At a Glance
- Tasks: Review high-risk customer accounts and assess ongoing suitability to prevent financial crime.
- Company: Join a leading financial institution committed to compliance and risk management.
- Benefits: Generous pension, performance bonuses, flexible benefits, and 24 days holiday.
- Other info: Enjoy a remote working pattern with opportunities for career growth.
- Why this job: Make a real impact in fighting financial crime while developing your analytical skills.
- Qualifications: Experience in Financial Crime and strong analytical skills are essential.
The predicted salary is between 33203 - 34950 £ per year.
Salary: £33,203 – £34,950
Location: Birmingham, Chester, Glasgow, Hove, Leeds, Manchester, Newport, Cardiff, Edinburgh, Halifax
Hours: Full‑time – 35 hours per week
Working pattern: Primarily remote. You will need to be within reasonable travelling distance of a hub location and attend when required for business, team, or customer needs.
About this opportunity
This role sits within Financial Crime Operations and plays a key role in ensuring customer relationships remain aligned to regulatory expectations and our risk appetite. As an Ongoing Due Diligence Investigator, you’ll review high‑risk customer accounts, assess ongoing suitability, and make clear, evidence‑based relationship decisions. You’ll contribute to identifying financial crime trends and risks, supporting consistency and quality across Financial Crime Operations.
What you’ll be doing
- Complete customer relationship reviews for high and very high‑risk customers
- Analyze account activity and make recommendations in line with policy
- Ensure decisions comply with regulatory and Economic Crime Prevention policy requirements
- Identify and raise potential financial crime risks
- Assess cases to ensure decisions are clear, defensible and well‑evidenced
- Contribute to identifying emerging financial crime risks and trends
- Manage workload effectively and prioritize activity
- Deliver against quality and productivity targets
- Communicate clearly with business partners and collaborators through written outputs
- Support continuous improvement and team collaboration
What you’ll need
Essential- Experience in Financial Crime (AML, KYC, ODD or Transaction Monitoring)
- Good understanding of Economic Crime Policy and regulatory requirements
- Strong attention to detail and ability to assess complex information
- Analytical approach with the ability to identify risks
- Ability to make sound, risk‑based decisions
- Strong communication skills
- Ability to prioritize workload and deliver at pace
- Experience in customer relationship reviews or ongoing due diligence
- Experience with high‑risk customers or enhanced due diligence
- Exposure to identifying and reporting financial crime risks
Benefits
- Generous pension contribution of up to 15%
- Annual performance‑related bonus
- Share schemes, including free shares
- Flexible benefits you can adapt to your lifestyle
- 24 days holiday, plus bank holidays
- Range of wellbeing initiatives and generous parental leave policies
We are committed to creating an inclusive workplace and offer reasonable adjustments for colleagues with disabilities. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme.
Financial Crime - Ongoing Due Diligence Investigator employer: Lloyds Bank plc
Join a forward-thinking organisation that prioritises employee wellbeing and professional growth, offering a competitive salary and a generous pension contribution of up to 15%. With a flexible working pattern primarily remote, you will enjoy a supportive work culture that values diversity and inclusion, alongside opportunities for continuous improvement and collaboration within the Financial Crime Operations team. This role not only allows you to make a meaningful impact in combating financial crime but also provides access to a range of benefits including performance-related bonuses and adaptable lifestyle perks.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime - Ongoing Due Diligence Investigator
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Lloyds Bank plc looking for candidates who are engaged and informed.
We think you need these skills to ace Financial Crime - Ongoing Due Diligence Investigator
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Lloyds Bank plc. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Lloyds Bank plc
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Lloyds Bank plc’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
