Head of Commercial - Embedded Finance

Head of Commercial - Embedded Finance

Full-Time 106565 - 106565 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Lead the Business Development team and create bold go-to-market plans for Embedded Finance.
  • Company: Join Lloyds Banking Group, a leader in shaping finance for good.
  • Benefits: Generous pension, performance bonuses, 30 days holiday, and flexible working options.
  • Other info: Inclusive culture with a focus on diversity, equity, and personal development.
  • Why this job: Make a real impact in a rapidly growing market while developing your career.
  • Qualifications: Executive-level experience with strong relationship-building and strategic skills.

The predicted salary is between 106565 - 106565 £ per year.

Salary: Depending on location. From £106,565

Location(s): Chester, Cardiff, Manchester, Leeds or London

Hours: Full-time

Working Pattern: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.

What you’ll be doing:

At Lloyds Banking Group, we’re on an exciting journey to shape finance for good: we’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. The Embedded Finance (EF) team at LBG brings all of these dimensions together to deliver responsible and targeted solutions that are loved by our customers. With the EF market growing at >20% in the UK, we are looking for a dynamic individual to lead our Business Development team and realise our go‑to‑market plans. You will play a critical part in realising the potential of our innovative new products, and take the lead in building robust commercial relationships across a broad range of existing and new customers.

Some of the activities you’ll be involved in:

  • Be an inspirational leader who will set the strategy for, and deliver on, bold go‑to‑market plans for Embedded Finance.
  • Create commercial models that allow LBG to partner with top‑tier merchants and institutions on their Embedded Finance potential.
  • Unlock new value pools by identifying clear target sectors for strategic relationships.
  • Develop long‑term relationships with credible clients to drive consistent and on‑target growth for their businesses.
  • Drive the transformation of infrastructure and operating models supporting commercial product management to enhance efficiency and effectiveness.
  • Oversee channel management to deliver superior sales performance, as well as new CRM and account treatments.
  • Work with the Embedded Finance MD to deliver against strategic, analytical and insight capabilities across Embedded Finance for risk, customer and commercial objectives, including partnering on data‑driven initiatives to enhance decision‑making, improve customer experiences, and drive business innovation.

Why join us?

Join us and give us your best and we’ll give you ours. Here you’ll make a difference to customers, enjoy a fulfilling career where you’re free to be yourself, and benefit from great colleagues, amazing workspaces, hybrid working and huge career opportunities.

What we’re looking for:

  • Strong background of operating at an executive level, with the ability to influence, engage, and build relationships with senior stakeholders.
  • A clear focus on customer and client needs, and the ability to create solutions that unlock growth and value.
  • An ability to balance short‑term and long‑term goals, and use it to set clear overall direction in ambiguous environments.
  • Responsiveness in pricing and trading terms to changing economic conditions, anchored in deeply commercial instincts to deliver profitable growth.
  • An ability to influence decision makers internally and externally, to construct winning commercial proposals and bids.
  • The ability to build an external and internal network to scout for and harness opportunities in a rapidly evolving environment.
  • The ability to motivate and develop diverse, winning teams.

Our culture and inclusion:

Our ambition is to be the leading UK business for diversity, equity and inclusion, supporting our customers, colleagues and communities. We are committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

Benefits:

  • A generous pension contribution of up to 15%.
  • An annual performance‑related bonus.
  • Share schemes including free shares.
  • Benefits you can adapt to your lifestyle, such as discounted shopping.
  • 30 days’ holiday, with bank holidays on top.
  • A range of wellbeing initiatives and generous parental leave policies.

Ready for a career where you’ll learn and thrive? Apply today and find out more.

Head of Commercial - Embedded Finance employer: Lloyds Banking Group

At Lloyds Banking Group, we pride ourselves on being an exceptional employer, offering a dynamic work environment that fosters innovation and inclusivity. With a strong commitment to employee growth, our hybrid working model allows for flexibility while ensuring collaboration in our vibrant office spaces across major UK cities. Join us to be part of a forward-thinking team dedicated to shaping finance for good, where your contributions will make a meaningful impact and you can enjoy a wealth of benefits including generous pension contributions, performance-related bonuses, and a focus on wellbeing.

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Contact Details:

Lloyds Banking Group Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Head of Commercial - Embedded Finance

Tip Number 1

Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. Building relationships can open doors that a CV just can't.

Tip Number 2

Prepare for interviews by researching the company and its culture. Understand their values and how you can contribute to their mission. This shows you're genuinely interested and ready to make an impact.

Tip Number 3

Practice your pitch! Be ready to articulate your experience and how it aligns with the role. Highlight your leadership skills and ability to drive growth, especially in dynamic environments like Embedded Finance.

Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about joining our team.

We think you need these skills to ace Head of Commercial - Embedded Finance

Business Development
Commercial Strategy
Relationship Management
Market Analysis
Customer Focus
Influencing Skills
Team Leadership

Some tips for your application 🫡

Tailor Your Application:Make sure to customise your CV and cover letter for the Head of Commercial role. Highlight your experience in business development and relationship management, as these are key to what we’re looking for at StudySmarter.

Showcase Your Leadership Skills:We want to see how you’ve inspired teams and driven growth in previous roles. Share specific examples that demonstrate your ability to lead and motivate diverse teams, as this is crucial for the position.

Be Data-Driven:Since the role involves making strategic decisions based on data, include any relevant experience you have with analytics or insights. This will show us that you can contribute to our data-driven initiatives effectively.

Apply Through Our Website:Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. We can’t wait to see what you bring to the table!

How to prepare for a job interview at Lloyds Banking Group

Know Your Stuff

Before the interview, dive deep into the world of Embedded Finance. Understand the latest trends, key players, and how Lloyds Banking Group fits into the picture. This knowledge will not only impress your interviewers but also help you articulate how you can contribute to their go-to-market plans.

Showcase Your Leadership Skills

As a Head of Commercial, you'll need to demonstrate your ability to lead and inspire teams. Prepare examples from your past experiences where you've successfully motivated diverse teams or influenced senior stakeholders. Highlighting these moments will show that you're ready to take on this critical role.

Be Customer-Centric

Lloyds Banking Group is all about creating solutions that unlock growth for customers. Think of specific instances where you've identified customer needs and developed strategies to meet them. Be ready to discuss how you can bring this customer-focused mindset to the Embedded Finance team.

Prepare for Scenario Questions

Expect questions that assess your ability to navigate ambiguous environments and balance short-term and long-term goals. Practice articulating your thought process in these scenarios, as it will showcase your strategic thinking and decision-making skills, which are crucial for this role.