Securitisation Lawyer - Securities & Asset Management Legal in London

We support flexible working – click here for more information on flexible working options.

Flexible Working Options: Hybrid Working, Job Share.

About this opportunity:

This is an excellent chance to join the Securities & Asset Management Legal team (SAML) in a permanent role. SAML brings together specialist lawyers working closely with the Global Markets business area for clients in the UK and overseas. The team supports business across a variety of debt capital markets transactions for its clients. Products include securitisations, unsecured primary bond issuance (IG/HY), private placements, social housing bonds and liability management exercises as well as other innovative capital markets products in the ESG, digital and PVLB spaces. We’re looking for a lawyer to support primarily on securitisation transactions involving various asset classes. These include mortgage loans, credit cards, auto loans and trade receivables. The role covers the structuring and development of transactions through to launch. You’ll also have the chance to learn about other types of debt capital markets transactions supported by the team, and to collaborate on initiatives with colleagues across Legal & Secretariat (L&S).

What you’ll be doing:

• Providing high-quality, pragmatic legal advice on a broad range of securitisation transactions, supporting the business from initial structuring discussions through to execution and post-closing activities.
• Advising on transactions across a range of asset classes, including residential mortgages, credit cards, auto loans and trade receivables, helping the business identify and manage legal and regulatory risks.
• Negotiating complex transaction documentation, working closely with internal stakeholders, external counsel, issuers and other market participants.
• Supporting the development and delivery of innovative funding and capital markets solutions, ensuring legal advice is aligned to commercial objectives and client outcomes.
• Building trusted relationships with colleagues across Global Markets, Risk, Compliance and Legal & Secretariat, acting as a valued adviser on strategic and day-to-day matters.
• Monitoring legal and regulatory developments affecting securitisation and debt capital markets products, providing clear guidance on potential impacts to the business.
• Contributing to wider Legal & Secretariat initiatives that enhance legal risk management, operational efficiency, knowledge sharing and colleague development.

Why join us?

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.

What we’re looking for:

• You must be legally qualified and hold a current practising certificate in a relevant jurisdiction. Your post qualification experience, whether gained in private practice or in a mixture of private practice and in-house, will have given you a good understanding of the legal and regulatory framework and market practices applying to securitisation transactions.
• A clear understanding of and experience providing legal advice on securitisations and be confident analysing and discussing deal structures and documentation for these transactions.
• A curious and growth mindset to learn about a broader range of debt capital markets products and the business itself.
• Ability to provide sound and commercial legal advice and to identify and manage legal risk.
• Able to work well both as an individual and in groups, with the backing of a friendly team who will help you develop your skills and knowledge.
• Excellent communication skills, be great at building trust and influencing others, and want to grow internal and external networks to help achieve more together.
• Able to appreciate the chance to come up with innovative ideas, find opportunities, challenge where appropriate and build consensus.
• Keen to support wider L&S and business initiatives aligned to the Group’s Accelerate 2030 strategy, including work that improves connectivity, efficiency and the quality of legal risk management.

We’ll support your growth with continuous training and development opportunities, regular feedback and career conversations to help you fulfil your career potential, whatever your aspirations may be.

This is a place for you:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies.

Like what you hear? Join us!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities.