Loans Commercial Performance Analytics Assistant Manager in Newport

**End Date**: Friday 23 January 2026

**Salary Range**: £39,825 - £44,250

**Flexible Working Options**: Hybrid Working, Job Share

**Location**: Chester, Edinburgh, Leeds, Newport

**Hours**: 35 hours, full time

**Working Pattern**: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

**About this opportunity**: We’re offering you the unique opportunity to influence the strategic direction of the UK’s largest consumer finance provider. You’ll be responsible for leading the team to optimise individual customer pricing across our four brands – Lloyds, Halifax, BoS and MBNA – and via our own and third-party digital channels, delivering fair value for customers and ensuring responsible lending within risk appetite.

Our Commercial Performance team optimises the commercial performance and strategic objectives of the Loans business. As a Commercial Analytics Assistant Manager, you'll provide actionable insight to optimise our commercial performance, proposition development and customer loan demand within our channels and journeys.

• Responsible for delivery and optimisation of the commercial plan, budgeting and forecasting and strategic investment initiatives.
• Ownership of business and market forecasts, including lending, balance sheet, market share and income outlook.
• Leading commercial performance reviews incorporating trading data, driver analysis, sensitivities of loans performance and implications; synthesised for engaged discussion at trading meetings.
• Extensive market knowledge and awareness – making recommendations from your insight to shape the Loans commercial agenda.
• Strong interpersonal skills to maximise commercial impact, employing and maintaining internal and external partner relationships – including our third-party suppliers.
• Ultimately responsible for the maintenance of commercial risk, ensuring opportunities are maximised and risks mitigated.

**What you’ll need**:

• Experience of maximising commercial performance, with a clear understanding of financial metrics and performance drivers.
• Highly numerical, data-driven individual, responsible for maximising commercial performance, having a clear understanding of financial metrics and performance drivers.
• Ability to think long-term and identify commercial opportunities that align with customer needs and business goals.
• Be unafraid to challenge the status quo, have an intellectually curious outlook, where you seek to innovate and adapt quickly from setbacks.
• Proficiency in data analysis, customer analytics, building and validating models for forecasting, pricing, and segmentation and visualisation tools (e.g. Agentic AI, Machine Learning, Python, SQL, SAS, Power BI, Tableau) and experience with cloud-based data platforms (e.g. GCP native tools).
• The ability to influence effectively at all levels of the organisation, including the Group Executive Committee (GEC).
• A strong understanding of the external environment, including customer trends, competitor strategies, and regulatory developments.

**We also offer a wide ranging benefits package, which includes**:

• A generous pension contribution of up to 15%.
• An annual performance related bonus.
• Share schemes including free shares.
• Benefits you can adapt to your lifestyle, such as discounted shopping.
• 28 days’ holiday, with bank holidays on top.
• A range of wellbeing initiatives and generous parental leave policies.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.