At a Glance
- Tasks: Lead the design and development of AI solutions for financial wellbeing.
- Company: Join Lloyds Banking Group, a leader in financial services innovation.
- Benefits: Enjoy flexible working, competitive salary, generous holidays, and a strong pension scheme.
- Other info: Collaborative environment with opportunities for growth and continuous learning.
- Why this job: Shape the future of AI in finance while making a real impact.
- Qualifications: Expertise in data science, machine learning, and software engineering required.
The predicted salary is between 92701 - 109060 £ per year.
End Date: Wednesday 02 September 2026
Salary Range: £92,701 - £109,060
We support flexible working – click here for more information on flexible working options.
Flexible Working Options: Hybrid Working, Job Share
About this opportunity:
Do you want to shape how AI, machine learning and agentic technologies improve the financial wellbeing of millions of customers? As a Senior Lead Data Scientist and AI & Machine Learning Engineer within our Financial Wellbeing Platform, you'll play a leading role in defining and delivering innovative AI solutions that help colleagues and customers make better financial decisions. You'll work across predictive AI, generative AI and intelligent agent technologies, combining deep technical expertise with strategic leadership to deliver solutions safely, responsibly and at scale!
In this role, you’ll:
- Lead the design, development and optimisation of AI and machine learning solutions that address complex business challenges.
- Own delivery across the end-to-end AI lifecycle, from experimentation and model development through to deployment, monitoring and continuous improvement.
- Provide technical leadership across large, multi-team programmes, helping teams make sound engineering and architectural decisions.
- Partner with product, engineering, data and business teams to deliver scalable AI-powered products and services.
- Embed responsible AI, governance and risk management practices throughout development and deployment activities.
- Coach and develop data scientists and AI engineers, supporting capability growth and knowledge sharing across the wider organisation.
What you’ll need:
We're looking for someone who combines advanced data science expertise with software engineering capability and technical leadership experience. Specifically, we're interested in:
- Data Science: Extensive experience developing, tuning and evaluating machine learning models and AI solutions in production environments.
- Machine Learning: Deep understanding of modern machine learning techniques, model deployment, monitoring and optimisation practices.
- Software Engineering: Strong capability building production-ready services using Python, SQL and modern engineering practices, including APIs, event-driven architectures and microservices.
- Technology Leadership: Experience providing technical leadership across complex, multi-team deliveries, influencing strategy and enabling high-quality outcomes.
- Critical Thinking: Ability to solve complex problems, analyse information effectively and make informed decisions in ambiguous environments.
- Stakeholder Management: Ability to communicate technical concepts clearly and build effective partnerships across engineering, product and business stakeholders.
These requirements reflect the role's focus on AI delivery, technical leadership, software engineering, machine learning and enterprise-scale data science capability. And any experience of this would be really useful.
About working for us:
Our ambition is to be the leading UK business for diversity, equity and inclusion, supporting our customers, colleagues and communities. We're committed to creating an environment where everyone can thrive, learn and develop. We welcome applications from people with a broad range of backgrounds, experiences and perspectives.
Benefits:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days' holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you can help shape the future of AI in financial services while learning, growing and making a positive impact?
About Lloyds Banking Group:
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
Financial Wellbeing Machine Learning and AI Lead Engineer in Manchester employer: Lloyds Bank plc
Lloyds Banking Group is an exceptional employer, offering a dynamic work environment in Cardiff that fosters professional growth and collaboration. With a competitive salary package, generous benefits including a robust pension scheme and flexible working options, employees are empowered to thrive both personally and professionally. The company prioritises inclusivity and well-being, ensuring that all team members can achieve their full potential while making a meaningful impact in the SME banking sector.
