At a Glance
- Tasks: Join a dynamic team to optimise consumer lending and enhance customer outcomes.
- Company: Lloyds Banking Group, a leader in financial services with a commitment to diversity.
- Benefits: Generous pension, performance bonuses, tailored benefits, and 30 days holiday.
- Other info: Flexible working options and a culture focused on inclusion and growth.
- Why this job: Make a real impact in finance while developing your skills in a supportive environment.
- Qualifications: 3+ years in financial services with strong analytical and stakeholder management skills.
The predicted salary is between 67023 - 74470 £ per year.
This role sits within the Consumer Lending Capital Optimisation team, supporting the delivery of improved capital efficiency and customer outcomes across a large and diverse portfolio. You will be part of a collaborative, multi-skilled team working across a variety of initiatives including product design, customer strategy, portfolio optimisation and risk transfer. We operate in an agile way, meaning you will have the opportunity to build experience across different areas and develop a broad skill set over time. This is a great opportunity for someone who enjoys problem-solving, working with others, and learning in a supportive environment.
As a Manager in the team you will work across a broad range of initiatives, including product design, customer strategy, portfolio optimisation and risk transfer. You will help analyse capital impacts, turn data into clear insights, and support decisions that shape how we optimise performance across Consumer Lending. You will also work closely with colleagues across Product, Risk, Finance and Treasury, building a strong understanding of how different areas come together to deliver better business and customer outcomes.
We are on an exciting journey to transform our Group and the way we are shaping finance for good. We are focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.
What we’re looking for:
- 3+ years experience in financial services, an analytical role, a commercial role, or a related environment where you have worked with data, insight or business performance.
- 2+ years experience analysing information, drawing out key insights and using these to support decision-making.
- Experience working with financial, portfolio or capital concepts, with an interest in understanding how these support business and customer outcomes.
- Strong stakeholder management skills, including the ability to work collaboratively across teams and explain ideas clearly.
- Experience managing multiple priorities, balancing independent work with team-based delivery.
- Good organisation, attention to detail and a curious mindset, with a willingness to learn new areas.
And any experience of this would be useful:
- Experience working with Product, Risk, Finance, Treasury or portfolio optimisation teams.
- Exposure to capital optimisation, risk transfer, lending portfolios or customer strategy.
- Experience contributing to agile delivery or cross-functional change initiatives.
We know that great talent comes from many backgrounds. While this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.
This is a place for you. Our ambition is to be the leading UK business for diversity, equity, and inclusion supporting our customers, colleagues, and communities. We commit to crafting an environment in which everyone can thrive, learn, and develop. We provide reasonable adjustments during recruitment to reduce or remove barriers. Just let us know what you need.
Benefits:
- A generous pension contribution of up to 15%
- An annual performance related bonus
- Share schemes including free shares
- Benefits you can tailor to your lifestyle, such as discounted shopping
- 30 days holiday, plus bank holidays
- A range of wellbeing initiatives and generous parental leave policies
At Lloyds Banking Group, we are driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you will have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you will have many opportunities to learn, grow and develop.
We are focused on creating a values led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we are building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers.
Manager – Consumer Lending Capital Optimisation in Leeds employer: Lloyds Bank plc
Lloyds Banking Group is an exceptional employer, offering a dynamic work environment in Cardiff that fosters professional growth and collaboration. With a competitive salary package, generous benefits including a robust pension scheme and flexible working options, employees are empowered to thrive both personally and professionally. The company prioritises inclusivity and well-being, ensuring that all team members can achieve their full potential while making a meaningful impact in the SME banking sector.
StudySmarter Expert Advice🤫
We think this is how you could land Manager – Consumer Lending Capital Optimisation in Leeds
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Lloyds Bank plc. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Manager – Consumer Lending Capital Optimisation in Leeds
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Lloyds Bank plc.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Lloyds Bank plc's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Lloyds Bank plc
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Lloyds Bank plc.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Lloyds Bank plc will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Lloyds Bank plc employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
