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- Tasks: Support the credit administration process from start to finish, ensuring compliance and accuracy.
- Company: Dynamic financial institution located in the heart of London.
- Benefits: Competitive salary, professional development, and a vibrant office environment.
- Why this job: Join a team that values integrity and teamwork while working on impactful lending projects.
- Qualifications: Experience in credit administration and strong organisational skills required.
- Other info: Opportunity for growth in a fast-paced, collaborative setting.
The predicted salary is between 35000 - 40000 £ per year.
Location: London (Fully Office Based - Moorgate)
Contract: Full-time
Salary: £35,000 - £40,000 per annum
About the Role
We are seeking a Credit Administration Officer to join our Credit team in London. This is a full-time, office-based role supporting the end-to-end credit administration process, from pre-disbursement through to post-completion, ensuring all internal policies, procedures, and regulatory requirements are met. The role involves close collaboration with internal teams and external counterparties to ensure lending transactions are processed accurately, efficiently, and in full compliance. The lending portfolio is primarily real estate-backed, with additional exposure to SME working capital, trade finance, and Islamic finance products.
Key Responsibilities
- Pre-Disbursement
- Prepare credit documentation including term sheets, facility letters, addendums, borrower consents, and related documentation following credit approval
- Obtain and manage fee quotes from panel valuers and solicitors
- Coordinate the appointment of solicitors and valuers
- Review valuation reports and manage legal conveyancing through to completion
- Ensure all conditions precedent are satisfied and progress is communicated to relevant stakeholders
- Review reports on title and valuation reports, identifying risks and recommending mitigants
- Process loan disbursements and book loan limits and collateral on internal systems
- Liaise with solicitors, valuers, Credit, Operations, Monitoring, and Remedial teams
- Obtain and manage executed credit documents and perfected security
- Follow up on conditions subsequent
- Maintain accurate and complete credit files and audit trails
- Maintain credit databases, MI, pipeline, limits, and collateral data
- Deliver against agreed service level agreements (SLAs)
- Manage revaluation processes and liaise with valuers and credit teams
- Support audits, projects, UAT, and ad hoc credit administration initiatives
Regulatory & Conduct Responsibilities
The role requires full compliance with FCA and PRA Conduct Rules, including acting with integrity, due skill and care, treating customers fairly, and maintaining proper standards of market conduct.
Skills & Experience Required
Essential
- Experience in credit administration with exposure to Buy-to-Let (residential and commercial) and SME banking products
- Strong understanding of credit documentation, security perfection, valuation, and collateral management
- Proficiency in spreadsheets and database tools
- Excellent organisational skills with strong attention to detail
Desirable
- Knowledge of Islamic finance products, including Commodity Murabaha and Diminishing Musharaka
Personal Attributes
- Proactive, detail-oriented, and deadline-focused
- Strong written and verbal communication skills
- Confident working across departments and with external stakeholders
- Able to prioritise, multitask, and perform well in time-pressured environments
- Positive team player with a flexible and professional approach
Credit Administration Officer employer: LJ Recruitment
Contact Detail:
LJ Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Administration Officer
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance sector, especially those who work in credit administration. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit documentation and compliance regulations. We recommend practising common interview questions related to credit administration to boost your confidence.
✨Tip Number 3
Showcase your skills! When you get the chance, highlight your experience with Buy-to-Let products and your proficiency in spreadsheets during interviews. This will help you stand out as a strong candidate.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Credit Administration Officer
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Administration Officer role. Highlight your experience in credit administration and any relevant skills, like your understanding of credit documentation and security perfection. We want to see how you fit into our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background aligns with our needs. Be sure to mention your experience with real estate-backed lending and any exposure to SME banking products.
Show Off Your Attention to Detail: In credit administration, attention to detail is key. When filling out your application, double-check for any typos or errors. We appreciate candidates who take the time to ensure their application is polished and professional.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at LJ Recruitment
✨Know Your Credit Documentation
Make sure you brush up on your knowledge of credit documentation, especially term sheets and facility letters. Being able to discuss these confidently will show that you understand the core responsibilities of a Credit Administration Officer.
✨Familiarise Yourself with Regulatory Requirements
Since compliance is key in this role, take some time to review FCA and PRA Conduct Rules. Being able to articulate how you would ensure compliance during the credit administration process will impress your interviewers.
✨Showcase Your Organisational Skills
Prepare examples from your past experience where your organisational skills made a difference. Discuss how you managed multiple tasks or projects simultaneously, as this role requires juggling various responsibilities efficiently.
✨Communicate Effectively
Practice your verbal communication skills, especially when it comes to liaising with different teams and external stakeholders. Clear communication is crucial in ensuring that all parties are aligned throughout the lending process.
