Associate Director, Commercial Development - Transaction Banking Products in Birmingham

The Transaction Banking Products team delivers commercial banking solutions to businesses of all sizes, both in the UK and internationally. Our offering spans Trade & Working Capital and Payments & Cash Management. We help businesses manage liquidity, execute payments, optimise cashflow, mitigate risks, and fund trade flows and assets.

Our business contributes 40% of CIB income, highlighting its strategic importance. We’re at a pivotal moment in our journey, investing significantly in people, data and technology. These investments are driving innovation, unlocking new opportunities and transforming how our teams work, learn and thrive.

You’ll join the Commercial Development team, which is responsible for three key strategic pillars:

• Strategy
• Product Commercialisation
• People

We’re seeking a commercially minded individual who enjoys a varied role and is committed to finding solutions through a hands‑on, problem‑solving approach. This is a high-profile role with regular exposure to senior leadership, ideal for a high-performing Associate Director.

Role Accountabilities:

The Commercial Development team operates across a wide range of activities. You should be prepared to jump into, and take ownership across, a broad spectrum of work - though your main accountabilities will be:

• Support the Director on 2030 strategy, business case modelling and funding requests.
• Assist in monitoring Group Strategic Investment performance, including updates for Accountable Executive.
• Drive internal and external product commercialisation strategies.
• Provide support on a wide range of cross-product projects.
• Face into central initiatives for the wider Transaction Banking team.

What you’ll need:

We’re seeking a commercially minded individual who enjoys a varied role and is committed to finding solutions through a hands‑on, problem‑solving approach. Ideally you’ll have the following skills and experience:

• Understanding of Transaction Banking Products (Trade, Working Capital, Payments and Cash Management)
• Strong communication and storytelling skills
• Proactive ownership and high accountability
• A strategic mindset
• Problem-solver
• Experience preparing materials for senior executives
• Proven ability to work collaboratively in cross-functional teams, and successfully influence key stakeholders across the organisation
• Stakeholder management skills
• Confident with data and technology
• Experience of interrogating financial data and financial modelling (beneficial but not essential)
• Experience in business performance management (beneficial but not essential)

About working for us:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

This is a once in a career opportunity to help shape your future as well as ours.

At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.

We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.