At a Glance
- Tasks: Investigate financial crimes and assess suspicious activity reports to protect customers.
- Company: Join a leading UK business committed to diversity and inclusion.
- Benefits: Generous pension, performance bonuses, flexible benefits, and 24 days holiday.
- Other info: Flexible working patterns and excellent career development opportunities.
- Why this job: Make a real impact in preventing financial crime while working remotely.
- Qualifications: Experience in financial crime investigations and strong analytical skills.
The predicted salary is between 33203 - 34950 £ per year.
Salary: £33,203 – £34,950
Location: Birmingham, Chester, Glasgow, Hove, Leeds, Manchester, Newport, Cardiff, Edinburgh, Halifax
Hours: Full‑time – 35 hours per week
Working Pattern: You'll primarily work remotely in this role, giving you the flexibility to work from home. To support collaboration and connection with your colleagues, you'll need to be based within reasonable travelling distance of one of our hub locations and attend when required for business, team or customer needs.
About this opportunity: This role sits within Financial Crime Operations, part of our Economic Crime Prevention function, and plays a key role in protecting our customers and the Group from financial crime. As a Financial Crime Investigator, you'll be responsible for investigating Suspicious Activity Reports (SARs) and assessing whether escalation to the National Crime Agency (NCA) is required. You'll also conduct customer relationship reviews and contribute to intelligence‑led risk management activity. You'll work closely with colleagues across Financial Crime and operational teams to ensure high‑quality, consistent and regulator‑ready decision‑making.
What you'll be doing:
- Assess manual and system‑generated alerts using sound judgement
- Investigate SARs and determine appropriate course of action where required
- Manage investigations from initiation through to resolution, meeting SLAs
- Analyse customer activity and assess whether relationships should continue or be exited
- Document findings clearly to a regulator‑ready standard
- Apply a strong risk‑based approach to decision making
- Identify and raise potential financial crime risks
- Deliver against quality and productivity targets
- Contribute to continuous improvement and team collaboration
What you'll need: We know that great talent comes from many backgrounds. While this role may reference a suggested range of experience in years, this is intended as a guide only. What matters most is that you can demonstrate the essential skills outlined. If you have relevant, transferable experience, we encourage you to apply.
Essential:
- Experience in Financial Crime (AML, KYC, Transaction Monitoring or Investigations)
- Strong understanding of Financial Crime regulations and investigative techniques
- Ability to assess complex information and make sound, risk‑based decisions
- Strong attention to detail and written communication skills
- Analytical approach with the ability to identify risks and patterns
- Ability to prioritise workload and deliver at pace
Desirable:
- Experience investigating SARs
- Exposure to raising cases or risks to external authorities (e.g. NCA)
- Experience with transaction monitoring or alert‑based systems
About working for us: Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
Benefits:
- A generous pension contribution of up to 15%
- An annual performance‑related bonus
- Share schemes including free shares
- Flexible benefits you can adapt to your lifestyle
- 24 days’ holiday, plus bank holidays
- A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you'll learn and thrive? Apply today and find out more!
Financial Crime Investigator employer: LLOYDS BANKING GROUP
Join a forward-thinking organisation that prioritises diversity, equity, and inclusion, offering a supportive work culture where you can thrive as a Financial Crime Investigator. With flexible remote working options, generous benefits including a pension contribution of up to 15%, and a commitment to employee growth through continuous learning opportunities, this role provides a meaningful chance to contribute to the fight against financial crime while enjoying a balanced work-life environment. Be part of a team that values your contributions and supports your professional development in vibrant locations across the UK.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Investigator
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like LLOYDS BANKING GROUP looking for candidates who are engaged and informed.
We think you need these skills to ace Financial Crime Investigator
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at LLOYDS BANKING GROUP. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at LLOYDS BANKING GROUP
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with LLOYDS BANKING GROUP’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
