At a Glance
- Tasks: Manage portfolio performance and support origination teams in credit and regulatory matters.
- Company: Join Lloyds Bank Corporate Markets, a leader in financial services.
- Benefits: Generous pension, performance bonuses, share schemes, 30 days holiday, and wellbeing initiatives.
- Other info: Dynamic role with opportunities for continuous improvement and career growth.
- Why this job: Be at the forefront of securitisation and make impactful decisions in finance.
- Qualifications: 5+ years in securitisation with strong analytical and organisational skills.
The predicted salary is between 80000 - 100000 £ per year.
Within Lloyds Bank Corporate Markets (LBCM), the Securitised Products Group (SPG) team is looking for an Associate Director (AD) to join the Portfolio and Financing Management team (PFM). The role will support the origination teams within SPG by acting as the first line of defence on credit issues, managing regulatory matters surrounding securitisation, funds and client financing facilities, and providing portfolio information for regulatory capital, fee income allocation and governance management.
The key responsibility of this role is to manage the ongoing performance of the portfolio on a weekly, monthly and quarterly basis, maintain high‑quality, timely and accurate deal data, and provide management and credit information drawn from the bank’s systems and external sources. The role also involves maintaining relationships with Credit, Finance, Governance, Internal Audit and Operations, and working closely with SPG Origination to ensure optimal transaction outcomes from origination to paydown.
Qualifications
- Previous working experience, in excess of five years, in securitisation, either origination, surveillance or management, rating agency or a bank credit function.
- Ability to examine asset pools on a deal‑by‑deal basis as well as analysing the portfolio over time and against various external and internal metrics.
- Be organised – manage and prioritise tasks in a timely and effective manner.
- Management and understanding of securitisation legal documentation to accurately reflect legal requirements on a third‑party portfolio monitoring system.
- Management of large data sets primarily via Excel spreadsheets for Management Information, regulatory reporting, income analysis or one‑off research requests from senior management.
- Be prepared to document, rationalise and organise regular processes, with an eye to continuous evaluation and improvement, ensuring that processes are followed and reflected in line with the published framework.
Benefits
- A generous pension contribution of up to 15%
- An annual performance‑related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Associate Director, Portfolio and Financing Management, Securitised Products Group employer: Lloyds Banking Group
Lloyds Bank Corporate Markets is an exceptional employer, offering a dynamic work environment where innovation and collaboration thrive. As part of the Securitised Products Group, employees benefit from a comprehensive benefits package, including a generous pension contribution, performance-related bonuses, and ample holiday leave, all while being supported in their professional growth through continuous evaluation and improvement initiatives. Located in a vibrant financial hub, Lloyds Bank fosters a culture of inclusivity and well-being, making it an ideal place for those seeking meaningful and rewarding careers in finance.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Director, Portfolio and Financing Management, Securitised Products Group
✨Tap into Campus Networks
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Don’t shy away from reaching out directly to firms like Lloyds Banking Group. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Associate Director, Portfolio and Financing Management, Securitised Products Group
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Lloyds Banking Group.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Lloyds Banking Group's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Lloyds Banking Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Lloyds Banking Group.
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✨Show Your Passion for Finance
Since this is a full-time position, employers at Lloyds Banking Group will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Lloyds Banking Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
