Associate Director, Trading Business & Working Capital, CB Intermediaries in York

Associate Director, Trading Business & Working Capital, CB Intermediaries in York

York Full-Time 50000 - 65000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Join our team to build relationships and deliver funding solutions for SMEs.
  • Company: Lloyds Banking Group, committed to diversity and innovation.
  • Benefits: Generous pension, performance bonuses, 30 days holiday, and flexible working options.
  • Other info: Supportive environment with opportunities for growth and development.
  • Why this job: Be a key player in shaping the future of financial services while making a real impact.
  • Qualifications: 1 year of commercial banking experience and strong credit writing skills.

The predicted salary is between 50000 - 65000 £ per year.

We support flexible working – click here for more information on flexible working options.

Flexible Working Options: Hybrid Working, Job Share

Job Description Summary:

Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at our offices. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.

What you'll be doing:

Join our dynamic Intermediaries team within the Business & Commercial Bank, focusing on delivering term debt lending and acquiring new switchers for the organisation. Your mission will be to build and nurture relationships with brokers, leading the promotion of the bank to professionals and key influencers in your local area. This role offers the chance to support our SME clients, typically with turnovers between £3 million and £25 million. As a crucial community figure, you'll develop business opportunities and represent our group within the professional community. You'll be an ambassador for change, embracing new tools to enhance the client and colleague experience, and support your team in achieving their goals.

Key accountabilities:

  • Deliver exceptional service to brokers and clients, ensuring their needs are at the heart of every interaction.
  • Provide funding solutions, write credit proposals, and ensure compliance with conduct risk requirements.
  • Lead the profiling of the Bank through a variety of medium including digital advocacy and professional social media.
  • Foster strong relationships with colleagues and stakeholders to deliver comprehensive banking solutions tailored to brokers' needs.
  • Support and mentor the team, providing guidance to help them achieve their objectives.

Why join us:

We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.

What we're looking for:

To succeed in this role, you should ideally demonstrate:

  • A minimum of 1 year of commercial banking experience alongside strong credit writing skills in the SME space and a proven track record of delivery of term debt products.
  • Results Focused: Taking personal responsibility for delivering results and embracing change with a growth mindset.
  • New Client Acquisition: Expertise in building and maintaining productive relationships, adept at securing high volumes of high-value client relationships.
  • Specialist Knowledge: Relevant credit and sector knowledge with experience using digital tools to drive excellent client outcomes and growth.
  • People Skills: A growth mindset, keen to adopt tools that enhance the client experience.
  • Environmental Awareness: Upholding the Bank’s image through strong ethics and integrity across various clients and professionals.

This is a place for you:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

  • A generous pension contribution of up to 15%
  • An annual performance-related bonus
  • Share schemes including free shares
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days’ holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Associate Director, Trading Business & Working Capital, CB Intermediaries in York employer: Lloyds Bank

At Lloyds Banking Group, we pride ourselves on being an exceptional employer, offering a dynamic work environment that fosters growth and innovation. With a strong commitment to diversity, equity, and inclusion, our Newcastle upon Tyne, York, and Leeds locations provide flexible working options, generous benefits, and a supportive culture that empowers employees to thrive both personally and professionally. Join us to make a meaningful impact in the financial services sector while enjoying a competitive package and opportunities for career advancement.

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Contact Details:

Lloyds Bank Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Associate Director, Trading Business & Working Capital, CB Intermediaries in York

Tip Number 1

Network like a pro! Get out there and connect with people in the industry. Attend events, join online forums, and don’t be shy about reaching out to potential colleagues on LinkedIn. Building relationships can open doors that applications alone can't.

Tip Number 2

Prepare for those interviews! Research the company and the role inside out. Think about how your experience aligns with what they’re looking for, especially in terms of client relationships and credit writing skills. Practice common interview questions to boost your confidence.

Tip Number 3

Showcase your personality! During interviews, let your passion for the role shine through. Share stories that highlight your results-focused mindset and how you've successfully built client relationships in the past. Remember, they want to see the real you!

Tip Number 4

Don’t forget to follow up! After an interview, send a thank-you email to express your appreciation for the opportunity. It’s a great way to reinforce your interest in the role and keep you top of mind as they make their decision.

We think you need these skills to ace Associate Director, Trading Business & Working Capital, CB Intermediaries in York

Commercial Banking Experience
Credit Writing Skills
Client Relationship Management
New Client Acquisition
Results Focused
Digital Advocacy
Team Mentoring

Some tips for your application 🫡

Tailor Your Application:Make sure to customise your CV and cover letter for the Associate Director role. Highlight your commercial banking experience and credit writing skills, as these are key for us. Show how your background aligns with our mission to support SME clients.

Showcase Your People Skills:We love candidates who can build strong relationships! In your application, share examples of how you've successfully nurtured client or broker relationships in the past. This will demonstrate your ability to thrive in our dynamic Intermediaries team.

Emphasise Results Focus:We're all about delivering results, so make sure to highlight your achievements in previous roles. Use specific metrics or examples to show how you've contributed to business growth or client satisfaction. We want to see that you take personal responsibility for your outcomes!

Apply Through Our Website:Don't forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it shows you're keen on joining our team at Lloyds Banking Group!

How to prepare for a job interview at Lloyds Bank

Know Your Stuff

Make sure you brush up on your commercial banking knowledge, especially around term debt products and SME lending. Familiarise yourself with the latest trends in the industry and be ready to discuss how you can leverage this knowledge to build relationships with brokers.

Showcase Your People Skills

This role is all about building and nurturing relationships, so be prepared to share examples of how you've successfully done this in the past. Highlight your ability to connect with clients and colleagues alike, and demonstrate your growth mindset when it comes to adopting new tools for enhancing client experiences.

Prepare for Scenario Questions

Expect questions that ask you to solve hypothetical situations related to client needs or compliance issues. Think through your approach to delivering exceptional service and how you would handle challenges while ensuring compliance with conduct risk requirements.

Embrace the Bank's Values

Familiarise yourself with the bank's commitment to diversity, equity, and inclusion. Be ready to discuss how you can contribute to these values in your role, and share any personal experiences that align with their mission to help Britain prosper.