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For Companies At a Glance
- Tasks: Underwrite and manage diverse lending proposals in a dynamic corporate environment.
- Company: Join a growing Credit function in West London with a focus on Corporate and Commercial Real Estate.
- Benefits: Competitive salary, professional growth opportunities, and a collaborative office culture.
- Other info: Engage with senior leadership and contribute to a thriving team atmosphere.
- Why this job: Make impactful decisions in lending while ensuring compliance and risk management.
- Qualifications: 6-10 years of credit underwriting experience and strong analytical skills required.
The predicted salary is between 50000 - 65000 £ per year.
We are seeking an experienced Corporate & Commercial Real Estate (CRE) Underwriter to join a growing Credit function based in West London. This is a key role responsible for assessing, structuring, and managing a diverse portfolio of corporate, CRE, buy‑to‑let (BTL), and personal lending proposals.
The Role
- Reporting directly to the Chief Credit Officer, you will play a pivotal role in underwriting and executing lending transactions, while ensuring robust risk management and regulatory compliance.
Key Responsibilities
- Underwrite Corporate, CRE, personal, and BTL loan applications, ensuring effective execution of transactions.
- Assess and process lending proposals from the business team, including presenting cases to the Credit/Sanctioning Committee.
- Manage end‑to‑end credit processes, including liaising with clients, introducers, solicitors, and valuation firms.
- Conduct annual reviews of the existing credit portfolio, ensuring compliance with covenants and lending terms.
- Monitor loan portfolios, identifying early warning signs, arrears, or potential problem accounts, and make recommendations.
- Work closely with Originations teams to determine clear rationale for approving or declining applications.
- Present proposals to Risk and other internal committees for new and existing products.
- Ensure all credit decisions meet regulatory standards and align with Treating Customers Fairly (TCF) principles.
- Support the Chief Credit Officer across broader Credit Department activities.
- Undertake site visits where required.
Key Skills & Experience
- 6–10 years’ experience in credit underwriting or assessing lending proposals.
- Strong knowledge of the UK lending environment and regulatory framework.
- Experience across Corporate and Commercial Real Estate lending (essential).
- Proficiency in Microsoft Office.
- Strong analytical and risk assessment skills.
Person Profile
- Able to work independently and collaboratively within a team.
- Strong attention to detail with a diligent and methodical approach.
- Confident communicator with the ability to present complex information clearly.
- Commercially aware, with the ability to balance risk and business objectives.
- Proactive, adaptable, and motivated to take on new challenges.
Key Stakeholder Interaction
- Senior leadership including Chief Credit Officer, Chief Banking Officer, and CEO.
- Business Development teams, Relationship Officers, and Branch Network.
- Credit Committees and internal product and administration teams.
Corporate CRE Underwriter in London employer: LJ Recruitment
Contact Detail:
LJ Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Corporate CRE Underwriter in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the corporate and commercial real estate sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of the UK lending environment and regulatory framework. Be ready to discuss your experience with underwriting and risk assessment. We want you to shine when it comes to showcasing your skills!
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or mentors to get comfortable presenting complex information clearly. This will help you build confidence and refine your communication skills before the big day.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and engaged with our company. Let’s get you that Corporate CRE Underwriter role!
We think you need these skills to ace Corporate CRE Underwriter in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Corporate CRE Underwriter role. Highlight your experience in credit underwriting and any relevant skills that match the job description. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our team. Mention specific experiences that demonstrate your understanding of the UK lending environment and your analytical skills. Let us know why you’re excited about this opportunity!
Showcase Your Achievements: When detailing your experience, focus on your achievements rather than just responsibilities. Use numbers and examples to illustrate how you've successfully managed portfolios or improved processes. We love seeing concrete results!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining StudySmarter. We can’t wait to hear from you!
How to prepare for a job interview at LJ Recruitment
✨Know Your Numbers
Brush up on your understanding of the UK lending environment and regulatory framework. Be prepared to discuss specific examples from your past experience in credit underwriting, especially in Corporate and Commercial Real Estate. This will show that you’re not just familiar with the theory but have practical insights to share.
✨Master the STAR Technique
When answering competency questions, use the STAR (Situation, Task, Action, Result) technique. Prepare a few key scenarios from your previous roles where you successfully assessed lending proposals or managed portfolios. This structured approach will help you convey your experience clearly and effectively.
✨Showcase Your Analytical Skills
Since strong analytical skills are crucial for this role, be ready to discuss how you've identified early warning signs in loan portfolios or made recommendations based on your assessments. Bring along any relevant data or reports that can illustrate your analytical prowess.
✨Engage with Stakeholders
Demonstrate your ability to communicate complex information clearly by preparing to discuss how you’ve liaised with various stakeholders in the past. Think about times when you presented proposals to committees or worked with clients and solicitors, and be ready to share those experiences.