At a Glance
- Tasks: Manage relationships with SMEs, providing tailored financial solutions and driving growth.
- Company: Join Lloyds Banking Group, a leader in diversity and inclusion.
- Benefits: Enjoy a competitive salary, generous pension, 30 days holiday, and flexible working options.
- Why this job: Make a real impact on businesses while shaping the future of finance.
- Qualifications: Strong relationship-building skills and experience in commercial banking preferred.
- Other info: Dynamic work environment with opportunities for personal and professional growth.
The predicted salary is between 40000 - 50000 £ per year.
Locations: Newcastle-upon-Tyne
Time type: Full time
Posted on: Posted Yesterday
Time left to apply: End Date: April 18, 2026 (20 days left to apply)
Job requisition id: 154620
Salary Range: Competitive package available
Flexible Working Options: Hybrid Working, Job Share
About this opportunity:
We’re looking for a passionate and driven Relationship Manager to take ownership of a high-profile SME portfolio in the North East. It is a strategically important portfolio with strong growth potential. Your role will be pivotal in enhancing client confidence, retaining existing business, and driving new opportunities.
You’ll work with businesses turning over between £3m–£10m, helping them unlock their potential through tailored financial solutions. You’ll be the face of Lloyds Bank to existing and new clients, building trust, delivering value, and driving growth in a region where relationship management is key.
- Supporting high profile client relationships, putting the client at the heart of what you do, adding customer value at every interaction and becoming a "trusted advisor".
- Proactively identifying and delivering Commercial Banking solutions to meet the business needs of these clients - including day-to-day banking, payments, deposits, cards and lending.
- Building a strong network of internal and external partners to open doors and create opportunities.
- Leading the charge to win new-to-bank clients through strategic outreach and relationship building.
- Establishing relationships with Group Partner companies and through them bringing the whole Bank to the client, delivering products to meet their needs.
- Handling the 'Risk' side of your client portfolio including supporting clients with developing ESG strategies and supporting their journey to Net Zero.
What we need from you:
- Proven ability to build and maintain strong client relationships and influence external partners.
- A track record of winning new business in a competitive environment within corporate or commercial banking.
- Strong credit and risk management skills, with experience in evaluating propositions and making confident recommendations.
- Excellent communication and negotiation skills, including understanding legal documentation and commercial terms.
- A proactive, self-starting approach with the ability to work independently and as part of a high-performing team.
We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.
This is a place for you:
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers. Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.
Relationship Manager – SME Commercial Banking – North East in Newcastle upon Tyne employer: Lloyds Bank plc
Contact Detail:
Lloyds Bank plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Relationship Manager – SME Commercial Banking – North East in Newcastle upon Tyne
✨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend local events, join online forums, or even reach out to current employees at Lloyds Bank on LinkedIn. Building relationships can open doors that you didn’t even know existed.
✨Tip Number 2
Prepare for those interviews! Research the company, understand their values, and be ready to discuss how your experience aligns with their needs. Practise common interview questions and think about how you can showcase your ability to build strong client relationships.
✨Tip Number 3
Follow up after your interviews! A simple thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in the interviewer's mind. Plus, it’s a great chance to reiterate why you’re the perfect fit for the Relationship Manager position.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, you’ll find all the latest opportunities and updates directly from us, making your job search smoother.
We think you need these skills to ace Relationship Manager – SME Commercial Banking – North East in Newcastle upon Tyne
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Relationship Manager role. Highlight your experience in building client relationships and any relevant banking skills that match the job description.
Showcase Your Achievements: Don’t just list your responsibilities; share specific examples of how you’ve successfully managed client portfolios or won new business. Numbers and results speak volumes!
Be Authentic: Let your personality shine through in your application. We want to see who you are beyond your qualifications, so don’t be afraid to express your passion for helping SMEs grow.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets the attention it deserves, and you’ll find all the details you need there!
How to prepare for a job interview at Lloyds Bank plc
✨Know Your Clients
Before the interview, research the types of SMEs you’ll be working with. Understand their challenges and how tailored financial solutions can help them thrive. This will show your potential employer that you’re proactive and ready to add value from day one.
✨Showcase Relationship Building Skills
Prepare examples of how you've successfully built and maintained client relationships in the past. Use the STAR method (Situation, Task, Action, Result) to structure your responses, highlighting your ability to influence and engage with external partners.
✨Demonstrate Risk Management Knowledge
Brush up on your credit and risk management skills. Be ready to discuss how you evaluate propositions and make confident recommendations. This is crucial for a role that involves handling the 'Risk' side of client portfolios.
✨Communicate Effectively
Practice your communication and negotiation skills. Be prepared to discuss legal documentation and commercial terms, as these are key aspects of the role. Clear and confident communication will set you apart as a candidate who can represent the bank effectively.