Private Banking Lending Manager in Edinburgh

Deliver lending services to meet customer expectations, ensuring high quality solutions and recommendations within a risk focused environment, creating a ‘centre of excellence’ for lending related products and services.

About this opportunity

Ready to play a key role in delivering bespoke lending solutions for high-net-worth clients while helping shape the future of Private Banking lending? As a Private Banking Lending Manager, you'll join our Specialised Lending Team, supporting clients with complex residential and specialist lending needs. You'll work closely with Private Banking colleagues, Wealth Credit Risk teams and professional introducers to deliver exceptional customer outcomes while maintaining strong risk and control standards.

This is a highly relationship-focused role where you'll help grow and develop our broker and introducer network, identify new lending opportunities and support clients throughout the lending lifecycle. From managing new lending enquiries and renewals through to improving processes and influencing stakeholders, you'll have the opportunity to make a genuine impact across the business.

You'll be joining a collaborative and supportive team that values expertise, continuous improvement and customer-focused decision making. As we continue to evolve our lending proposition, you'll play an important role in shaping how we deliver outstanding service to clients and partners.

Why join us?

We’re transforming at pace. Investing billions in our people, data and tech to change the way we meet the needs of our 28 million customers. We’re growing, and we’d love you to be part of the journey.

Essential Skills

• 3+ years' experience managing complex High Net Worth (HNW) residential lending and specialist lending cases.
• Experience working within the UK residential property market, with a strong understanding of associated lending products and processes.
• Proven ability to build and manage relationships with a wide range of stakeholders, including Private Banking colleagues, Credit Risk teams, brokers and introducers.
• Strong judgement and decision-making skills, with experience assessing complex lending scenarios while balancing customer outcomes and risk considerations.
• Demonstrable experience improving processes, maintaining robust controls and ensuring high standards of documentation and governance.

Desirable Skills

• Experience coaching or supporting colleagues on lending standards, credit reasoning or lending best practice.
• Knowledge of Private Banking or Wealth Management customer propositions.

We know great talent comes from many backgrounds. Even if you don’t meet all criteria, if you have relevant transferable skills, we encourage you to apply.

This is a place for you. Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We offer a wide‑ranging benefits package, including:

• A generous pension contribution of up to 15%
• An annual performance‑related bonus
• Share schemes including free shares
• Benefits you can tailor to your lifestyle, such as discounted shopping
• 30 days’ holiday, plus bank holidays
• A range of wellbeing initiatives and generous parental leave policies

Ready to make an impact? Apply today!

This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks.

As a certified colleague your details will be published on the FCA’s Financial Services Register.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.