Enterprise Architect - CTO - Commercial - Business Transaction Banking

End Date: Sunday 15 March 2026

Salary Range: £72,702 - £80,780

We support flexible working – click here for more information on flexible working options.

Flexible Working Options: Hybrid Working, Job Share

About this opportunity:

We're currently seeking an Enterprise Architect aligned to our Business and Commercial Banking, Enabling CIO business area. You’ll be experienced in building relationships and developing trust, providing thought leadership to business and technology change delivery colleagues, and maintaining alignment with and influencing the wider Group strategies. You'll be a confident individual, passionate about architecture and making a difference, able to build effective relationships at all levels (up to and including Executive level).

So, what would you be doing?

This is an opportunity for an architect who is enthusiastic about Digital, AI, Cloud, Data and engineering technologies to deliver business value in a pivotal position within the Group. An individual with a solid sense of ownership and integrity who enjoys working and collaborating with teams across the Group and who has strong values and clear purpose. The role is allocated to support our Business Transaction Banking (BTB) platform who are responsible for maintaining and delivering key initiatives across our core banking, payments and merchant services areas. However, the focus is end-to-end customer journeys, so you will be involved in shaping the strategies and architectures from the digital service to the backend core banking and payment systems.

In conjunction with Enabling Platform owners and senior partners across the Bank, you will build, evolve, and promote clear and comprehensive technology strategies that align with Group strategy and enable business teams to deliver the best customer outcomes. You are accountable for continually influencing, challenging, and supporting the Enabling Platform teams to build and align their strategic roadmaps, alongside acting as the voice of the customer and facing into all the Business Platforms to enable delivery of the business roadmaps, guiding Cloud (Public & Private) product delivery.

You’ll collaborate with key internal customers to build, maintain and evangelise clear and integrated technology strategies. You’ll be analysing the needs of our business partners to understand the modern technology platform capabilities and improvements that they need to deliver effectively and efficiently for their customers. Building and sustaining strong and productive partnerships with platforms and functions, promoting, communicating, and evangelising the Bank’s strategies. Building relationships with third party vendors and cloud service providers, acting as a senior partner to help them evolve their products and services to better meet the needs and strategies of large enterprise customers such as the Group.

This is an agile environment working on challenging problems requiring dedication and leadership to help drive the transformation agenda. Working collaboratively and cultivating trust to get results.

What you’ll need:

• An open, collaborative, approachable and friendly style, working well with both senior and junior colleagues, building strong relationships, and breaking down barriers.
• Gravitas and impact. You’ll use strong storytelling skills, both written and verbally, in how you present your communication recommendations in line with priorities.
• Proven background in enterprise architecture with an understanding of architecture principles and frameworks.
• Good understanding of modern technology from applications to infrastructure (e.g. containerised micro-services, cloud, API etc.).
• Experience in Commercial banking domains including Core banking, Payments, Channels is a plus.
• Point of view on emerging tech in areas like Digital assets and Digital identity.
• Recent experience of translating architecture models and roadmaps into packages of work that drive organisational change (including strategic core programmes), to improve business outcomes.
• Good technology knowledge across various topics including (but not limited to) domain driven models, microservices, event-driven design, hybrid cloud deployment models, cloud service provider technologies, DevOps, CI/CD, modern data paradigms, cyber security, resilience by design and sustainability.
• Awareness of emerging technologies (e.g., Gen AI, Quantum computing) their maturity and strong understanding of their potential business application and consequences including how they align to long term strategy.
• Strong intuition for technology and its value to businesses – understanding mechanisms for implementing technology into business planning and execution.
• An in-depth understanding of systems development, change life cycles, best practices and approaches.
• Communication and relationship building skills to work collaboratively to both technical and non-technical audiences.
• Proven success in establishing a culture of continuous improvement and driving innovation.
• Breadth of experience in architecture, in a regulated industry (ideally financial).

About working for us:

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

Benefits:

• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.

Our Purpose:

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

Data Privacy:

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

Inclusivity Statement:

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.