Senior Credit Analyst - CIB Financial Institutions - Financial Sponsors

Locations: London

Time Type: Full time

Posted on: Posted Today

Time left to apply: End Date: January 26, 2026 (6 days left to apply)

Job Requisition ID: End Date Sunday 25 January 2026

Salary Range: £59,742 - £66,380

Flexible Working Options: Hybrid Working, Job Share

Job Description Summary:

Location: London

Hours: Full-time

Working Pattern: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

FI Credit at Lloyds Banking Group is a fun and exciting place to work. We’re a friendly bunch, very curious, and we like asking lots of questions and challenging existing ways of working. We’re passionate about risk management, and we want to support our business partners to build a balanced business with strong and long-term client relationships.

As part of this role you will manage a portfolio of counterparties, prepare credit submissions for annual reviews & new transactions for our Financial Sponsors clients and present these submissions to sanctioning officials for approval. As you grow in confidence you will also get the opportunity to lead credit due diligence calls with clients and shape deal structures.

Responsibilities:

• Managing the credit quality of our Financial Sponsors portfolio, while supporting the provision of Fund Finance facilities to Top Tier Private Equity, Secondaries and Private Debt Managers.
• Contributing to disciplined growth in other lending product offerings such as gearing, liquidity and GP support facilities.
• Helping provide oversight on our significant FX book to support Business in providing hedging solutions to our clients (typically forwards or spot).
• Providing credit input/view at Deal Screening Committee meetings.
• Attending client due diligence meetings and helping shape deal structures.
• Contributing to our annual portfolio deep dive and stress testing.
• Contribution to various ad hoc projects and our simplification drive.

Experience & Skills Required:

• Significant credit experience, demonstrating the ability to analyse credit risk and shape deal structures.
• An understanding of derivative products (particularly FX) and lending products, as well as the associated legal documentation, would be useful.
• Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
• Clear and concise verbal and written communication skills.
• Ability to work as a team player in a dynamic and fast-paced work environment, including ability to coordinate multiple work streams and deliver against tight timelines.
• Ability to seek out, build and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

Qualifications:

• Experience in the Financial Services industry, specifically within Banking.
• Degree in Finance or closely related areas of Business Administration.
• Comprehensive knowledge of banking and its related products, relevant regulations and lending and credit approval processes.
• Knowledge of the Funds sector, including trends, horizon risks and regulation.
• Previous experience in a relevant Credit or Coverage role.
• Strong credit writing and analytical skills.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%.
• An annual performance-related bonus.
• Share schemes including free shares.
• Benefits you can adapt to your lifestyle, such as discounted shopping.
• 28 Days’ holiday, with bank holidays on top.
• A range of wellbeing initiatives and generous parental leave policies.

Our focus is to ensure we are inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

If you’d like reasonable adjustments to our recruitment process, just let us know. This is a once in a career opportunity to help shape your future as well as ours.

Join us and grow with purpose!

At Lloyds Banking Group, we are driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you will have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you will have many opportunities to learn, grow and develop.

We keep your data safe. So, we will only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We will always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We are focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we are building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

With 320 years under our belt, we are used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers. Here, you will do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.