At a Glance
- Tasks: Lead a team in motor finance compliance and manage regulatory relationships.
- Company: Join Lloyds Banking Group, a leader in financial services with a focus on diversity.
- Benefits: Generous pension, performance bonuses, 30 days holiday, and flexible working options.
- Other info: Dynamic environment with opportunities for growth and development.
- Why this job: Make a real impact in transforming finance for good while shaping the future of banking.
- Qualifications: 10+ years in financial services with strong leadership and compliance expertise.
The predicted salary is between 116535 - 150700 £ per year.
End Date: Friday 20 March 2026
Salary Range: £116,535 - £150,700
Location(s): Cardiff, Newport, Birmingham, Edinburgh, Bristol, Leeds, Halifax
Hours: Full time
Working Pattern: Our work style is hybrid, which involves spending two days per week, or 40% of our time at one of our Risk Hubs.
About This Opportunity: We are on an exciting journey and there could not be a better time to join us. We have put in place a fresh operating model for non-financial risk management across the Group, empowering our people to take end-to-end accountability for managing the risks that they face. We are looking for a head of function to lead a team of talented motor finance compliance specialists that supports the Group in adhering to all core regulatory requirements in relation to CONC, PROD and the Consumer Duty. You will have substantial retail banking experience, and preferably, motor finance experience with an understanding of the key factors that drive value for customers and deep compliance subject matter expertise. We are also looking for someone innovative and transformational who loves proactively working with business executives to develop new opportunities to better meet customers’ needs. You’ll lead and develop a centre of excellence to support robust risk management in alignment with the Group’s Enterprise Risk Management Framework and good outcomes for customers.
What You’ll Be Doing:
- Act as the Group’s risk lead on motor finance compliance, building strong relationships with leadership and supporting engagement with regulators.
- Interpret new and existing regulations accurately and adeptly, forethinking the direction of travel and anticipating the impact of the proposed changes on the Group.
- Support risk-based decision making in line with risk appetite.
- Ensure Conduct & Compliance Risks are measured, monitored, controlled, and reported on a timely basis and provide independent challenge to risk decisions.
- Lead the development and implementation of a risk and control oversight plan to assess compliance to relevant laws and regulations.
Why Join Us? We are on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.
What We’re Looking For:
- 10+ years’ experience in financial services, including in retail banking, with the majority spent in risk and control functions (Legal, Compliance, Risk, Control).
- Leadership experience in compliance or a similar function at ‘head of’ level.
- Demonstrable ability to provide oversight, including testing, as well as advice.
- Expert knowledge of Consumer Credit (CONC) and the Consumer Duty, able to provide credible advice and opinions on compliance with regulatory obligations and strategic issues that impact Group strategy.
- Able to communicate the complex simply.
- Able to provide risk-based, commercial and actionable advice to inform risk appetite decisions by senior business leaders, skilfully balancing difficult trade-offs.
- Strong relationship management skills and experience engaging directly with senior business leaders and previous experience managing teams.
- Demonstrates bravery and conviction when providing independent challenge to risk decisions.
- Able to manage conflict and different opinions to develop organisational alignment.
- Future focused by being able to conceptualise and articulate a customer centric desired end state.
- Inspires others by gaining followership and commitment to future action through personal integrity and collaboration.
- Coaches to go faster by demonstrating commitment to create an environment that builds teams and creates new and better ways for the organisation to deliver at pace.
And Any of These Would Be Great:
- Experience of the motor transport sector.
- Experience in a large retail bank.
- Knowledge of recent FCA publications related to Motor Finance.
This Is the Place for You: Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop. We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Ready to Make an Impact? Apply today. At Lloyds Banking Group, we are driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you have many opportunities to learn, grow and develop.
We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We are focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
Head of Motor Finance Compliance, CCOR employer: Lloyds Banking Group
Lloyds Banking Group is an exceptional employer, offering a dynamic work environment that prioritises flexibility and employee well-being. With a strong commitment to diversity, equity, and inclusion, we provide extensive growth opportunities, a generous benefits package including a substantial pension contribution and performance-related bonuses, and a culture that encourages innovation and collaboration. Join us in shaping the future of financial services while making a meaningful impact in the communities we serve.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Motor Finance Compliance, CCOR
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and compliance sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company’s recent projects and challenges. Tailor your responses to show how your experience aligns with their goals, especially in motor finance compliance. We want to see you shine, so practice articulating your thoughts clearly and confidently!
✨Tip Number 3
Don’t just apply and wait! Follow up on your applications after a week or two. A quick email expressing your continued interest can set you apart from other candidates. Plus, it shows that you’re proactive and genuinely excited about the opportunity.
✨Tip Number 4
Utilise our website to apply directly for roles. It’s super easy and ensures your application gets the attention it deserves. Plus, we love seeing familiar names pop up, so make sure to keep an eye on new openings that match your skills!
We think you need these skills to ace Head of Motor Finance Compliance, CCOR
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to highlight your experience in motor finance compliance and risk management. We want to see how your skills align with the job description, so don’t hold back on showcasing your relevant achievements!
Showcase Your Leadership Skills:As a head of function, your leadership experience is crucial. Use your application to demonstrate how you've successfully led teams and influenced change in previous roles. We love seeing examples of how you’ve inspired others and driven results.
Be Clear and Concise:When writing your application, keep it straightforward. Use clear language to explain your qualifications and experiences. We appreciate candidates who can communicate complex ideas simply, so make sure your application reflects that!
Apply Through Our Website:We encourage you to apply directly through our website for the best chance of being noticed. It’s the easiest way for us to track your application and ensure it gets into the right hands. Don’t miss out on this opportunity!
How to prepare for a job interview at Lloyds Banking Group
✨Know Your Regulations
Make sure you brush up on the key regulations like CONC and the Consumer Duty. Being able to discuss these confidently will show that you’re not just familiar with the rules, but that you can interpret and apply them effectively in a real-world context.
✨Showcase Your Leadership Skills
Prepare examples of how you've led teams in compliance or risk functions. Highlight your ability to inspire and coach others, as well as how you've managed conflicts and built alignment within your team. This is crucial for a head of function role.
✨Build Relationships
Demonstrate your relationship management skills by discussing how you've engaged with senior business leaders and regulators in the past. Be ready to share specific instances where your communication made a difference in compliance outcomes.
✨Think Customer-Centric
Articulate your vision for a customer-centric approach in compliance. Discuss how you can balance regulatory requirements with customer needs, and be prepared to suggest innovative solutions that enhance both compliance and customer satisfaction.
