Area Director Healthcare, North of England in Manchester

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Flexible Working Options: Hybrid Working, Job Share.

Looking to take ownership of a high-impact healthcare portfolio and drive real commercial growth? As Area Director, you’ll lead strategy, performance and people across a diverse client base, playing a key role in strengthening our presence in the UK healthcare market.

About this Opportunity:

We’re looking for an Area Director to lead and grow our SME Healthcare business across a defined UK region. This is a senior leadership role with accountability for commercial performance, client outcomes and people leadership across a portfolio of healthcare clients, including GP practices, dental groups, care providers, pharmacies and healthcare operators.

You’ll define and deliver regional strategy, lead Relationship Directors and specialist teams, and represent the bank across the healthcare ecosystem, working closely with intermediaries, brokers, professional advisors and internal partners.

What you’ll be doing:

• Define and deliver the regional SME Healthcare strategy aligned to national priorities.
• Drive commercial performance across lending, deposits and fee income.
• Lead and develop a team of Relationship Directors, Managers and specialists across a defined region.
• Act as senior sponsor for key healthcare clients and strategic relationships.
• Build and maintain relationships with intermediaries, brokers and professional advisors.
• Provide credit oversight and decisioning for complex lending within delegated authority.
• Ensure strong risk management, portfolio quality, governance and regulatory compliance.
• Partner across Credit, Risk, Product and Coverage teams to deliver client and business outcomes.

Why join us?

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.

What we’re looking for:

• Senior leadership experience in SME or Commercial Banking.
• Experience leading Relationship Directors or Relationship Managers.
• Strong credit risk experience, including complex lending.
• Track record of delivering commercial growth across lending and income.
• Experience managing client portfolios in a regulated environment.
• Experience leading geographically dispersed teams.
• Strong partner management with senior internal and external partners.

It would also be useful if you had:

• Deep understanding of UK Healthcare markets, including Primary Care, Social Care, Pharmacy, Dental or Care Groups.
• Experience working closely with intermediaries and professional advisors.
• Experience leading within regulated environments, including delivering change.

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

This is a place for you:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%.
• An annual performance-related bonus.
• Share schemes including free shares.
• Benefits you can adapt to your lifestyle, such as discounted shopping.
• 30 days’ holiday, with bank holidays on top.
• A range of wellbeing initiatives and generous parental leave policies.

Ready for a career where you’ll learn and thrive? Apply today and find out more.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.