Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Support the credit administration process from start to finish, ensuring compliance and efficiency.
- Company: Dynamic financial institution located in the heart of London.
- Benefits: Competitive salary, professional development, and a collaborative office environment.
- Why this job: Join a team that values integrity and offers exposure to diverse financial products.
- Qualifications: Experience in credit administration and strong organisational skills required.
- Other info: Opportunity to work in a fast-paced environment with excellent career growth potential.
The predicted salary is between 30000 - 40000 £ per year.
Location: London (Fully Office Based - Moorgate)
Contract: Full-time
Salary: £35,000 - £40,000 per annum
About the Role
We are seeking a Credit Administration Officer to join our Credit team in London. This is a full-time, office-based role supporting the end-to-end credit administration process, from pre-disbursement through to post-completion, ensuring all internal policies, procedures, and regulatory requirements are met. The role involves close collaboration with internal teams and external counterparties to ensure lending transactions are processed accurately, efficiently, and in full compliance. The lending portfolio is primarily real estate-backed, with additional exposure to SME working capital, trade finance, and Islamic finance products.
Key Responsibilities
- Pre-Disbursement
- Prepare credit documentation including term sheets, facility letters, addendums, borrower consents, and related documentation following credit approval
- Obtain and manage fee quotes from panel valuers and solicitors
- Coordinate the appointment of solicitors and valuers
- Review valuation reports and manage legal conveyancing through to completion
- Ensure all conditions precedent are satisfied and progress is communicated to relevant stakeholders
- Review reports on title and valuation reports, identifying risks and recommending mitigants
- Process loan disbursements and book loan limits and collateral on internal systems
- Liaise with solicitors, valuers, Credit, Operations, Monitoring, and Remedial teams
- Obtain and manage executed credit documents and perfected security
- Follow up on conditions subsequent
- Maintain accurate and complete credit files and audit trails
- Maintain credit databases, MI, pipeline, limits, and collateral data
- Deliver against agreed service level agreements (SLAs)
- Manage revaluation processes and liaise with valuers and credit teams
- Support audits, projects, UAT, and ad hoc credit administration initiatives
Regulatory & Conduct Responsibilities
The role requires full compliance with FCA and PRA Conduct Rules, including acting with integrity, due skill and care, treating customers fairly, and maintaining proper standards of market conduct.
Skills & Experience Required
- Essential
- Experience in credit administration with exposure to Buy-to-Let (residential and commercial) and SME banking products
- Strong understanding of credit documentation, security perfection, valuation, and collateral management
- Proficiency in spreadsheets and database tools
- Excellent organisational skills with strong attention to detail
- Knowledge of Islamic finance products, including Commodity Murabaha and Diminishing Musharaka
Personal Attributes
- Proactive, detail-oriented, and deadline-focused
- Strong written and verbal communication skills
- Confident working across departments and with external stakeholders
- Able to prioritise, multitask, and perform well in time-pressured environments
- Positive team player with a flexible and professional approach
Locations
Credit Administration Officer in City of London, London employer: LJ Recruitment
Contact Detail:
LJ Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Administration Officer in City of London, London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with potential colleagues on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and understanding their credit processes. Be ready to discuss how your experience aligns with their needs, especially in areas like credit documentation and compliance.
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. Use the STAR method (Situation, Task, Action, Result) to structure your answers and showcase your skills in credit administration.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Credit Administration Officer in City of London, London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Administration Officer role. Highlight your experience in credit administration and any relevant skills, like your understanding of credit documentation and security perfection. We want to see how you fit into our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background aligns with our needs. Don’t forget to mention your experience with real estate-backed lending or SME banking products – we love that stuff!
Show Off Your Attention to Detail: In this role, attention to detail is key. When you’re filling out your application, make sure everything is accurate and well-organised. A clean, error-free application shows us you’re serious about the position and can handle the responsibilities that come with it.
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to submit all your documents in one go. Plus, it helps us keep track of your application better!
How to prepare for a job interview at LJ Recruitment
✨Know Your Credit Documentation
Make sure you brush up on your knowledge of credit documentation, especially term sheets and facility letters. Being able to discuss these confidently will show that you understand the core responsibilities of a Credit Administration Officer.
✨Showcase Your Organisational Skills
Prepare examples that highlight your organisational skills and attention to detail. Think about times when you successfully managed multiple tasks or projects, as this role requires juggling various responsibilities efficiently.
✨Understand Regulatory Requirements
Familiarise yourself with FCA and PRA Conduct Rules. Being able to articulate how you would ensure compliance in your role will demonstrate your commitment to maintaining high standards and integrity in credit administration.
✨Communicate Effectively
Practice your communication skills, both written and verbal. You’ll need to liaise with various stakeholders, so being clear and concise in your explanations will be key. Consider preparing a few questions to ask during the interview to show your engagement.
