At a Glance
- Tasks: Drive business performance and develop high-quality Asset Finance solutions for SMEs.
- Company: Join Lloyds Banking Group, a leader in financial services with a commitment to diversity.
- Benefits: Enjoy a competitive salary, generous pension, 30 days holiday, and flexible working options.
- Other info: Be part of a diverse team focused on innovation and personal growth.
- Why this job: Shape the future of finance while making a real impact in a dynamic environment.
- Qualifications: Experience in financial services, strong relationship management, and business development skills required.
The predicted salary is between 60000 - 80000 £ per year.
Locations: Reading, Southampton
Time type: Full time
Posted on: Posted 3 Days Ago
Time left to apply: End Date: June 5, 2026 (11 days left to apply)
Job requisition id: 156382
Salary Range: Competitive Package
Flexible Working Options: Hybrid Working, Job Share
Job Description Summary:
The Asset Finance Team is at the forefront of delivering vital cashflow solutions to trading businesses across the UK. As one of the fastest growing products within both Lloyds Banking Group and the wider UK market, this is a truly exciting space to build and grow your career.
We have an opportunity to join our team in the South East region, as one of our Associate Directors, dealing with clients in the SME sector (£3m - £25m turnover bracket). This role requires a strong profile in the marketplace to identify and deliver high quality new business opportunities, as well as a collaborative working style with our Coverage teams to deliver a range of Asset Finance products for new and existing clients. You'll be an experienced originator who can develop, manage and drive business performance in order to successfully compete in the Asset Finance sector.
Your accountabilities will include:
- Developing and originating high quality Asset Finance business, in line with new business targets, through multiple sources (Direct, Brokers & Vendors)
- Demonstrating and utilising expert product knowledge to maximise delivery across all channels.
- Maintaining strong relationships with key business introducers, customers and prospects to ensure effective delivery
- Undertaking structured prospecting activities across agreed territories
- Accountable for the structuring of financial solutions and negotiation of all deals.
- Building and maintaining an effective external network to ensure maximisation of opportunity
What we're looking for:
- Solid business to business experience within financial services, ideally from a Commercial Finance, Leasing, Asset Finance background with sound business development and sales experience.
- Experience in client face to face sales negotiations
- Solid understanding of Asset Finance and ideally 5 years' experience of selling asset finance products
- Outstanding relationship management or business development skills
- Excellent understanding of financials and cash flow
- Ability to write detailed credit reports, as well as analyse, draw insights and make financial services recommendations
- Excellent stakeholder management skills to ensure business opportunities are maximised
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days' holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
Associate Director, Asset Finance Sales in Southampton employer: Lloyds Bank plc
Lloyds Banking Group is an exceptional employer, offering a dynamic work environment in Reading and Southampton where innovation meets inclusivity. With a strong commitment to employee growth, competitive benefits including a generous pension scheme, and a focus on diversity and wellbeing, we empower our colleagues to thrive while shaping the future of finance. Join us to make a meaningful impact in the Asset Finance sector and enjoy a hybrid working model that supports work-life balance.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Director, Asset Finance Sales in Southampton
✨Tip Number 1
Network like a pro! Get out there and connect with people in the Asset Finance sector. Attend industry events, join relevant LinkedIn groups, and don’t be shy about reaching out to potential contacts. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for those interviews! Research the company and its products thoroughly. Be ready to discuss how your experience aligns with their needs, especially in developing high-quality Asset Finance business. Practice common interview questions and have your own questions ready to show your interest.
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way. It shows your appreciation and keeps you fresh in their minds. Mention something specific from the interview to remind them of your conversation.
✨Tip Number 4
Apply through our website! We’ve got loads of opportunities waiting for you. Make sure your application stands out by tailoring it to the role and showcasing your relevant skills and experiences. Let’s get you that Associate Director position!
We think you need these skills to ace Associate Director, Asset Finance Sales in Southampton
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Associate Director role. Highlight your experience in asset finance and business development, showcasing how you've driven performance in previous roles. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about asset finance and how your skills align with our needs. Be genuine and let your personality come through – we love to see enthusiasm!
Showcase Your Achievements:When detailing your experience, focus on specific achievements that demonstrate your ability to develop and manage business relationships. Numbers speak volumes, so include metrics where possible to show your impact in previous roles.
Apply Through Our Website:We encourage you to apply directly through our website for the best chance of success. It’s straightforward and ensures your application gets to the right people. Plus, you’ll find all the info you need about the role there!
How to prepare for a job interview at Lloyds Bank plc
✨Know Your Asset Finance Inside Out
Make sure you brush up on your knowledge of asset finance products. Understand the key features, benefits, and market trends. This will not only help you answer questions confidently but also demonstrate your expertise to the interviewers.
✨Showcase Your Relationship Management Skills
Prepare examples of how you've successfully built and maintained relationships in previous roles. Highlight specific instances where your networking led to new business opportunities or strengthened client ties, as this is crucial for the Associate Director role.
✨Be Ready for Financial Analysis Questions
Expect questions that test your ability to analyse financial data and draw insights. Brush up on writing credit reports and be prepared to discuss how you would structure financial solutions for clients. Practice explaining complex financial concepts in simple terms.
✨Demonstrate Your Business Development Acumen
Think of concrete examples where you've driven business performance in your past roles. Be ready to discuss your approach to prospecting and how you identify high-quality business opportunities. This will show that you can hit the ground running in this competitive sector.