At a Glance
- Tasks: Assess and manage lending proposals in Corporate and Commercial Real Estate.
- Company: Dynamic financial institution based in West London.
- Benefits: Competitive salary, professional growth, and a collaborative office environment.
- Other info: Opportunity to work closely with senior management and enhance your career.
- Why this job: Join a key role in shaping lending decisions and driving business growth.
- Qualifications: Experience in underwriting and strong analytical skills required.
The predicted salary is between 60000 - 60000 £ per year.
All potential applicants are encouraged to scroll through and read the complete job description before applying.
Location: West London
Salary: £60,000 per annum
Working Pattern: Fully office-based
Department: Credit
Reporting to: Chief Credit Officer
About the Role
We are looking for an experienced and commercially minded Corporate & Commercial Real Estate (CRE) Underwriter to join our Credit team based in West London. This is a key role within the Credit function, responsible for assessing, underwriting and managing a range of lending proposals across Corporate, Commercial Real Estate (CRE), Buy-to-Let (BTL) and personal lending. You will work closely with the Business and Originations teams, senior management, Credit Committees, solicitors and valuation firms to ensure lending decisions are robust, commercially sound and aligned with the organisation's credit policies and regulatory requirements. This is a fully office-based position, offering the opportunity to work closely with senior stakeholders and play an important role in supporting the growth and quality of the lending portfolio.
Key Responsibilities
- Underwrite Corporate, CRE, BTL and personal loan proposals, ensuring transactions are appropriately assessed and successfully executed.
- Assess and process lending proposals received from the Business team and present recommendations to the relevant Sanctioning Committee.
- Work closely with the Originations team to establish a clear rationale for approving or declining applications.
- Monitor the existing loan portfolio, identifying early arrears, emerging risks and potential problem accounts, and make appropriate recommendations.
- Take responsibility for the annual review process across the existing credit portfolio, ensuring borrowing requirements and financial covenants are being met.
- Minimise credit risk associated with lending applications while operating within established credit policies, procedures and risk appetite.
- Undertake property and borrower site visits where required.
- Present proposals and recommendations to Risk Committee and other UK management committees where appropriate.
- Liaise with solicitors, valuation firms and other professional advisers to facilitate an efficient end-to-end credit process.
- Ensure credit decisions are made in accordance with relevant regulatory standards, including Treating Customers Fairly (TCF) principles and Customer First standards.
- Support the Chief Credit Officer across the operational activities of the Credit Department.
Corporate CRE Underwriter in Greenhill employer: LJ Recruitment
Join a dynamic and supportive team at a leading manufacturer in Mid-Essex, where your expertise as a Powder Coating Team Leader will be valued and rewarded. With a strong focus on employee development, we offer opportunities for growth and advancement within a collaborative work culture that prioritises safety and quality. Enjoy the benefits of working in a well-established company that fosters innovation and efficiency, making it an excellent place to build a meaningful career.
StudySmarter Expert Advice🤫
We think this is how you could land Corporate CRE Underwriter in Greenhill
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like LJ Recruitment. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Corporate CRE Underwriter in Greenhill
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to LJ Recruitment.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on LJ Recruitment's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at LJ Recruitment
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with LJ Recruitment.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at LJ Recruitment will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former LJ Recruitment employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
