At a Glance
- Tasks: Support commercial real estate lending and manage portfolio performance with diverse clients.
- Company: Join a leading financial institution with a focus on collaboration and client success.
- Benefits: Generous pension, performance bonuses, share schemes, and flexible lifestyle benefits.
- Other info: Enjoy 28 days' holiday plus bank holidays and a supportive work environment.
- Why this job: Make an impact in the dynamic world of corporate banking and real estate.
- Qualifications: Two years of credit experience and strong analytical skills required.
The predicted salary is between 50000 - 70000 € per year.
As an Associate, you'll support a portfolio of long-dated commercial real estate lending under a servicing contract with Scottish Widows. Working closely with the Lender, Coverage, Execution and Credit Risk teams, as well as external advisers, you'll help maintain strong portfolio performance, manage risk and deliver clear, accurate reporting. You'll build relationships with a diverse client base, from private businesses and family offices through to FTSE 250 listed companies. Supporting key lifecycle events, you'll help manage consent requests, waivers, amendments and annual reviews. Alongside this, you'll contribute to credit paper preparation, financial analysis, monitor emerging risks, and work with internal teams and external advisers to support smooth deal delivery. You'll also engage directly with clients on loan and risk‑related matters while using your analytical skills to enhance portfolio insight.
Qualifications
- Two years' demonstrated credit experience including financial analysis and credit risk assessment within Corporate Banking
- Experience preparing or contributing to credit papers and familiarity with LMA documentation
- Experience supporting complex loan lifecycle events (e.g. waivers, amendments, renewals)
- Strong analytical skills, including advanced Excel and financial modelling capability
- Confident communicator with the ability to engage effectively with clients and senior stakeholders
- Proven track record of balancing multiple priorities to deliver high quality service in a fast‑paced, collaborative environment
Desirable Experience
- Coming from a corporate real estate background with existing market experience
Benefits
- A generous pension contribution of up to 15%
- An annual performance‑related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 28 days' holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Associate - CRE Loan Servicing, CIB Portfolio Management in Birmingham employer: Lloyds Banking Group
As an Associate in our CRE Loan Servicing team, you'll thrive in a dynamic and collaborative work culture that prioritises employee growth and development. With generous benefits including a substantial pension contribution, performance-related bonuses, and a focus on wellbeing initiatives, we ensure our employees are supported both professionally and personally. Located in a vibrant area, this role offers the unique opportunity to engage with a diverse client base while enhancing your analytical skills in a fast-paced environment.
StudySmarter Expert Advice🤫
We think this is how you could land Associate - CRE Loan Servicing, CIB Portfolio Management in Birmingham
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those connected to commercial real estate. Use platforms like LinkedIn to connect and engage with professionals who can give you insights or even refer you to opportunities.
✨Tip Number 2
Prepare for interviews by brushing up on your financial analysis skills and understanding credit risk assessment. Be ready to discuss your experience with loan lifecycle events and how you've managed them in the past. We want to see your analytical prowess in action!
✨Tip Number 3
Showcase your communication skills! Practice articulating complex ideas simply and clearly. Remember, you'll be engaging with clients and senior stakeholders, so being able to convey your thoughts effectively is key to landing that Associate role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us. Let’s get you that job!
We think you need these skills to ace Associate - CRE Loan Servicing, CIB Portfolio Management in Birmingham
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that match the job description. Highlight your credit experience, financial analysis skills, and any relevant corporate banking background to catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your previous experiences align with what we’re looking for. Be genuine and let your personality come through.
Showcase Your Analytical Skills:Since this role involves a lot of financial analysis and risk assessment, make sure to include specific examples of how you've used these skills in past roles. We love seeing how you’ve tackled challenges and delivered results!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at Lloyds Banking Group
✨Know Your Numbers
Brush up on your financial analysis skills and be ready to discuss specific examples of credit risk assessments you've conducted. Make sure you can explain how you used advanced Excel functions or financial modelling in your previous roles.
✨Understand the Loan Lifecycle
Familiarise yourself with the complexities of loan lifecycle events like waivers, amendments, and renewals. Be prepared to share your experiences in managing these processes and how you ensured smooth deal delivery.
✨Build Rapport with Clients
Since you'll be engaging directly with clients, practice your communication skills. Think of ways to demonstrate your ability to build relationships with diverse clients, from private businesses to FTSE 250 companies, during the interview.
✨Showcase Your Analytical Mindset
Prepare to discuss how you monitor emerging risks and contribute to credit paper preparation. Bring examples of how your analytical skills have led to enhanced portfolio insights and improved performance in past roles.
