At a Glance
- Tasks: Join our team to help customers manage their finances and plan for a secure future.
- Company: Lloyds Banking Group, committed to financial wellbeing and sustainability.
- Benefits: CII qualifications, paid learning, bespoke development programme, and supportive mentorship.
- Why this job: Make a real impact on people's lives while developing your skills in finance and strategy.
- Qualifications: Inquisitive mindset, interest in finance, and strong critical-thinking abilities.
- Other info: Experience three rotations over two years, gaining insights into customer journeys and innovative solutions.
The predicted salary is between 36000 - 60000 ÂŁ per year.
Bank on a better future. Yours and theirs
From that first set of car keys to the last day at work (and all the fun in between). From protecting a family’s future to sorting their workplace pension without the jargon. We’re here for the big money moments. Making sure our customers feel confident, covered, and ready for whatever curveballs life serves up.
And we don’t just build products that work. We build ones that work for the planet too: Cutting the carbon emissions we finance by more than 50% by 2030; Net zero by 2050.Because it’s not just about wealth. It’s about wellbeing.
As a Future Financial Wellbeing Graduate, you’ll join our Insurance, Pensions & Investments (IP&I) team to help people take control of their money, protect what matters, and plan for tomorrow without losing sleep over it.
You’ll be tackling big-picture issues like an ageing population, low money confidence, and the great generational wealth handover.
If you’re naturally inquisitive, have an interest in business, finance and data, and want to help customers become more resilient for whatever the future holds, this could be your scheme.
Challenging the status quo is a big part of what we expect from our graduates. You’ll need strong critical-thinking skills, an open mind, humility, and resilience. And because this area is all about people, you’ll enjoy collaborating, seeing things from different perspectives, and building strong relationships across the business.
Two years. Three rotations. Make finance click
Over three eight-month placements, you’ll deep-dive into the parts of our business where big ideas meet big impact.
You could be:
- In Customer – seeing what makes people tick (and what makes them switch), understanding how we keep them for life, delivering the highest standards of service and developing a truly customer-centric mindset.
- In Platform – where business and technology come together. You’ll learn how our multi-skilled Platform teams shape end-to-end customer journeys, deliver change more quickly, and use tech and AI to create brilliant outcomes. Projects like Digital Waterfront put you right at the heart of innovation and our customer relationships. Building transformational applications that combine the best of everything IP&I has to offer.
- In Strategy – exploring our many routes to market: Independent Financial Advisers, direct sales, branch network, and our strong workplace pensions proposition. You’ll grow your commercial and competitor insight, build and manage key relationships, and use data to inform strategic decisions that drive growth.
The skills you’ll gain
By the time you’ve finished, you’ll:
- Understand the full customer journey for insurance, pensions and investments.
- Be able to challenge the way we do things and bring forward data-driven ideas.
- Turn raw data into “why didn’t we think of that sooner?” insights that inform senior management decisions.
- Lead projects that shape the future of our products and propositions.
- Develop your commercial strategy skills seeing how strategy turns into growth and how you can become tomorrow’s leader.
- Build your understanding of tech in a business context – from AI to coding tools – with customer centricity always front and centre.
We’ll invest in you
- CII qualifications through the Chartered Insurance Institute.
- The opportunity to undertake the “Sustainable Investing Certificate (previously known as CFA Institute ESG qualification) – associated with Kaplan.
- A bespoke graduate development programme that builds personal effectiveness, covering everything from Insights discovery to influencing with confidence, resilience and delivering business-ready presentations.
- Learning? Paid for. Exam fees? Covered. Plus, you’ll have a buddy to help you crack the jargon, keep your diary on track, and navigate life at Lloyds Banking Group.
Locations
Future Financial Wellbeing Graduate Scheme employer: Lloyds Banking Group
Contact Detail:
Lloyds Banking Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Future Financial Wellbeing Graduate Scheme
✨Tip Number 1
Network like a pro! Get out there and connect with people in the finance industry. Attend events, join online forums, and don’t be shy about reaching out on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its values. Understand their approach to financial wellbeing and sustainability. When you show that you’re aligned with their mission, it’ll make you stand out as a candidate who truly cares about making a difference.
✨Tip Number 3
Practice your pitch! Be ready to explain why you’re interested in the Future Financial Wellbeing Graduate Scheme and how your skills can contribute to their goals. A confident and clear pitch can make all the difference in leaving a lasting impression.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take the initiative to engage directly with us. So, get your application in and let’s make finance click together!
We think you need these skills to ace Future Financial Wellbeing Graduate Scheme
Some tips for your application 🫡
Be Yourself: When you're writing your application, let your personality shine through! We want to see the real you, so don’t be afraid to share your unique experiences and perspectives. Authenticity goes a long way in making your application stand out.
Tailor Your Application: Make sure to customise your application for the Future Financial Wellbeing Graduate Scheme. Highlight your interest in finance, data, and how you can help customers with their financial wellbeing. Show us why you’re the perfect fit for this role!
Show Your Curiosity: We love inquisitive minds! In your written application, demonstrate your curiosity about the industry and the challenges we face. Share any relevant insights or ideas you have about improving customer experiences or tackling big-picture issues.
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way to ensure it gets to the right people. Plus, you’ll find all the info you need about the scheme and what we’re looking for.
How to prepare for a job interview at Lloyds Banking Group
✨Know Your Stuff
Before the interview, dive deep into the company’s values and mission. Understand their commitment to sustainability and how they aim to improve financial wellbeing. This will not only show your genuine interest but also help you align your answers with what they care about.
✨Showcase Your Curiosity
Since they’re looking for inquisitive minds, prepare some thoughtful questions about the role and the company. Ask about their approach to tackling big-picture issues like low money confidence or the generational wealth handover. This demonstrates your critical-thinking skills and eagerness to learn.
✨Highlight Collaboration Skills
Emphasise your ability to work well with others. Share examples from your past experiences where you’ve successfully collaborated on projects or tackled challenges as part of a team. They value strong relationships, so showing that you can build rapport is key.
✨Be Ready to Challenge the Status Quo
Prepare to discuss how you would approach improving existing processes or products. Think of data-driven ideas you could bring to the table. This shows you’re not just a follower but someone who can contribute to innovation and growth within the company.