At a Glance
- Tasks: Investigate financial crimes and assess suspicious activity reports to protect customers.
- Company: Join a forward-thinking bank committed to innovation and social good.
- Benefits: Enjoy flexible working, competitive salary, generous pension, and 24 days holiday.
- Other info: Diverse and inclusive workplace with excellent career growth opportunities.
- Why this job: Make a real impact in the fight against financial crime while developing your skills.
- Qualifications: Experience in financial crime investigations and strong analytical skills are essential.
Salary Range: £33,203 - £34,950
Location: Birmingham, Chester, Glasgow, Hove, Leeds, Manchester, Newport, Cardiff, Edinburgh, Halifax
Hours: Full-time – 35 hours per week
Working Pattern: You'll primarily work remotely in this role, giving you the flexibility to work from home. To support collaboration and connection with your colleagues, you'll need to be based within reasonable travelling distance of one of our hub locations and attend when required for business, team or customer needs.
About this opportunity: This role sits within Financial Crime Operations, part of our Economic Crime Prevention function, and plays a key role in protecting our customers and the Group from financial crime. As a Financial Crime Investigator, you’ll be responsible for investigating Suspicious Activity Reports (SARs) and assessing whether escalation to the National Crime Agency (NCA) is required. You’ll also conduct customer relationship reviews and contribute to intelligence-led risk management activity. You’ll work closely with colleagues across Financial Crime and operational teams to ensure high-quality, consistent and regulator-ready decision-making.
What you’ll be doing:
- Assess manual and system-generated alerts using sound judgement
- Investigate SARs and determine appropriate course of action where required
- Manage investigations from initiation through to resolution, meeting SLAs
- Analyse customer activity and assess whether relationships should continue or be exited
- Document findings clearly to a ‘regulator-ready’ standard
- Apply a strong risk-based approach to decision making
- Identify and raise potential financial crime risks
- Deliver against quality and productivity targets
- Contribute to continuous improvement and team collaboration
What you’ll need:
We know that great talent comes from many backgrounds. While this role may reference a suggested range of experience in years, this is intended as a guide only. What matters most is that you can demonstrate the essential skills outlined. If you have relevant, transferable experience, we encourage you to apply.
- Essential:
- Experience in Financial Crime (AML, KYC, Transaction Monitoring or Investigations)
- Strong understanding of Financial Crime regulations and investigative techniques
- Ability to assess complex information and make sound, risk-based decisions
- Strong attention to detail and written communication skills
- Analytical approach with the ability to identify risks and patterns
- Ability to prioritise workload and deliver at pace
- Desirable:
- Experience investigating SARs
- Exposure to raising cases or risks to external authorities (e.g. NCA)
- Experience with transaction monitoring or alert-based systems
About working for us: Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Flexible benefits you can adapt to your lifestyle
- 24 days’ holiday, plus bank holidays
- A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you’ll learn and thrive? Apply today and find out more!
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
Financial Crime Investigator in Birmingham employer: Lloyds Bank plc
Lloyds Banking Group is an exceptional employer, offering a dynamic work environment that prioritises innovation and employee growth. With flexible working options, a comprehensive benefits package including generous pension contributions and parental leave, and a strong commitment to diversity and inclusion, employees are empowered to thrive both personally and professionally. The collaborative culture fosters continuous improvement and provides ample opportunities for career development, making it an ideal place for those seeking meaningful and rewarding employment in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Investigator in Birmingham
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Lloyds Bank plc. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Financial Crime Investigator in Birmingham
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Lloyds Bank plc.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Lloyds Bank plc's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Lloyds Bank plc
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Lloyds Bank plc.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Lloyds Bank plc will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Lloyds Bank plc employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
