AI & Agentic Tech Principal in Bristol

This role brings deep, lived technology expertise to the Group’s AI and Agentic AI agenda, knowledge gained not at a conceptual level, but through sustained proximity to complex systems in real environments. You understand how agentic systems work across the full technology ecosystem from data, APIs and infrastructure to modelling, decisioning, and the consumption layer. You are genuinely excited by technology, continuously horizon scanning, and able to go deep across the breadth of agentic capabilities, from build and evaluation through to control frameworks, model selection, and how agentic fits within the wider decisioning and data science ecosystem.

You convert business requirements into AI and agentic technology requirements, identify where current capabilities fall short, and drive the backlog of what needs to be built or brought in. Senior stakeholders and domain teams rely on you as the go-to technical authority – advising on complex, high-stakes agentic initiatives and ensuring the organisations technology choices are grounded in how agentic systems actually behave at scale.

Join one of the Group’s most fast-paced and forward-looking areas, where emerging digital technology is transforming how we work and deliver value. You’ll bring a strong understanding of how agentic systems operate across the full technology ecosystem — from data, APIs and infrastructure through to modelling, decisioning and the consumption layer. You’ll be genuinely excited by technology, continuously horizon scanning, and comfortable going deep across the breadth of agentic capabilities — from build and evaluation through to control frameworks, model selection, and how agentic fits within the wider decisioning and data science landscape.

You’ll turn business requirements into AI and agentic technology solutions, spotting where current capabilities fall short and driving what needs to be built or brought in. As a trusted technical authority, you’ll work closely with senior stakeholders and domain teams, advising on complex, high-stakes initiatives and ensuring technology decisions are grounded in how agentic systems truly behave at scale.

What you’ll deliver:

• End-to-end technical clarity for Agentic AI — define what “good” looks like across data, integration/APIs, security, infrastructure, models, orchestration, and the consumption layer.
• A prioritised Agentic AI capability backlog for the domain, based on a forward-looking assessment of capability gaps and business impact.
• Clear perspective on the agentic technology landscape — track new tools, models, frameworks, and patterns, and recommend how they should be adopted and integrated with existing capabilities.
• Higher-quality, better-grounded decisions on Agentic AI, supported by expert challenge on autonomy, model choice, orchestration, controls, and scalability before commitments are locked in.
• Stronger technical and architectural foundations for scaling Agentic AI, reducing the risk of fragile, one-off solutions that fail when reused or operated at domain scale.
• Greater coherence across Agentic AI initiatives within the domain, avoiding fragmented solutions, duplicated effort, and incompatible assumptions.
• Confident and responsible Agentic AI adoption, with safety, explainability, and operational robustness embedded as core design criteria.

Why Lloyds Banking Group:

If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.

What we’re looking for:

• Deep, hands-on experience with AI and Agentic AI at scale, with a practical understanding of what works in real-world environments, where limits sit, and how issues emerge once systems are live.
• Strong, current expertise in AI and Agentic AI, with practical breadth across models, agentic patterns, and end-to-end technology stacks.
• Credibility with technical specialists and senior leaders, with the ability to cut through complexity and apply sound technical judgement when decisions carry material risk.
• Motivated by technical responsibility rather than span of control, and comfortable acting as the trusted authority on complex, high-stakes questions where getting it right matters.
• Strong judgement on agentic capability and limits, including how these limits emerge as systems move from pilot to scaled, live operation.
• Proven ability to influence AI technology approaches and trade-offs, including model selection, reuse vs bespoke approaches, and degrees of autonomy.
• Skilled at focusing technical discussions on what matters most, bringing clarity to decisions that impact scale, safety, and long-term sustainability.
• Demonstrated ability to steer difficult decisions through insight and evidence, particularly where technical risk, long-term cost, or operational viability is at stake.
• A pragmatic engineering mindset, able to simplify for scale, challenge over-engineering, and avoid unnecessary complexity or fragility.

And any experience of these would be great:

• Experience working in or adjacent to regulated environments, with practical understanding of how regulation, risk appetite, and assurance shape AI deployment.
• Practical familiarity with AI regulatory and risk expectations in operation, including transparency, control, explainability, auditability, and third-party dependencies.
• Experience engaging with the wider AI ecosystem (e.g. hyperscalers, vendors, partners), with the ability to assess claims critically and independently.
• Confidence contributing to deep technical discussions on Agentic AI with external partners or industry forums, while maintaining a bank‑first, independent perspective.

About working for us:

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%.
• An annual performance-related bonus.
• Share schemes including free shares.
• Benefits you can adapt to your lifestyle, such as discounted shopping.
• 30 days’ holiday, with bank holidays on top.
• A range of wellbeing initiatives and generous parental leave policies.

Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.