At a Glance
- Tasks: Support sales strategies and develop tailored banking solutions for clients.
- Company: Join a leading UK bank focused on diversity and innovation.
- Benefits: Generous pension, performance bonuses, 28 days holiday, and wellbeing initiatives.
- Why this job: Shape the future of finance while growing your career in a dynamic environment.
- Qualifications: Strong market awareness and communication skills; self-starter mentality.
- Other info: Hybrid working options and commitment to inclusivity and personal development.
The predicted salary is between 36000 - 60000 £ per year.
Locations: London
Time Type: Full Time
Posted On: Posted Today
End Date: February 21, 2026
Job Requisition ID: 151489
Salary Range: Competitive package available
Flexible Working Options: Hybrid Working, Job Share
About This Opportunity: Join our Specialist Sales, Transaction Banking Solutions team as an Associate and be a part of our exciting growth. This role sits within the Transaction Banking Solutions team, which is a cross-sector sales team providing our Corporate Coverage clients with working capital solutions across traditional trade, open account (including receivables, payables, invoice finance and asset backed lending), structured trade, asset finance, as well as deposits, payments, new technologies such as APIs and transactional FX solutions.
You will help to generate both growth within the Commodity Trade Finance portfolio, alongside identifying new opportunities across all trade and cash products. Support a team of Directors and Associate Directors, assisting in meeting dedicated sales goals to achieve our ambition of significantly growing our business size. This role will form a key connectivity between Corporate Coverage, Trade & Cash Product, Trade Services and our Corporate Transaction Banking teams.
Your accountabilities will include:
- Sales Strategy Support: Assist Directors in shaping sales strategies and business plans for client portfolios
- Client Solutions: Help identify client needs and support the development of tailored transaction banking proposals
- Product Knowledge: Promote and support the full suite of Transaction Banking Solutions, with a primary focus on Trade and Working products, including; traditional trade, receivables, payables, and structured finance
- Deal Origination: Contribute to new client acquisition, RFP responses, pricing reviews, and implementation support
- Credit & Risk: Aid in preparing credit applications and liaise with internal teams (Product, Risk, Delivery)
- Innovation & Cross-Sell: Identify product gaps and cross-sell opportunities across the bank's offerings (e.g., Cards, Data, Asset Finance)
What We Need From You:
- Strong market awareness (clients, industries, Transaction Banking products, innovation, technology, financial regulation)
- Basic knowledge around Transaction Banking products, including, transactional FX, LCs, Receivables, Supply Chain, liquidity management
- Ability to work with a wide variety of people (internally and externally) across a diverse spectrum and areas and backgrounds, with competent communication and negotiation skills
- Self-starter mentality with evidence of working independently and self-sufficiently towards common business goals
- Ability to manage transactions end-to-end, from origination through structuring, Credit approval, documentation and ongoing monitoring
- Proactive problem-solving, anticipating issues before they arise and driving solutions under time pressure to deliver
- Strong organisational skills and operational skills, able to prioritise multiple live deals and maintain high-quality output under deadlines
About Working For Us: Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we are committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
- Generous pension contribution of up to 15%
- Annual performance-related bonus
- Share schemes, including free shares
- Adaptable benefits for your lifestyle, such as discounted shopping
- 28 days’ holiday, plus bank holidays
- Wellbeing initiatives and generous parental leave policies
This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose!
At Lloyds Banking Group, we are driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you will have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you will have many opportunities to learn, grow and develop.
We keep your data safe. So, we will only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We will always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We are focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we are building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
With 320 years under our belt, we are used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers. Here, you will do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.
Associate - Transaction Banking Solutions Sales, Commodity Trade Finance employer: Lloyds Bank plc
Contact Detail:
Lloyds Bank plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate - Transaction Banking Solutions Sales, Commodity Trade Finance
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. The more connections you make, the better your chances of landing that Associate role in Transaction Banking Solutions.
✨Tip Number 2
Prepare for those interviews! Research the company, understand their products, and be ready to discuss how you can contribute to their growth in Commodity Trade Finance. Practice common interview questions with a friend or in front of the mirror.
✨Tip Number 3
Show off your problem-solving skills! Be ready to share examples of how you've tackled challenges in the past. This will demonstrate your proactive approach and ability to manage transactions end-to-end, which is key for this role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining our team and contributing to our mission of helping Britain prosper.
We think you need these skills to ace Associate - Transaction Banking Solutions Sales, Commodity Trade Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Associate role in Transaction Banking Solutions Sales. Highlight relevant experience and skills that align with the job description, especially around client solutions and sales strategy support.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background makes you a great fit. Don’t forget to mention your understanding of Transaction Banking products!
Showcase Your Problem-Solving Skills: In your application, give examples of how you've proactively solved problems in past roles. This will demonstrate your ability to manage transactions end-to-end and handle challenges under pressure, which is key for this position.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way to ensure your application gets the attention it deserves, and you’ll be one step closer to joining our exciting team!
How to prepare for a job interview at Lloyds Bank plc
✨Know Your Products Inside Out
Make sure you have a solid understanding of Transaction Banking products, especially those related to Commodity Trade Finance. Brush up on traditional trade, receivables, payables, and structured finance. This knowledge will help you answer questions confidently and demonstrate your genuine interest in the role.
✨Showcase Your Market Awareness
Be prepared to discuss current trends in the market and how they impact transaction banking. Research recent developments in financial regulations and technology innovations. This will not only impress your interviewers but also show that you’re proactive and engaged with the industry.
✨Demonstrate Problem-Solving Skills
Think of examples from your past experiences where you successfully identified and solved problems under pressure. Highlight your ability to manage transactions end-to-end and how you anticipate issues before they arise. This will showcase your proactive mindset, which is crucial for this role.
✨Prepare Questions for Them
Interviews are a two-way street! Prepare insightful questions about the team dynamics, sales strategies, and how success is measured in the role. This shows your enthusiasm and helps you gauge if the company culture aligns with your values.