At a Glance
- Tasks: Conduct credit assessments and analyse risks in infrastructure and project finance.
- Company: Join a leading financial institution focused on sustainability and innovation.
- Benefits: Generous pension, annual bonus, share schemes, 30 days holiday, and wellbeing initiatives.
- Other info: Inclusive culture with diverse opportunities for growth and development.
- Why this job: Make a real impact on UK infrastructure and renewable energy projects.
- Qualifications: Experience in credit risk management within infrastructure and project finance sectors.
The predicted salary is between 60000 - 80000 £ per year.
About this opportunity
The Infrastructure & Project Finance Credit team are recruiting for an exciting and challenging role of Credit Officer. We're a core facet within the Chief Credit Office and play a central role in delivering the Group's Sustainability and Helping Britain Prosper agendas, by providing structured financing in support of UK infrastructure and in the transition towards renewable energy. We're specifically responsible for the independent credit analysis and sanction of facilities provided to counterparties involved in the infrastructure and project finance sectors. Our main asset classes are Renewables, PFI, Economic and Digital Infrastructure, and Energy Transition Technology. Our aim is to be an outstanding credit function, supporting a market-leading franchise and supporting new growth opportunities outside the UK.
This is an incredible opportunity for you to join a growing team where you'll play a central role in delivering our agendas, by applying your structured finance experience in support of UK infrastructure and in the transition towards renewable energy, with a clear focus on risk.
What you'll be doing
- Conduct independent credit assessments for presentation to sanctioning officials to enable informed decisions to be made. This involves the analysis of company prepared information, extensive technical and market due diligence, and identifying key strengths and risks.
- Liaise with originators, relationship managers, products partners, clients and where necessary shape structured credit proposals in order to maintain an acceptable balance of risk and reward.
- Monitor and control credit exposures to identify increases to the risk profile, communicating with senior Risk colleagues and sanctioners as well as other interested parties as appropriate, and to maintain compliance with LBG policy and regulatory policy.
- Undertake customer, sector and market research to ensure assessments have an external dimension and seek to apply sound judgement to ensure relevant material is included when evaluating the strengths and weaknesses of a lending proposal.
- Maintain records to satisfy internal and external requirements, particularly relating to data quality and statutory reporting.
What you'll need
- Existing credit risk management experience in the infrastructure and project finance sectors (including renewables), with an in-depth technical understanding of these sectors.
- Well-developed communication and influencing skills and are happy to challenge the status quo whilst being comfortable making and explaining your recommendations.
- Ability to balance conflicting demands whilst delivering to tight timescales.
- Demonstrate sound judgement, strong decision‑making skills, good attention to detail, the ability to collaborate, and a passion for the asset classes which we cover.
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative, and it's why we especially welcome applications from under‑represented groups. We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual bonus award, subject to Group performance
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days' holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Want to do amazing work, that's interesting and makes a difference to millions of people? Join our journey!
Credit Officer (VP) - Infrastructure & Project Finance employer: Lloyds Banking Group
As a Credit Officer in our Infrastructure & Project Finance team, you'll be part of a dynamic and inclusive work culture that prioritises diversity and employee wellbeing. With a strong focus on sustainability and innovation, we offer extensive growth opportunities, competitive benefits including a generous pension contribution and 30 days' holiday, and the chance to make a meaningful impact on UK infrastructure and renewable energy projects. Join us in London and contribute to our mission of helping Britain prosper while advancing your career in a supportive environment.
