At a Glance
- Tasks: Investigate financial crime and assess suspicious activity reports to protect customers.
- Company: Join a leading UK business committed to diversity and inclusion.
- Benefits: Generous pension, performance bonuses, flexible benefits, and 24 days' holiday.
- Other info: Dynamic team environment with excellent career growth opportunities.
- Why this job: Make a real impact in preventing financial crime while working remotely.
- Qualifications: Experience in financial crime investigations and strong analytical skills.
The predicted salary is between 33203 - 34950 £ per year.
This role sits within Financial Crime Operations, part of our Economic Crime Prevention function, and plays a key role in protecting our customers and the Group from financial crime. As a Financial Crime Investigator, you'll be responsible for investigating Suspicious Activity Reports (SARs) and assessing whether escalation to the National Crime Agency (NCA) is required. You'll also conduct customer relationship reviews and contribute to intelligence-led risk management activity. You will work closely with colleagues across Financial Crime and operational teams to ensure high-quality, consistent and regulator-ready decision-making.
WHAT YOU'LL BE DOING
- Assess manual and system-generated alerts using sound judgement
- Investigate SARs and determine appropriate course of action where required
- Manage investigations from initiation through to resolution, meeting SLAs
- Analyse customer activity and assess whether relationships should continue or be exited
- Document findings clearly to a 'regulator-ready' standard
- Apply a strong risk-based approach to decision making
- Identify and raise potential financial crime risks
- Deliver against quality and productivity targets
- Contribute to continuous improvement and team collaboration
WHAT YOU'LL NEED
We know that great talent comes from many backgrounds. While this role may reference a suggested range of experience in years, this is intended as a guide only. What matters most is that you can demonstrate the essential skills outlined. If you have relevant, transferable experience, we encourage you to apply.
- Essential:
- Experience in Financial Crime (AML, KYC, Transaction Monitoring or Investigations)
- Strong understanding of Financial Crime regulations and investigative techniques
- Ability to assess complex information and make sound, risk-based decisions
- Strong attention to detail and written communication skills
- Analytical approach with the ability to identify risks and patterns
- Ability to prioritise workload and deliver at pace
- Desirable:
- Experience investigating SARs
- Exposure to raising cases or risks to external authorities (e.g. NCA)
- Experience with transaction monitoring or alert-based systems
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Flexible benefits you can adapt to your lifestyle
- 24 days' holiday, plus bank holidays
- A range of wellbeing initiatives and generous parental leave policies
About working for us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
Ready for a career where you'll learn and thrive? Apply today and find out more!
Financial Crime Investigator (SIM / SAR) in Birmingham employer: LLOYDS BANKING GROUP
Join a forward-thinking organisation that prioritises diversity, equity, and inclusion, making it an exceptional employer for Financial Crime Investigators. With a flexible remote working model and a commitment to employee growth, you will benefit from a generous pension scheme, performance-related bonuses, and a supportive work culture that values your contributions. Our focus on wellbeing initiatives and reasonable adjustments ensures that all employees can thrive in their roles while making a meaningful impact in the fight against financial crime.
