Associate Director, Financial Resource Management in London

We support flexible working – click here for more information on flexible working options.

Flexible Working Options: Hybrid Working, Job Share

About The Role

We support the financial needs of large and complex clients (typically £100m+ turnover) with a strong connection to the UK, operating from the UK, USA and Europe. Our strategy to Help Britain Prosper is purpose‑led and focused on disciplined growth, underpinned by our expertise in transaction banking, debt financing and risk management.

The Financial Resource Management (FRM) team sits within Balance Sheet Management, part of Corporate & Institutional Banking’s (CIB) Client Solutions Group. The team’s purpose is to optimise the use of capital, liquidity and balance sheet resources by bringing together advanced analytics, integrated reporting and effective tooling within a single financial resource management framework.

As Associate Director, you’ll play a key role in supporting CIB’s growth ambitions by ensuring the efficient allocation of financial resources across the portfolio. The role spans resource modelling and ideation, performance insight and decision support for senior governance forums, including ALCO and Executive Committee discussions, alongside a range of strategic and ad‑hoc priorities focused on improving resource efficiency and returns.

What You’ll Need

• Significant experience (typically 5+ years) working with regulatory capital or financial resource management within a bank or comparable financial services environment.
• Proven success in analysing capital, balance sheet or resource usage to inform profitability, returns and portfolio‑level decisions.
• Strong practical understanding of the UK regulatory landscape and how this influences business and balance sheet choices, ideally within wholesale and/or commercial banking.
• Solid knowledge of CIB products and how different balance‑sheet‑intensive activities interact across the bank at portfolio level.
• A delivery‑focused approach, able to produce accurate, insightful and engaging outputs for executive and senior governance forums.
• Clear and confident communication skills, with the ability to influence across functions and challenge constructively when required.

Additional Experience That Would Be Beneficial

• Working knowledge of accounting concepts as they relate to capital, balance sheet and performance measurements.
• Broader understanding of the UK regulatory framework, including stress testing and resolution.
• Experience using technology, automation or robotics to simplify processes or enhance insight.
• Capability in SQL, Python and/or Microsoft Power Platform tools.

We know great talent comes from many backgrounds. While this advert references years of experience for optimisation purposes, we value transferable skills and varied career paths and encourage applicants with relevant experience to apply.

This Is A Place For You

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%.
• An annual performance-related bonus.
• Share schemes including free shares.
• Benefits you can adapt to your lifestyle, such as discounted shopping.
• 30 days’ holiday, with bank holidays on top.
• A range of wellbeing initiatives and generous parental leave policies.

Ready to start growing with purpose? Apply today!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.