benefits: Generous pension, performance bonuses, flexible benefits, and 28 days holiday.
- Other info: Hybrid working model with support for colleagues with disabilities.
- Why this job: Make an impact in finance while developing your skills in a collaborative environment.
- Qualifications: Two years of credit experience and strong analytical skills required.
The predicted salary is between 45000 - 55000 £ per year.
Location: London, Birmingham or Edinburgh
Hours: Full-time
Working Pattern: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our above office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.
What you’ll be doing: This is a great opportunity to join a collaborative and client-facing Loan Servicing team, where you’ll play a key role in managing a portfolio of Corporate Real Estate loans. As an Associate, you’ll support a portfolio of long-dated commercial real estate lending under a servicing contract with Scottish Widows. Working closely with the Lender, Coverage, Execution and Credit Risk teams, as well as external advisers, you’ll help maintain strong portfolio performance, manage risk and deliver clear, accurate reporting. You’ll build relationships with a diverse client base, from private businesses and family offices through to FTSE 250 listed companies. Supporting key lifecycle events, you’ll help manage consent requests, waivers, amendments and annual reviews. Alongside this, you’ll contribute to credit paper preparation, financial analysis, monitor emerging risks, and work with internal teams and external advisers to support smooth deal delivery. You’ll also engage directly with clients on loan and risk-related matters, while using your analytical skills to enhance portfolio insight.
We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone, make change happen and challenge the status quo.
What we’re looking for:
- Two years’ demonstrated credit experience including financial analysis and credit risk assessment within Corporate Banking
- Experience preparing or contributing to credit papers and familiarity with LMA documentation
- Experience supporting complex loan lifecycle events (e.g. waivers, amendments, renewals)
- Strong analytical skills, including advanced Excel and financial modelling capability
- Confident communicator with the ability to engage effectively with clients and senior stakeholders
- Proven track record of balancing multiple priorities to deliver high quality service in a fast‑paced, collaborative environment
And any experience of these would be great:
- Coming from a corporate real‑estate background with existing market experience
We know that great talent comes from many backgrounds. Whilst this advert may reference specific experience, we recognise that skills are developed in different ways, so if you have relevant, transferable experience, we encourage you to apply.
This is a place for you: Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance‑related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 28 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Associate - CRE Loan Servicing, CIB Portfolio Management in London employer: Lloyds Banking Group
Join a forward-thinking organisation in London, Birmingham, or Edinburgh that prioritises diversity, equity, and inclusion while offering a collaborative work environment. As an Associate in the Loan Servicing team, you'll benefit from a generous pension contribution, flexible working arrangements, and a commitment to employee growth through various wellbeing initiatives and professional development opportunities. With a focus on transforming finance for good, this is an excellent opportunity to engage with a diverse client base and contribute to meaningful projects in corporate real estate.
StudySmarter Expert Advice🤫
We think this is how you could land Associate - CRE Loan Servicing, CIB Portfolio Management in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. Building relationships can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how you can contribute to their mission. This will help you stand out as a candidate who truly gets them.
✨Tip Number 3
Practice your pitch! Be ready to explain your experience and how it relates to the role. Highlight your analytical skills and any relevant projects you've worked on to show you're the right fit.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage with us directly.
We think you need these skills to ace Associate - CRE Loan Servicing, CIB Portfolio Management in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences mentioned in the job description. Highlight your credit experience, financial analysis skills, and any relevant corporate real estate background to catch our eye!
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're the perfect fit for the Associate role. Share specific examples of how you've managed loan lifecycle events or engaged with clients, and show us your passion for the industry.
Show Off Your Analytical Skills:Since strong analytical skills are key for this role, consider including a brief example of a financial model or analysis you've worked on. This will help us see your capabilities in action!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and shows us you're serious about joining our team!
How to prepare for a job interview at Lloyds Banking Group
✨Know Your Portfolio Inside Out
Before the interview, make sure you understand the basics of Corporate Real Estate loans and the specific portfolio you'll be managing. Brush up on key terms and concepts related to loan servicing, as well as any recent trends in the market. This will help you speak confidently about how you can contribute to maintaining strong portfolio performance.
✨Showcase Your Analytical Skills
Since this role requires strong analytical skills, be prepared to discuss your experience with financial analysis and credit risk assessment. Bring examples of how you've used advanced Excel or financial modelling in past roles. You might even want to prepare a mini case study to demonstrate your problem-solving abilities during the interview.
✨Engage with Real-Life Scenarios
Think of some real-life scenarios where you've had to manage complex loan lifecycle events like waivers or amendments. Be ready to share these experiences and explain how you navigated challenges. This will show your potential employer that you can handle the fast-paced, collaborative environment they’re looking for.
✨Communicate Effectively
As a confident communicator, practice articulating your thoughts clearly and concisely. Prepare to discuss how you've engaged with clients and senior stakeholders in the past. Remember, it's not just about what you say, but how you say it. Good communication can set you apart from other candidates.
