Credit Officer - Infrastructure & Project Finance in Gresham

This full-time position is based in London and operates on a hybrid working pattern. The Credit Officer will conduct independent credit analysis and sanction of infrastructure and project finance facilities, with a focus on renewables and related asset classes.

Key Responsibilities

• Conduct independent credit assessments and present findings to sanctioning officials, including analysis of company information, technical and market due diligence, and risk identification.
• Collaborate with originators, relationship managers, product partners, and clients to shape structured credit proposals and maintain an acceptable risk-reward balance.
• Monitor and manage credit exposures, communicating with risk colleagues and sanctioners to maintain compliance with policy and regulation.
• Undertake customer, sector and market research to incorporate external dimensions and perform sensitivity analysis of cash-flow models.
• Maintain records to satisfy internal and external reporting requirements and oversee deal origination teams against group policy.

Qualifications

• Experience in credit risk management within the infrastructure and project finance sectors, with technical knowledge of renewables, PFI, economic and digital infrastructure, and energy transition technology.
• Strong communication, influencing and recommendation skills; able to challenge the status quo and explain decisions.
• Ability to balance conflicting demands and meet tight deadlines.
• Quick learner, adaptable to new challenges.
• Demonstrated sound judgement, strong decision-making, attention to detail, collaboration, and passion for the covered asset classes.

Benefits

• Generous pension contribution up to 15%.
• Annual bonus award subject to group performance.
• Share schemes including free shares.
• Flexible benefits (e.g., discounted shopping).
• 30 days holiday plus bank holidays.
• Wellbeing initiatives and generous parental leave policies.

Equal Opportunity Employer

Lloyds Banking Group is an equal opportunity employer and welcomes applications from all backgrounds.