Loans Analytics & Insight Senior Analyst (12 Month FTC/Secondment) in Cardiff

**Salary Range** £40,824 - £45,360

**Location(s)** Chester, Leeds, Newport/Cardiff

**Hours** Full Time

**Working Pattern** Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.

**What you’ll be doing** We’re offering you the opportunity to influence the strategic direction of the UK’s largest consumer finance provider. This role sits at the intersection of data, commercial performance and customer outcomes — turning insight into action that drives real business results. You’ll be responsible for developing insights through our data and analytics capabilities to optimise performance across our brands, and across both our digital and partner channels. A key part of the role will be supporting the evolution of our data landscape, including employing new technologies and tools, and playing an active role in supporting the transition from GDW to GCP.

Our insight and analytics team plays a critical role in shaping the commercial performance and strategic direction of the Loans business. As a Senior Analyst, you’ll provide actionable insight to optimise performance, inform pricing and proposition decisions, and influence customer demand across our journeys. You’ll work closely with Senior Leaders and cross-functional teams to develop and deliver data led insights — where strong collaboration, ownership, and the ability to influence are key to success.

• Designing, building, and delivering high-quality analytics and insight solutions that support smarter decisions and drive commercial performance across the Loans business.
• Translate complex data into clear, actionable insight, helping stakeholders understand performance, see opportunities, and take action.
• Contribute to the development of scalable data and analytics solutions, including working with modern data platforms such as GCP, and supporting the transition from legacy systems (e.g. GDW) to new technologies.
• Champion data quality, governance, and responsible data use, ensuring outputs are reliable, ethical, and aligned with regulatory expectations.
• Work collaboratively with Technical Engineers, Product Owners, and Solution Architects to understand data flows and enable the efficient and effective delivery of high-quality analytics products.
• Influence outcomes and collaborate across technical and non-technical teams, understanding business needs and translating them into data-driven solutions.

**What we’re looking for?**

• A minimum of 3 years in data science, analytics, Agentic AI, machine learning or modelling is essential.
• Proficiency in data analysis, customer analytics, building and validating models for forecasting, pricing, and segmentation and visualisation tools (e.g. Agentic AI, Machine Learning, Python, SQL, SAS, Power BI, Tableau) and experience with cloud-based data platforms (e.g. GCP native tools).
• Unafraid to challenge the status quo, have an intellectually curious outlook, where you seek to innovate and adapt quickly from setbacks.
• Apply product led thinking to reporting and analytics initiatives, ensuring solutions are user centric, iterative, and aligned to evolving business needs.
• Supporting the team to maximise commercial performance, with a clear understanding of financial metrics and performance drivers. Highly numerical, data-driven individual.
• Present and influence effectively with senior stakeholders.
• Strong understanding of the external environment, including customer trends, competitor strategies, and regulatory developments.

**This is a place for you** Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

**Ready to make an impact? Apply today.**

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.