At a Glance
- Tasks: Lead conduct and compliance in Business and Commercial Banking, ensuring regulatory standards are met.
- Company: Join a forward-thinking finance company with a focus on innovation and customer impact.
- Benefits: Generous salary, pension contributions, performance bonuses, flexible working, and 30 days holiday.
- Other info: Inclusive workplace with career growth opportunities and support for diverse backgrounds.
- Why this job: Make a real difference in a dynamic environment while shaping the future of finance.
- Qualifications: 5+ years in Conduct Risk or Compliance, strong communication skills, and a collaborative mindset.
The predicted salary is between 85500 - 129547 £ per year.
Posted date: 3 days ago
Job ID: 154249
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Agile Working Options: Job Share; Hybrid Working
SALARY: £85,500 - £129,547 (dependant on location)
LOCATION(S): London, Edinburgh, Leeds, Halifax, Cardiff, Bristol, Birmingham, Chester
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our Risk Hubs.
About this opportunity:
There’s never been a more exciting time to join our team! Over the past 18 months, we’ve made significant progress embedding an enhanced operating model for Non-Financial Risk management across the Group. As we continue to strengthen risk maturity and accountability, the role of specialist second line expertise has never been more critical.
We’re looking for a Senior Manager - Business and Commercial Banking (BCB) Conduct & Compliance to join our dedicated team within the Conduct, Compliance & Operational Risk (CCOR) division in Risk. In this role, you’ll provide high impact oversight and robust challenge to the BCB business, working closely with senior leaders to influence decision making and strengthen the control environment.
You’ll play a proactive role in ensuring BCB meets regulatory expectations and consistently delivers brilliant customer outcomes. Acting as a trusted partner to senior collaborators, you’ll translate complex regulatory requirements into practical, value adding guidance that supports sustainable growth.
This is an opportunity to lead on conduct and compliance across a dynamic and growing business area, delivering real impact at scale. If you bring strong judgement, deep regulatory expertise and a collaborative, curious attitude, we’d love to hear from you.
What you’ll be doing:
- Partnering closely with BCB collaborators in the first line, acting as a trusted advisor and influencing strategy, product design, customer journeys and key risk decisions.
- Providing expert second line conduct and compliance oversight and challenge, ensuring regulatory expectations are met and conduct risks are effectively identified, assessed and mitigated, leading to great customer experiences.
- Supporting the identification, assessment and escalation of conduct and compliance risks, issues, events and emerging themes across BCB.
- Leading on complex regulatory and conduct topics, translating evolving regulatory requirements into clear, pragmatic guidance that the business can confidently implement to deliver brilliant customer outcomes.
- Driving improvements in risk management and control maturity, including input into risk assessments, issue management, outcome testing, governance forums and regulatory interactions.
- Providing independent challenge and advice on conduct and compliance across the wider risk taxonomy and policies, supporting the business to meet policy, control and governance requirements.
- Collaborating across other Risk Specialist teams within CCOR and wider Risk to deliver a joined-up second line service to BCB.
Why join us?
Join us and give us your best, and we’ll give you ours. Here, you’ll make a difference to customers, you’ll enjoy a fulfilling career where you’re free to be yourself. Great colleagues, amazing workspaces, hybrid working and huge career opportunities - you’ll find them all here.
What we’re looking for:
- Strong experience in Conduct Risk, Compliance or Regulatory Risk, ideally within a Business or Commercial Banking environment with 5+ years’ experience.
- Deep understanding of UK regulatory expectations, with sound experience in interpreting and applying requirements of the Consumer Duty and Regulatory Sourcebooks (e.g. CONC and BCOBS) and the Payment Services Regulations, and translating these into clear, practical guidance for the business.
- Strong collaborator management and communication skills, with the ability to simplify complex regulatory and risk issues and engage credibly with senior audiences and in governance fora.
- Sound judgement and confidence to balance regulatory expectations, customer outcomes and commercial considerations to reach timely, well-reasoned decisions.
- Experience overseeing change, transformation or product activity from a conduct and compliance perspective, including providing effective oversight and challenge to ensure an effective and robust control environment.
- Ability to anticipate emerging regulatory risks and external threats, assess their potential impact, and provide forward looking advice to support effective risk decisions.
- A data-led approach, with a growth mindset and commitment to continuous improvement and everyday innovation.
And any of these would be great:
- A professional qualification related to Compliance or Risk.
- Demonstrated capability in shaping and developing group level policies, standards or frameworks, including setting governance expectations and supporting consistent adoption across a diverse business area.
- Experience in designing, improving or testing controls.
We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.
This is a place for you. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Ready to do the best work of your career? Apply today.
Senior Manager - Business and Commercial Banking Conduct & Compliance in Chester employer: Lloyds Banking Group
Join a forward-thinking financial institution that prioritises employee well-being and professional growth. With a hybrid working model, generous benefits including a 15% pension contribution, and a commitment to diversity and inclusion, this role offers a unique opportunity to make a significant impact in the Business and Commercial Banking sector while enjoying a supportive and collaborative work culture.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Manager - Business and Commercial Banking Conduct & Compliance in Chester
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and compliance sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by researching the company’s recent projects and challenges. Tailor your responses to show how your experience aligns with their needs, especially in conduct and compliance. This will help you stand out as a candidate who truly understands their business.
✨Tip Number 3
Practice your pitch! Be ready to explain how your skills in regulatory risk and compliance can add value to their team. Keep it concise and impactful, focusing on your ability to influence decision-making and improve customer outcomes.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search. So, get that application in and let’s make great things happen together!
We think you need these skills to ace Senior Manager - Business and Commercial Banking Conduct & Compliance in Chester
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Senior Manager role. Highlight your experience in Conduct Risk and Compliance, and how it aligns with what we're looking for. This shows us you’re genuinely interested and have done your homework!
Showcase Your Expertise:Don’t hold back on sharing your deep understanding of UK regulatory expectations. Use specific examples from your past roles to demonstrate how you've successfully navigated complex regulatory environments. We want to see your expertise shine through!
Be Clear and Concise:When writing your application, keep it clear and to the point. Avoid jargon where possible and make sure your key achievements stand out. We appreciate straightforward communication, especially when it comes to complex topics!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it’s super easy to do!
How to prepare for a job interview at Lloyds Banking Group
✨Know Your Regulatory Stuff
Make sure you brush up on UK regulatory expectations, especially around the Consumer Duty and relevant sourcebooks. Being able to discuss these confidently will show that you’re not just familiar with the rules but can also translate them into practical guidance for the business.
✨Showcase Your Collaborative Spirit
This role is all about working closely with senior leaders and other teams. Prepare examples of how you've successfully collaborated in the past, particularly in a compliance or risk context. Highlight your ability to simplify complex issues and engage effectively with different stakeholders.
✨Demonstrate Your Judgement Skills
Be ready to discuss scenarios where you had to balance regulatory expectations with customer outcomes and commercial considerations. Use specific examples to illustrate your sound judgement and decision-making process, as this is crucial for the role.
✨Prepare for Change Management Questions
Expect questions about overseeing change or transformation from a conduct and compliance perspective. Think of instances where you provided oversight and challenge, ensuring a robust control environment. This will show your proactive approach to risk management.