At a Glance
- Tasks: Lead the development of innovative credit card products and features for customer satisfaction.
- Company: Join a forward-thinking financial services company focused on diversity and inclusion.
- Benefits: Enjoy a competitive salary, generous pension, flexible working, and 30 days holiday.
- Other info: Embrace a culture of growth, learning, and collaboration with excellent career advancement opportunities.
- Why this job: Make a real impact on customer experiences while shaping product strategy in a dynamic environment.
- Qualifications: 3+ years in product management with a focus on financial services or regulated environments.
The predicted salary is between 61344 - 68160 € per year.
We have an exciting opportunity for a Product Manager to join our Credit Cards Product Development team, supporting the continued growth and evolution of our Instalments proposition. The team is responsible for designing and delivering customer‐centric credit card products and features, with end‐to‐end accountability for customer outcomes, commercial performance and delivery. Within this role, you’ll focus specifically on the development, launch and optimisation of instalments features that help customers better manage their spending and repayments.
You’ll take ownership of discrete initiatives within the instalments product roadmap. You’ll work closely with Platform and Engineering teams, Everyday Banking and other Credit Card product teams to take ideas from concept through to scalable, compliant delivery. You’ll help shape how instalments are designed, positioned and delivered, balancing customer value, commercial outcomes and risk. Throughout, you’ll ensure propositions remain aligned to policy, risk appetite and Consumer Duty expectations, while staying competitive in the market.
Why join us
The Credit Cards business is entering an exciting new phase of transformation, making this a great time to join. You’ll work on high‐profile initiatives, influence product strategy and help shape propositions that make a meaningful difference to customers.
Essential skills
- 3+ years’ experience in a product management role, delivering end‐to‐end products or propositions from concept through launch and optimisation.
- Experience developing products or propositions within financial services, payments, lending or other regulated environments.
- Proven experience translating product strategy into clear roadmaps, priorities and executable plans.
- 3+ years’ experience working cross‐functionally with technology, engineering, operations and risk teams using agile ways of working.
- Strong analytical skills, using performance data, customer insight and market trends to inform decision‐making and prioritisation.
- Effective stakeholder management and communication skills, with the ability to engage and influence across multiple teams.
- Clear customer‐centric mindset, with a focus on delivering positive customer outcomes in line with Consumer Duty.
Desirable skills
- Experience with credit cards, instalments, payments or BNPL propositions, including proposition design or lifecycle management.
- Experience supporting product experimentation, test‐and‐learn or iterative delivery approaches.
- Familiarity working within regulated product, conduct and risk frameworks.
We know that great talent comes from many backgrounds. Whilst this advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.
This is a place for you
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We offer a wide‐ranging benefits package, including:
- A generous pension contribution of up to 15%
- An annual performance‐related bonus
- Share schemes including free shares
- Benefits you can tailor to your lifestyle, such as discounted shopping
- 30 days’ holiday, plus bank holidays
- A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more!
Product Manager – Credit Cards (Instalments) in Manchester employer: Lloyds Bank plc
Join a forward-thinking company that prioritises employee well-being and professional growth, offering a hybrid working model that promotes flexibility and work-life balance. With a strong commitment to diversity, equity, and inclusion, you'll be part of a collaborative culture where your contributions directly impact customer experiences and business success. Enjoy a comprehensive benefits package, including generous pension contributions, performance bonuses, and tailored lifestyle benefits, all while working in vibrant Chester or Manchester.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager – Credit Cards (Instalments) in Manchester
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to product management. Think about how your experience aligns with the role and be ready to share specific examples of your achievements.
✨Tip Number 3
Showcase your passion for the role! When you get the chance to chat with potential employers, let them know why you're excited about the Product Manager position and how you can contribute to their team.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining us.
We think you need these skills to ace Product Manager – Credit Cards (Instalments) in Manchester
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that match the Product Manager role. Highlight your experience in product management, especially in financial services, to show us you’re the right fit!
Craft a Compelling Cover Letter:Use your cover letter to tell us why you’re passionate about credit cards and instalments. Share specific examples of how you've successfully managed products from concept to launch, and how you can bring that expertise to our team.
Showcase Your Analytical Skills:We love data-driven decision-making! In your application, mention how you've used performance data and customer insights to inform product strategies. This will help us see your analytical mindset in action.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. We can’t wait to hear from you!
How to prepare for a job interview at Lloyds Bank plc
✨Know Your Product Inside Out
Before the interview, make sure you thoroughly understand the credit card instalments product and its market. Familiarise yourself with current trends, customer needs, and how this company’s offerings stand out. This will help you demonstrate your passion and knowledge during the discussion.
✨Showcase Your Cross-Functional Experience
Highlight your experience working with various teams like technology, engineering, and risk management. Prepare specific examples of how you've successfully collaborated in the past, as this role requires strong cross-functional teamwork to bring ideas from concept to delivery.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving skills and decision-making process. Think of scenarios where you've had to balance customer value with commercial outcomes. Be ready to explain your thought process and the impact of your decisions on previous projects.
✨Emphasise Your Customer-Centric Mindset
This role is all about delivering positive customer outcomes. Be prepared to discuss how you've used customer insights and performance data to inform product development. Share examples of how you've prioritised customer needs in your previous roles to show you're aligned with their values.
