At a Glance
- Tasks: Provide expert legal advice on complex lending transactions and support strategic initiatives.
- Company: Join a leading banking group committed to innovation and customer satisfaction.
- Benefits: Enjoy a generous pension, performance bonuses, share schemes, and 30 days' holiday.
- Other info: Flexible working options available, including hybrid and reduced hours.
- Why this job: Be at the forefront of significant lending activities and make a real impact.
- Qualifications: Legally qualified with experience in corporate and institutional lending.
We support flexible working - click here for more information on flexible working options.
Flexible Working Options: Flexibility in when hours are worked, Hybrid Working, Job Share, Reduced Hours.
Location(s): Edinburgh, Bristol, Leeds and Chester
Hours: Full-time
Working Pattern: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.
What you'll be doing:
- Debt Products Legal (DPL) brings together specialist lending lawyers supporting Corporate & Institutional Banking (CIB) and Business & Commercial Banking (BCB) across the full credit lifecycle, including complex lending transactions, strategic change, product development, portfolio management, restructuring and recoveries.
- We're looking for a Senior Lawyer for c.12 months to support principally our complex lending proposition within CIB. This includes providing legal advice and support across Leveraged Finance, Infrastructure & Project Finance, Funds Finance, Investment Grade Lending and other complex lending activity across CIB.
- This is a role at the heart of some of the Group’s most significant and strategically important lending activity.
- You'll provide high-quality, pragmatic legal advice on complex lending transactions and strategic matters, working closely with senior stakeholders across CIB, Risk, Product and Legal & Secretariat.
- As Lloyds Banking Group delivers its Accelerate 2030 strategy, DPL has an important role to play in helping the business grow safely and sustainably, supporting the Group’s ambition to make finance simpler, smarter and more connected for the moments that matter.
- For DPL, that means combining deep legal expertise with commercial judgement, curiosity and a focus on better ways of working.
- We want lawyers who can assist the business in delivering complex lending transactions. They should manage legal risk effectively, support innovation, and contribute to an agile, insightful, and future-facing legal team.
- We work collaboratively across DPL and the wider Legal & Secretariat community, deploying expertise where it can add the greatest value and have the biggest impact.
- We'll encourage you to do what is right, empower you to make good decisions and invest in your development so that you can continue to grow, learn and build your career.
Key accountabilities:
- Providing expert legal advice on complex lending transactions and strategic initiatives, drawing on strong debt finance knowledge and practical experience of working on lending transactions.
- Supporting the CIB lending businesses in delivering their strategic growth ambitions through commercially focused advice and effective legal risk management.
- Advising on legal, regulatory and market developments.
- Working collaboratively with senior business, risk and other collaborators to support good customer outcomes and clear legal risk management.
- Representing DPL and BCB & CIB Legal at relevant governance forums, committees and working groups.
- Coaching colleagues and helping build legal capability, technical confidence and commercial judgement across DPL.
- Developing legal insights that improve DPL’s effectiveness and support the delivery of complex lending transactions and strategic priorities.
- Finding opportunities to simplify, standardise and improve the way legal services are delivered, including through technology, data, automation and emerging AI-enabled solutions.
- Supporting wider Legal & Secretariat and business initiatives aligned to Accelerate 2030, including work that improves connectivity, efficiency and the quality of legal risk management.
Why join us?
We’re transforming at pace. Investing billions in our people, data and tech to change the way we meet the needs of our 28 million customers. We’re growing, and we’d love you to be part of the journey.
What we’re looking for:
- Legally qualified in England & Wales, Scotland, or with an equivalent legal qualification, and with a current legal practicing certificate.
- Technical expertise in corporate and institutional lending with significant experience in reviewing, negotiating and critically evaluating complex finance documentation and highlighting legal risk to business stakeholders.
- Confidence when working with senior collaborators to deliver pragmatic, commercially focused solutions, balancing legal risk with customer and business outcomes.
- Ability to lead, develop and motivate colleagues to achieve their potential and deliver outstanding outcomes, working collaboratively with fellow senior lawyers.
- Experience in coaching, supporting or developing others.
- A growth mindset and willingness to contribute to the continued development of DPL and the wider Legal & Secretariat function.
- Experience in Leverage Finance, Infrastructure & Project Finance, Funds Finance, Investment Grade Lending or other complex lending products.
- Experience in supporting product development, product governance or strategic lending initiatives from a legal perspective.
- Experience advising on ring-fencing, cross-border transactions and the legal and regulatory challenges associated with international banking structures.
- Experience advising lenders on restructuring & insolvency situations.
- Experience in engaging with external counsel, industry bodies and market participants, including the Loan Market Association.
We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.
Benefits:
- A generous pension contribution of up to 15%
- An annual performance‑related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday
Senior Lawyer (FTC) in London employer: Lloyds Bank plc
Lloyds Banking Group is an exceptional employer, offering a dynamic work environment in Cardiff that fosters professional growth and collaboration. With a competitive salary package, generous benefits including a robust pension scheme and flexible working options, employees are empowered to thrive both personally and professionally. The company prioritises inclusivity and well-being, ensuring that all team members can achieve their full potential while making a meaningful impact in the SME banking sector.
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We think you need these skills to ace Senior Lawyer (FTC) in London
Some tips for your application 🫡
Highlight Your Legal Knowledge:When applying for a full-time role in legal services at Lloyds Bank plc, make sure to demonstrate your understanding of key legal principles and areas of law relevant to the position. Include any specific coursework, modules, or certifications, like LPC or BPTC qualifications, that showcase your legal expertise directly on your CV.
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How to prepare for a job interview at Lloyds Bank plc
✨Know Your Legal Principles
Brush up on foundational legal principles relevant to the specific area of law you’re applying for, whether it’s corporate, criminal, or family law. We might get asked situational questions to test your knowledge, so being articulate about key concepts will make you stand out.
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