At a Glance
- Tasks: Learn to manage risks and protect customers in a dynamic banking environment.
- Company: Join Lloyds Banking Group, a leader in financial services with a commitment to diversity.
- Benefits: Earn £32,000, enjoy flexible working, and receive a fully funded apprenticeship.
- Other info: Great career growth opportunities and a supportive learning environment.
- Why this job: Make a real impact while gaining valuable skills in risk management.
- Qualifications: Must be 18+ with 5 GCSEs at grade 4-9 including Maths and English.
The predicted salary is between 32000 - 32000 £ per year.
Please note, this site is only for external candidate applications. If you currently work for Lloyds Banking Group please apply via the internal career site.
In order to complete an apprenticeship there needs to be a significant learning need. You need to consider your previous qualifications or significant relevant work experience which may mean you cannot proceed with this application.
We support flexible working – click here for more information on flexible working options.
Our apprenticeship programmes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.
If you have any questions, please do contact the team at lloydsbankinggroup@cappfinity.com.
Duration: 2 years
Salary: £32,000
Location: London
Start: September 2027
Qualification: Level 3 Compliance & Risk apprenticeship with Kaplan.
At Lloyds Banking Group, protecting our 28 million customers isn’t just important. It’s essential. From everyday payments to big business deals, people count on us to keep their money and data safe. That’s where you come in. As a Risk Apprentice, you’ll learn how to spot problems before they happen, help teams stay on the right side of complex regulations, and keep our bank (and our customers) protected.
This two-year apprenticeship combines classroom learning with hands-on experience. You’ll rotate through projects that show you just how wide-ranging risk management can be - from fraud prevention to regulatory compliance.
You’ll cover topics like:
- Understanding legal and regulatory frameworks
- Presenting complex information clearly
- Reporting and analysing risk situations
- How to build evidence-based reports leaders can act on
The work you could be doing includes:
- Helping colleagues apply legal and regulatory frameworks
- Spotting and reducing potential risks before they grow
- Writing clear reports that help decision-makers take action
- Communicating risks in ways that everyone can understand
You’ll master:
- Risk and compliance basics
- Analytical thinking and evidence-based reporting
- Communication skills that make complex stuff simple
- How to keep customers, colleagues and the business safe
We’ll back you all the way with:
- Blended learning: real projects + tutor-led study
- Time dedicated to your development
- A mentor, a manager and a buddy who’ll share their experience
- A network of colleagues who’ve got your back
We’ll pay your salary and cover the cost of your studies, giving you the opportunity to complete a fully funded level 3 apprenticeship in Compliance & Risk. Alongside this, you’ll build transferable skills that can open doors across the financial services sector, and gain valuable experience at the heart of a bank that supports millions of businesses and customers.
You’ll need to be at least 18 years old on 1st September 2027 and have 5 GCSEs at grade 4 – 9 including Maths and English (Achieved).
An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to two years.
This apprenticeship is based in London and you will be expected to work from the local office throughout the programme. While our hybrid working policy requires office attendance at least two days per week, apprentices are expected to be in the office most days during the initial settling-in period.
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns.
You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re-graded, with your pay range consistent with the job family for your business area.
The closing date to apply for this opportunity is 24th November 2026.
What happens next? Submit your application → Complete the online assessments → If successful, attend the Assessment Centre in January → Receive your outcome.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities.
Risk Apprentice employer: Lloyds Bank
At Lloyds Banking Group, we pride ourselves on being an exceptional employer, offering a supportive and inclusive work environment in Fort William. With a strong focus on employee growth through our Skill Progression Framework, we provide ample opportunities for career advancement while ensuring a healthy work-life balance with flexible working options. Our comprehensive benefits package, including generous pension contributions and wellbeing initiatives, reflects our commitment to the well-being of our colleagues, making us a great place to build a meaningful career.
StudySmarter Expert Advice🤫
We think this is how you could land Risk Apprentice
✨Get Involved with Campus Recruitment Events
Apprenticeships in banking and financial services often come through campus recruitment days. Keep an eye out for events hosted by your university or local banks, as these can be golden opportunities for us to meet recruiters face-to-face and make a great first impression.
✨Engage with Professional Bodies
Join organisations like the Institute of Chartered Accountants or the Chartered Institute of Banking. These memberships can provide valuable resources and networking opportunities, plus, they often have dedicated sections for apprenticeships and early-career roles that can point us in the right direction.
✨Follow the Right Companies on Social Media
Banks and financial services firms love to share their stories on social media! Follow companies like Lloyds Bank to keep up with their latest apprenticeship opportunities and insider news. Engaging with their posts could give us an edge when it comes to the application.
✨Utilise Your University’s Career Service
Your university's career service is a treasure trove of information for apprenticeships in banking. They often have connections to employers like Lloyds Bank, so don't hesitate to tap into their resources and advice!
We think you need these skills to ace Risk Apprentice
Some tips for your application 🫡
Show Off Your Maths Skills:In the banking and financial services sector, being good with numbers is a must! Make sure to highlight any relevant maths qualifications or experience in your application, as well as any projects or coursework that demonstrate your analytical skills.
Emphasise Your Willingness to Learn:As this is an apprenticeship, companies like Lloyds Bank want to see your enthusiasm for the industry and your eagerness to learn. In your cover letter, chat about why you’re interested in banking and any specific areas you’re excited to explore. Show them that you’re ready to soak up knowledge like a sponge!
Highlight Relevant Experience (Even If It's Limited):Whether it's a part-time job, volunteer experience, or even a school project, mention any relevant experience related to banking or finance. This could include customer service roles or any projects where you handled budgeting. We’re all about showing how you can apply your skills, even if they’re from unconventional backgrounds.
Tailor Your CV for Impact:Make sure your CV isn’t just a list of duties. Tailor it to reflect skills that appeal to financial services, like attention to detail and communication skills. Don’t forget to keep it clear and concise, showing how you’re a perfect fit for the apprenticeship at Lloyds Bank!
How to prepare for a job interview at Lloyds Bank
✨Brush Up on Financial Principles
Since you're diving into the banking and financial sector with an apprenticeship, it’s crucial to familiarise yourself with key concepts like interest rates, investment strategies, and basic financial accounting. Make sure you can share your understanding of these principles during the interview, as they'll likely pop up in practical scenarios.
✨Be Ready for Scenario-Based Questions
In the world of banking, interviewers love to throw real-world scenarios at you. Prepare for questions that ask how you'd handle customer inquiries or solve financial challenges. Practising these types of situational responses can really showcase your problem-solving skills and customer service abilities, both of which are essential in this field.
✨Show Your Eagerness to Learn
As an apprenticeship candidate, what's going to set you apart is your motivation to learn and grow in the role. Be sure to express your excitement about entering the banking world and highlight any steps you've already taken to educate yourself, whether through courses, workshops, or relevant hobbies.
✨Prepare Your Questions About Company Culture
When interviewing with Lloyds Bank, don’t shy away from asking about their company culture and training programmes for apprentices. This shows that you're not only focused on the role but also interested in how you'll fit within the team, which is a major factor for your future success in the apprenticeship.
