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For Companies At a Glance
- Tasks: Join our Risk Graduate Scheme and tackle real-world challenges in risk management.
- Company: Lloyds Banking Group, a leader in financial services with a focus on innovation.
- Benefits: Gain industry-recognised qualifications, mentorship, and hands-on experience with cutting-edge technology.
- Why this job: Be part of a team that protects millions while shaping the future of finance.
- Qualifications: Curiosity, problem-solving skills, and a passion for analytics are essential.
- Other info: Dynamic rotations across various risk specialisms with excellent career growth opportunities.
The predicted salary is between 36000 - 60000 ÂŁ per year.
Be the reason we stay one step ahead
At Lloyds Banking Group, risk isn’t about hiding under the desk until the danger passes. It’s about spotting opportunities, protecting the people who count on us, protecting our business, and staying one step ahead.
Our Risk teams keep over 28 million customers safe. Identifying and mitigating the threats from global market instability to economic headwinds, from customer lending to economic crime. And on the Risk Graduate Scheme, you’ll be part of the team making sure we always play it smart.
Two years. Three high-impact rotations
Over this 2-year programme, you’ll complete three eight-month placements across different risk specialisms, giving you a broad, well-rounded foundation for a long-term career in risk. Think of it as a guided tour of the most fascinating and fast-moving corners of the risk world.
You could be delving into:
- Credit & Customer – analysing credit risk, understanding customer behaviour and shaping lending decisions.
- Analytics, Data & Modelling – using cutting-edge modelling techniques, data science and AI to predict and manage risk.
- Specialist Risk – diving deep into market, operational or insurance risk to solve challenges most people never even see.
As part of your journey, you’ll have the opportunity to pursue one of several industry-recognised qualifications aligned to your interests and career goals, including:
- Financial Risk Manager (FRM)
- Global Credit Certificate
- Chartered Banker Diploma
- ICA Diploma in Governance, Risk and Compliance
Whichever path you choose, you’ll gain the tools and experience to help us build a more secure financial future.
The kit you’ll have at your fingertips
This isn’t about staring at spreadsheets. You’ll be hands-on with:
- Robotics, cognitive computing and AI to automate, analyse and outsmart the bad stuff.
- Advanced forecasting tools to stress-test decisions.
- Regulatory frameworks like PRA and FCA compliance. Turning rules into real-world solutions.
- Projects in sustainability, climate risk, and GenAI. Shaping the future as well as protecting it.
Learn fast. Apply faster
We’re looking for naturally curious minds who see patterns others miss, who enjoy solving problems from every angle, and who can’t resist asking “what if?”. You’ll get the space to explore how new technologies can transform risk management, and the freedom to experiment with them.
We’ll help you sharpen your analytical skills while building the communication and relationship-building strengths you’ll need to influence and collaborate effectively across the business.
You’ll have:
- A mentor to guide you and challenge your thinking.
- Technical training and business skills development, so you can connect analysis to action.
- Platforms like Viva Learning and our Learning Management System to keep levelling up.
- A culture where curiosity is encouraged, and problem-solving is part of the job description.
The work you could be doing
- Making smarter lending decisions for millions of customers.
- Turning complex regulations into business processes that actually work.
- Partnering with teams to manage operational risk.
- Using modelling to forecast financial performance.
- Helping launch new payment tech and sustainability strategies.
- Finding ways AI can keep us a step ahead of fraud and cyber threats.
our backstage pass to the UK’s risk network
- Birmingham – Economic Crime Prevention HQ, where strategy meets intelligence.
- Bristol – Modelling, forecasting and operational risk experts.
- Edinburgh – Specialists in Insurance, Pensions & Investments risk partnering.
- Leeds – Modelling, data, and decision-making at scale.
- London – Financial Markets risk, liquidity forecasting, and regulator engagement.
Locations
Risk Graduate Scheme employer: Lloyds Banking Group
Contact Detail:
Lloyds Banking Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Graduate Scheme
✨Tip Number 1
Network like a pro! Get out there and connect with people in the risk field. Attend industry events, join relevant online forums, and don’t be shy about reaching out on LinkedIn. You never know who might have the inside scoop on job openings or can give you a leg up.
✨Tip Number 2
Prepare for those interviews by practising common questions and scenarios related to risk management. Think about how you can showcase your analytical skills and problem-solving abilities. We want to see how you think on your feet!
✨Tip Number 3
Show your curiosity! During interviews, ask insightful questions about the company’s approach to risk and how they’re using new technologies. This not only shows your interest but also helps you stand out as someone who’s genuinely engaged.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining our team and being part of something big in the risk world.
We think you need these skills to ace Risk Graduate Scheme
Some tips for your application 🫡
Show Your Curiosity: We want to see that natural curiosity of yours shine through! When writing your application, share examples of how you've spotted opportunities or solved problems in the past. This will show us you're ready to tackle the challenges in risk management.
Tailor Your Application: Don’t just send a generic application our way. Make sure to tailor it to the Risk Graduate Scheme. Highlight your relevant skills and experiences that align with the job description, especially those related to analytics, data, and problem-solving.
Be Clear and Concise: Keep your writing clear and to the point. We appreciate well-structured applications that get straight to the heart of what you want to say. Avoid jargon unless it’s relevant, and make sure your passion for risk shines through!
Apply Through Our Website: Make it easy for us to find your application by applying directly through our website. It helps us keep track of your submission and ensures you’re considered for the role. Plus, it’s super straightforward!
How to prepare for a job interview at Lloyds Banking Group
✨Know Your Risk Basics
Before the interview, brush up on key risk concepts and terminology. Understand the different types of risks mentioned in the job description, like credit risk and operational risk. This will show your genuine interest and help you speak confidently about how you can contribute.
✨Showcase Your Curiosity
Lloyds Banking Group values naturally curious minds. Prepare examples from your past experiences where you identified a problem, asked 'what if?', and found a solution. This will demonstrate your analytical skills and your ability to think outside the box.
✨Familiarise Yourself with Technology
Since the role involves using advanced tools like AI and data modelling, make sure you’re familiar with these technologies. Mention any relevant coursework or projects you've done that involved tech in risk management. It’ll highlight your readiness to dive into the hands-on work.
✨Prepare Questions for Them
Interviews are a two-way street! Prepare thoughtful questions about the programme, the team dynamics, or the specific risk specialisms. This shows you’re engaged and serious about finding the right fit for both you and Lloyds Banking Group.
