At a Glance
- Tasks: Engage with clients, manage portfolios, and support financial solutions for mid-market businesses.
- Company: Dynamic financial services firm committed to diversity and inclusion.
- Benefits: Generous pension, performance bonuses, share schemes, and 28 days holiday.
- Other info: Hybrid working model with a focus on collaboration and professional development.
- Why this job: Join a team that values your input and offers real growth opportunities.
- Qualifications: 2+ years in customer-facing roles, strong communication, and organisational skills.
The predicted salary is between 40824 - 40824 £ per year.
Job Title
Associate Relationship Manager – Mid Markets
Salary
Starting from £40,824
Location
Cardiff or Newport
Hours
Full-time
Working Pattern
Hybrid – at least two days per week, or 40% of time, at one of our office sites
About the Role
We’re seeking an Associate Relationship Manager to support a growth portfolio within the Mid‑Market segment (T/O £50m – £500m).
Working alongside Relationship Directors across South Wales, you’ll help deliver excellent service and tailored solutions to meet our clients’ goals.
The role focuses on new business origination, supporting term loans, RCFs, and other banking solutions for businesses in the £50m‑£500m turnover range.
- What you’ll be doing
- Client
Engagement: Attend client meetings (virtually or in person), prepare agendas and briefing notes, follow up actions, and communicate updates on sector insights, products, clients’ facilities, meetings and events.
- Portfolio Management & Growth: Support the lending journey, help identify high‑value clients and spot opportunities to deliver product solutions.
- Risk & Compliance: Use your understanding of financial accounts to support credit proposals, monitor and manage risk, and contribute to financial analysis.
- Credit & Onboarding: Assist with credit reviews, facility changes and onboarding, including preparing proposals and tender submissions.
- Organisation & Efficiency: Manage your diary and inbox, prioritise tasks and contribute to process improvements that benefit clients and colleagues.
- Collaboration & Insight: Work with internal teams and product partners to deliver tailored solutions and stay informed on sector developments.
- What you’ll need
- Minimum 2 years experience in a customer‑facing role within financial services.
- Strong organisational and time‑management skills.
- Confidence in building and maintaining relationships.
- Clear written and verbal communication skills.
- A proactive mindset and willingness to learn.
- Awareness of risk and how to manage it effectively.
- Desirable: Experience in Business & Commercial Banking.
- Desirable: Proficiency in systems such as CRW, PEGA and Co‑Pilot.
- Diversity & Inclusion
We are committed to creating an inclusive environment where everyone can thrive.
We actively support diversity, equity and inclusion for our customers, colleagues and communities.
We offer reasonable adjustments for colleagues with disabilities and support fair recruitment practices for applicants with disabilities, long‑term health or neurodivergent conditions.
Benefits
- Generous pension contribution up to 15%
- Annual performance‑related bonus
- Share schemes, including free shares
- Discounted shopping benefits
- 28 days holiday plus bank holidays
- Wellbeing initiatives and generous parental leave policies
- #J-18808-Ljbffr
Associate Relationship Manager - Mid Markets in Cardiff employer: Lloyds Bank plc
Lloyds Banking Group is an exceptional employer, offering a dynamic work environment in Leeds, Bristol, or Edinburgh, where you can thrive as an Analyst in BCB Credit Risk Modelling. With a strong commitment to diversity, equity, and inclusion, the company provides generous benefits including a pension contribution of up to 15%, flexible working options, and ample opportunities for professional growth and development, making it a rewarding place to build your career while contributing to meaningful financial services.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Relationship Manager - Mid Markets in Cardiff
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Lloyds Bank plc. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Associate Relationship Manager - Mid Markets in Cardiff
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Lloyds Bank plc.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Lloyds Bank plc's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Lloyds Bank plc
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Lloyds Bank plc.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Lloyds Bank plc will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Lloyds Bank plc employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
