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- Tasks: Support daily banking operations and ensure accurate processing of payments.
- Company: Dynamic banking institution in West London with a focus on professional growth.
- Benefits: Competitive salary, full-time hours, and opportunities for career advancement.
- Other info: Fast-paced environment with a strong emphasis on teamwork and accuracy.
- Why this job: Kickstart your career in banking operations and make a real impact.
- Qualifications: Detail-oriented with good Microsoft Office skills; banking knowledge is a plus.
Location: West London
Salary: £27,000 per annum
Job Type: Permanent
Working Pattern: Full-time, fully office-based
We are seeking a detail-oriented and motivated Junior Associate to join our Operations team in West London. This is an excellent opportunity for someone looking to build a long-term career within banking operations and payments processing in a fast-paced and professional environment.
The successful candidate will support the day-to-day operational activities of the clearing team, ensuring all processes are completed accurately, within deadlines, and in line with internal controls and regulatory requirements.
Key Responsibilities
- Process inward clearing cheques, BACS credit/debit files, and related returns within required cut-off times
- Handle outward clearing and rejection entries, ensuring balances and totals reconcile correctly
- Monitor and process standing order instructions in line with customer requests
- Process Faster Payment requests, ensuring approvals and signature verification are completed in accordance with policy
- Check and action stop payments and cancellations related to payment processing
- Manage debit card reconciliations and investigate related queries
- Support customer chargeback queries and liaise with relevant payment providers within required timelines
- Ensure all customer queries are managed efficiently through CRM/RMS systems
- Reconcile internal accounts and support daily operational controls
- Liaise with branches and internal departments regarding operational and clearing-related queries
- Assist team members to ensure all daily tasks are completed accurately and on time
- Carry out additional departmental administrative and operational duties as required
Skills & Experience Required
- Good working knowledge of Microsoft Office
- Experience using Finacle and other banking applications is advantageous
- Understanding of banking regulations, AML, and KYC procedures
- Excellent attention to detail and accuracy
- Strong verbal and written communication skills
- Ability to work independently and manage workload effectively
- Strong interpersonal skills with a collaborative approach to problem-solving
About You
You will be highly organised, reliable, and able to work effectively in a busy operational environment. You will take pride in delivering accurate work, meeting deadlines, and maintaining high professional standards at all times.
Junior Associate - Banking Operations in Harrow employer: LJ Recruitment
Contact Detail:
LJ Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Junior Associate - Banking Operations in Harrow
✨Tip Number 1
Network like a pro! Reach out to people in the banking operations field on LinkedIn or at local events. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by practising common questions related to banking operations. We recommend role-playing with a friend to boost your confidence and refine your answers.
✨Tip Number 3
Showcase your skills! Bring examples of how you've handled tasks similar to those in the job description. This will help you stand out as a candidate who’s ready to hit the ground running.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed, and we love seeing candidates who are keen to join us directly.
We think you need these skills to ace Junior Associate - Banking Operations in Harrow
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Junior Associate role. Highlight any relevant experience in banking operations or payments processing, and don’t forget to showcase your attention to detail and organisational skills!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about banking operations and how your skills align with our needs. Keep it concise but engaging – we want to see your personality!
Showcase Your Skills: In your application, be sure to mention your proficiency with Microsoft Office and any experience with banking applications like Finacle. We love candidates who can hit the ground running, so let us know what you bring to the table!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at LJ Recruitment
✨Know Your Banking Basics
Brush up on your understanding of banking operations, especially around payments processing, AML, and KYC procedures. Being able to discuss these topics confidently will show that you're serious about the role and understand the industry's requirements.
✨Showcase Your Attention to Detail
Prepare examples from your past experiences where your attention to detail made a difference. Whether it was catching an error in a report or ensuring compliance with regulations, having specific stories ready will highlight your suitability for this detail-oriented position.
✨Familiarise Yourself with Relevant Software
If you have experience with Microsoft Office or banking applications like Finacle, be ready to discuss how you've used them. If not, consider doing a quick online tutorial to get a basic understanding, as this will demonstrate your willingness to learn and adapt.
✨Practice Your Communication Skills
Since strong verbal and written communication skills are essential, practice explaining complex concepts clearly and concisely. You might even want to do a mock interview with a friend to refine your responses and ensure you come across as confident and articulate.