At a Glance
- Tasks: Analyse mortgage credit risk and provide insights to support sustainable lending.
- Company: Join a team dedicated to responsible lending and customer support.
- Benefits: Generous pension, performance bonuses, share schemes, and flexible lifestyle benefits.
- Other info: Enjoy 28 days holiday plus bank holidays and a supportive work environment.
- Why this job: Make a real impact on customers' lives while developing your analytical skills.
- Qualifications: Experience in credit risk analysis and strong numeracy skills required.
The predicted salary is between 55000 - 65000 € per year.
Our team purpose is to deliver responsible and sustainable lending to help customers buy a home. We do this by taking ownership to act, while supporting each other and valuing difference. As a senior credit risk analyst on the team you will use a variety of analytical approaches to provide technical insight on the Mortgage Credit Risk strategies, scope, define and deliver analysis to support the team goals, interrogate complex data daily with SAS or Excel and translate outputs into meaningful conclusions.
Responsibilities:
- Manage key aspects of the mortgage portfolio to ensure we act in the best interests of our customers and support safe and sustainable growth.
- Provide technical leadership and mentoring to junior analysts, forming relationships with the wider Risk team and first‑line business areas.
- Use SAS or Excel daily to interrogate complex data and translate outputs into meaningful conclusions.
Qualifications:
- Demonstrable experience in credit risk and change management, understanding of credit risk strategies and scorecards.
- Strong numerate skills and qualifications – a degree (or equivalent) in a numerate subject with knowledge of advanced analytical techniques.
- Analytical expertise – practical experience using analytical software and coding such as SAS, and competence in Microsoft Office, particularly Excel and PowerPoint.
- Logical and analytical mindset – ability to work quickly and at a high level of detail and accuracy.
- Effective communicator – ability to explain complicated issues clearly to different audiences, both verbally and non‑verbally.
Benefits:
- A generous pension contribution of up to 15%
- An annual performance‑related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 28 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Senior Credit Analyst in Birtley employer: Lloyds Banking Group
As a Senior Credit Analyst, you will thrive in a dynamic and supportive work environment that prioritises responsible lending and customer welfare. Our company offers a generous benefits package, including a substantial pension contribution, performance-related bonuses, and flexible lifestyle benefits, all while fostering a culture of collaboration and professional growth. With opportunities for mentorship and the chance to work with advanced analytical tools, this role is perfect for those seeking meaningful and rewarding employment in the heart of the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Analyst in Birtley
✨Tip Number 1
Network like a pro! Reach out to current or former employees in the credit risk field. They can give you insider info about the company culture and maybe even put in a good word for you.
✨Tip Number 2
Prepare for the interview by brushing up on your SAS and Excel skills. Be ready to discuss how you've used these tools in past roles, and think of examples where your analytical insights made a real difference.
✨Tip Number 3
Show off your communication skills! Practice explaining complex data findings in simple terms. This will help you connect with interviewers who may not have a technical background.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Senior Credit Analyst in Birtley
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Analyst role. Highlight your experience in credit risk and any analytical software you've used, like SAS or Excel. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about responsible lending and how you can contribute to our team. Keep it concise but impactful – we love a good story!
Show Off Your Analytical Skills:Since this role involves interrogating complex data, make sure to showcase your analytical expertise. Mention specific projects where you've used advanced techniques or software to solve problems. We want to see your thought process!
Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just follow the prompts and submit your materials!
How to prepare for a job interview at Lloyds Banking Group
✨Know Your Numbers
As a Senior Credit Analyst, you'll need to demonstrate your strong numerate skills. Brush up on your analytical techniques and be ready to discuss how you've used SAS or Excel in past roles. Prepare specific examples of how your analysis has led to meaningful conclusions.
✨Showcase Your Leadership Skills
Since the role involves mentoring junior analysts, think about times when you've taken the lead or supported others in your team. Be prepared to share these experiences and how they contributed to the team's success. This will show that you can not only analyse data but also guide others.
✨Communicate Clearly
Effective communication is key in this role. Practice explaining complex credit risk concepts in simple terms. You might be asked to present your findings during the interview, so consider how you would convey your insights to different audiences, both verbally and through visual aids like PowerPoint.
✨Understand the Company’s Values
Familiarise yourself with the company's commitment to responsible lending and sustainable growth. Be ready to discuss how your values align with theirs and how you can contribute to their mission. This shows that you're not just looking for a job, but that you're genuinely interested in being part of their team.
